2. Centenary Bank
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Disha Microfin
Please note that the information you are viewing is 140 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Centenary Rural Development Bank Mapeera House, Plot 44-46, Kampala RoadKampalaP.O.Box 1892
Data approved: 2013-01-24
Data version: 2
Age of data: 145 months
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Institution

Disha Microfin Pvt Ltd 404, 4th Floor, 3rd EyePanchwati Cross Road, C. G. RoadAhmedabad, GujuratPO Box 380006
Data approved: 2013-05-28
Data version: 2
Age of data: 140 months
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.centenarybank.co.ug/
Year established1983
Head of InstitutionFabian Kasi
Regions activeCentral, Eastern, Northern, Western
# Branches38

Total Portfolio (nat'l)UGX 574,975,000,000
Total Portfolio (USD)USD 221,144,230.80
Active clients with loans133,802
Approximate % female clients20% - 40%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.dishamicrofin.com
Year established1995
Head of InstitutionSameer Nanavati
Regions activeGujarat
# Branches24

Total Portfolio (nat'l)INR 759,625,000
Total Portfolio (USD)USD 14,332,547.17
Active clients with loans69,053
Approximate % female clients100%
Approximate % urban clients0
Network affiliationsMFIN

Loan Products » Summary

Home
11,745 Borrowers
USD 16,673,843 Portfolio
Active Product
Micro Bsnss
55,071 Borrowers
USD 29,238,801 Portfolio
Active Product
Salary
49,036 Borrowers
USD 42,212,308 Portfolio
Active Product
Small Bsnss
20,000 Borrowers
USD 1,962 Portfolio
Active Product

Loan Products » Summary

Gati F
42,080 Borrowers
USD 7,238,207.55 Portfolio
Active Product
Pragati R
26,973 Borrowers
USD 7,094,339.62 Portfolio
Active Product
Gati
Retired Product
Pragati
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Home Improvement Loan UGX 100,000 - 30,000,000 3 - 36 20% - 40% 20% - 40% Housing Women, Men, Have home or land Credit Ins
Micro Business Loan UGX 100,000 - 5,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business, Specific age group Credit Ins
Salary Loan UGX 100,000 - 250,000,000 3 - 48 20% - 40% 40% - 60% Any Purpose Women, Men, Salaried worker Credit Ins
Small Business Loan UGX 5,100,000 - 20,000,000 3 - 24 20% - 40% 20% - 40% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gati F INR 12,000 - 15,000 15 - 18 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins
Pragati R INR 15,000 - 25,000 15 - 24 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Home Improvement Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 31.2% - 34.3% 31.6% - 35.2% 72
Micro Business Loan 29.00%-42.00% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 30.3% - 45.5% 30.9% - 46.4% 77
Salary Loan 18.96%-27.96% annual, Decl Bal 2 Fees 1 Ins Ins None N/A 27.9% - 34% 28.5% - 36% 60
Small Business Loan 21.96%-24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 33.1% - 35.3% 33.5% - 36.2% 62

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86
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