Institution Type | Non-Governmental Organization |
Is this institution regulated? | Yes |
Website address | http://www.brac.net/ |
Year established | 2006 |
Head of Institution | Faruque Ahmed |
Regions active | Central, Eastern, Northern, Western |
# Branches | 133 |
Total Portfolio (nat'l) | UGX 65,967,150,584 |
Total Portfolio (USD) | USD 26,125,604.19 |
Active clients with loans | 134,693 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | AMFIU |
Funders | MasterCard Foundation, BRAC Africa Loan Fund |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.ashi.org.ph/ |
Year established | 1991 |
Head of Institution | Mila Mercado-Bunker |
Regions active | |
# Branches | 21 |
Total Portfolio (nat'l) | PhP 238,006,978 |
Total Portfolio (USD) | USD 5,693,946.84 |
Active clients with loans | 31,322 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 20% - 40% |
Network affiliations | Microfinance Council of the Philippines, Social Performance Taskforce, Social Performance Network, Grameen Global Network |
Funders | TRIAS, PCFC, Peace & Equity Foundation, KIVA |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | UGX 350,000 - 3,500,000 | 3 - 12.5 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Microfinance 6-Month Loan | UGX 350,000 - 2,500,000 | 5 - 7 | 100% | 0% - 20% | Any Purpose | Women, Have business | Credit Educ, Group Mtgs, Business Training | |||||||
Small Enterprise Program | UGX 2,500,000 - 25,000,000 | 3 - 12 | 40% - 60% | 20% - 40% | Business | Women, Men, Have business | Credit Educ, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Center Loan | PHP 1,000 - 50,000 | 6 - 24 | 80% - 100% | 20% - 40% | Other, Payment of past due of willful member | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Educational Loan | PHP 3,000 - 20,000 | 6 - 24 | 80% - 100% | 20% - 40% | Education | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
General Loan | PHP 3,000 - 50,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Life Insurance | |||||||
Group Fund Loan | PHP 700 - 49,000 | 2 - 6 | 80% - 100% | 20% - 40% | Other | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
House Repair Loan | PHP 3,000 - 20,000 | 6 - 24 | 80% - 100% | 20% - 40% | Housing | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Recovery Loan | PHP 3,000 - 3,000 | 6 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 47.8% - 52.4% | 57.5% - 63.9% | 41 | ||||||||
Microfinance 6-Month Loan | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 46.5% - 49.8% | 56.6% - 60.7% | 43 | ||||||||
Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 0 Ins | None | 10.0% upfront | 45.2% - 45.7% | 53.9% - 54.5% | 46 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Center Loan | 25.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 33.1% - 44.3% | 33.1% - 44.3% | 65 | ||||||||
Educational Loan | 25.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 47.3% - 48.4% | 47.3% - 48.4% | 52 | ||||||||
General Loan | 25.0% annual, Flat | 1 Fee | 2 Ins | None | 5.00 upfront 5.00 ongoing | 70.1% | 72.1% - 106.2% | 31 | ||||||||
Group Fund Loan | 0.0% annual, Flat | 1 Fee | 0 Ins | None | N/A | 17.3% - 19.8% | 17.3% - 40.9% | 0 | ||||||||
House Repair Loan | 25.0% annual, Flat | 0 Fees | 0 Ins | None | N/A | 47.3% - 47.6% | 47.3% - 47.6% | 53 | ||||||||
Recovery Loan | 25.0% annual, Flat | 0 Fees | 0 Ins | None | None | 47.3% - 48.4% | 47.3% - 48.4% | 52 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Microfinance 1-Year Loan | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 47.8% - 52.4% | 57.5% - 63.9% | 41 | ||||||||
Microfinance 6-Month Loan | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 46.5% - 49.8% | 56.6% - 60.7% | 43 | ||||||||
Small Enterprise Program | 25.0% annual, Flat | 2 Fees | 0 Ins Ins | None | 10.0% upfront | 45.2% - 45.7% | 53.9% - 54.5% | 46 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Center Loan | 25.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 33.1% - 44.3% | 33.1% - 44.3% | 65 | ||||||||
Educational Loan | 25.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 47.3% - 48.4% | 47.3% - 48.4% | 52 | ||||||||
General Loan | 25.0% annual, Flat | 1 Fee | 2 Ins Ins | None | 5.00 upfront 5.00 ongoing | 70.1% | 72.1% - 106.2% | 31 | ||||||||
Group Fund Loan | 0.0% annual, Flat | 1 Fee | 0 Ins Ins | None | N/A | 17.3% - 19.8% | 17.3% - 40.9% | 0 | ||||||||
House Repair Loan | 25.0% annual, Flat | 0 Fees | 0 Ins Ins | None | N/A | 47.3% - 47.6% | 47.3% - 47.6% | 53 | ||||||||
Recovery Loan | 25.0% annual, Flat | 0 Fees | 0 Ins Ins | None | None | 47.3% - 48.4% | 47.3% - 48.4% | 52 |
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