Institution

Centenary Rural Development Bank Mapeera House, Plot 44-46, Kampala RoadKampalaP.O.Box 1892
Data approved: 2013-01-24
Data version: 2
Age of data: 145 months

Institution

Cashpor Micro Credit B-4 DIG ColonyMakbool Alam RoadVaranasi, Uttar Pradesh221002
Data approved: 2010-10-25
Data version: 1
Age of data: 172 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.centenarybank.co.ug/
Year established1983
Head of InstitutionFabian Kasi
Regions activeCentral, Eastern, Northern, Western
# Branches38

Total Portfolio (nat'l)UGX 574,975,000,000
Total Portfolio (USD)USD 221,144,230.80
Active clients with loans133,802
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.cashpor.in/
Year established2002
Head of InstitutionMukul Jaiswal
Regions active
# Branches269

Total Portfolio (nat'l)INR 2,673,981,826
Total Portfolio (USD)USD 50,452,487.28
Active clients with loans417,039
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

11,745 Borrowers
USD 16,673,843 Portfolio
Active Product
55,071 Borrowers
USD 29,238,801 Portfolio
Active Product
49,036 Borrowers
USD 42,212,308 Portfolio
Active Product
20,000 Borrowers
USD 1,962 Portfolio
Active Product

Loan Products » Summary

417,039 Borrowers
USD 50,452,487.28 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Home Improvement Loan UGX 100,000 - 30,000,000 3 - 36 20% - 40% 20% - 40% Housing Women, Men, Have home or land Credit Ins
Micro Business Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business, Specific age group Credit Ins
Salary Loan UGX 100,000 - 250,000,000 3 - 48 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Small Business Loan UGX 5,100,000 - 20,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generating Loan INR 2,000 - 25,000 12 80% - 100% 0% - 20% Any Purpose Women Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 25.8% - 26% 27.9% - 28.1% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 13.5% annual, Flat 0 Fees 1 Ins None N/A 25.8% - 26% 27.9% - 28.1% 48

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generating Loan 0 25.8% - 26% 27.9% - 28.1% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generating Loan 13.5% annual, Flat 0 Fees 1 Ins Ins None N/A 25.8% - 26% 27.9% - 28.1% 48
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Key Statistics
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# Borrowers
Loan Portfolio (USD)
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% Products with one or more fee
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% Products with compulsory deposits
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