Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.brac.net/ |
Year established | 2006 |
Head of Institution | Faruque Ahmed |
Regions active | Central, Eastern, Northern, Western |
# Branches | 133 |
Total Portfolio (nat'l) | UGX 65,967,150,584 |
Total Portfolio (USD) | USD 26,125,604.19 |
Active clients with loans | 134,693 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AMFIU |
Funders | MasterCard Foundation, BRAC Africa Loan Fund |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.thardeep.org |
Year established | 1998 |
Head of Institution | Ms. Parsa Pathani |
Regions active | Sindh |
# Branches | 151 |
Total Portfolio (nat'l) | PKR 1,407,060,752 |
Total Portfolio (USD) | USD 13,817,336.58 |
Active clients with loans | 100,001 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Pakistan Microfinance Network, Rural Support Programme Network, National Disaster Management Authority |
Funders | Pakistan Poverty Alleviation Fund (PPAF), USAID, Government Of Sindh, Save the Children |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | UGX 350,000 - 3,500,000 | 3 - 12.5 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Microfinance 6-Month Loan | UGX 350,000 - 2,500,000 | 5 - 7 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Small Enterprise Program | UGX 2,500,000 - 25,000,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | PKR 5,000 - 100,000 | 3 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Business Training | |||||||
Livestock Loans | PKR 5,000 - 70,000 | 6 - 12 | 40% - 60% | 0% - 20% | Business, Livestock | Women, Men, must have livestock or want to purchase livestock | Credit Educ, Business Training | |||||||
Agriculture Loans | PKR 5,000 - 40,000 | 4 - 8 | 0% - 20% | 0% | Agriculture | Men, Have home or land | Credit Educ |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 47.8% - 52.4% | 57.5% - 63.9% | 41 | ||||||||
Microfinance 6-Month Loan | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 46.5% - 49.8% | 56.6% - 60.7% | 43 | ||||||||
Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 45.2% - 45.7% | 53.9% - 54.5% | 46 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 47.8% - 52.4% | 57.5% - 63.9% | 41 | ||||||||
Microfinance 6-Month Loan | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 46.5% - 49.8% | 56.6% - 60.7% | 43 | ||||||||
Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 45.2% - 45.7% | 53.9% - 54.5% | 46 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Enterprise Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 34.4% - 35.6% | 35.1% - 37.6% | 49 | ||||||||
Livestock Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 18.6% - 21.3% | 18.9% - 21.8% | 91 | ||||||||
Agriculture Loans | 18.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 20.1% - 21.3% | 20.6% - 24% | 80 |
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