Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 2002 |
Head of Institution | Joseph Mugume |
Regions active | Western |
# Branches | 1 |
Total Portfolio (nat'l) | UGX 3,100,954,725 |
Total Portfolio (USD) | USD 1,240,381.89 |
Active clients with loans | 1,500 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Uganda Cooperative Alliance, AMFIU, ANKOLE Private Sector |
Funders | TRIAS-Uganda, SUFFICE |
Institution Type | RurBank |
Is this institution regulated? | Yes |
Website address | http://www.peoplesbankofcaraga.org/ |
Year established | 1972 |
Head of Institution | Cristina A. Bulaon |
Regions active | |
# Branches | 12 |
Total Portfolio (nat'l) | PhP 436,386,219 |
Total Portfolio (USD) | USD 10,439,861.70 |
Active clients with loans | 41,943 |
Approximate % female clients | 80% - 100% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Microfinance Council of the Philippines, Inc. (MCPI) |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | UGX 100,000 - 15,000,000 | 4 - 12 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Banana Improvement Loan | UGX 100,000 - 5,000,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Allied Undertakings Loan | PHP 3,000 - 150,000 | 6 - 12 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Cycled Loan / Enterprise Loan | PHP 3,000 - 150,000 | 6 - 12 | 80% - 100% | 20% - 40% | Business | Women, Men, Have business, Specific age group, Age must be 18 to 65 years old | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
Farm Financing Loan | PHP 3,000 - 10,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training | |||||||
ISAPA-PPP | PHP 5,000 - 75,000 | 6 | 0% - 20% | 0% - 20% | Business | Women, Men, Specific age group | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Education Trips of Members |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins | None | 10.00% upfront | 39.4% - 39.5% | 50.2% - 50.3% | 71 | ||||||||
Banana Improvement Loan | 34.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 10.00% upfront | 39.2% - 44.5% | 49.8% - 55.4% | 65 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Allied Undertakings Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | N/A | 59.2% - 61.1% | 62.9% - 65.7% | 37 | ||||||||
Cycled Loan / Enterprise Loan | 24.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | 100.00 upfront 0.37% ongoing | 58.1% - 63% | 70.7% - 76.3% | 32 | ||||||||
Farm Financing Loan | 28.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | N/A | 36.2% - 36.8% | 38.3% - 39% | 72 | ||||||||
ISAPA-PPP | 28.0% annual, Flat | 2 Fees | 1 Ins | 0.50% loan amt | N/A | 66.5% | 67.4% - 69% | 41 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agricultural Loan | 36.00% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | 10.00% upfront | 39.4% - 39.5% | 50.2% - 50.3% | 71 | ||||||||
Banana Improvement Loan | 34.00%-36.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 10.00% upfront | 39.2% - 44.5% | 49.8% - 55.4% | 65 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Allied Undertakings Loan | 24.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | N/A | 59.2% - 61.1% | 62.9% - 65.7% | 37 | ||||||||
Cycled Loan / Enterprise Loan | 24.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | 100.00 upfront 0.37% ongoing | 58.1% - 63% | 70.7% - 76.3% | 32 | ||||||||
Farm Financing Loan | 28.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | N/A | 36.2% - 36.8% | 38.3% - 39% | 72 | ||||||||
ISAPA-PPP | 28.0% annual, Flat | 2 Fees | 1 Ins Ins | 0.50% loan amt | N/A | 66.5% | 67.4% - 69% | 41 |
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