Please note that the information you are viewing is 146 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

EQUITY BANK Plot 390, Muteesa 1 RoadKatweKampalaPO Box 10184
Data approved: 2012-10-18
Data version: 2
Age of data: 146 months

Product

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This institution provided data on this product on 2011-06-29 and the product was no longer active when they submitted data on 2012-10-18.
Please note that the information you are viewing is 141 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Disha Microfin Pvt Ltd 404, 4th Floor, 3rd EyePanchwati Cross Road, C. G. RoadAhmedabad, GujuratPO Box 380006
Data approved: 2013-05-28
Data version: 2
Age of data: 141 months

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.dishamicrofin.com
Year established1995
Head of InstitutionSameer Nanavati
Regions activeGujarat
# Branches24

Total Portfolio (nat'l)INR 759,625,000
Total Portfolio (USD)USD 14,332,547.17
Active clients with loans69,053
Approximate % female clients100%
Approximate % urban clients0
Network affiliationsMFIN

Loan Products » Summary

42,080 Borrowers
USD 7,238,207.55 Portfolio
Active Product
26,973 Borrowers
USD 7,094,339.62 Portfolio
Active Product
Retired Product
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Gati F INR 12,000 - 15,000 15 - 18 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins
Pragati R INR 15,000 - 25,000 15 - 24 100% 0% - 20% Business Women, Specific age group, Low HH Inc, Med HH Inc, Rural HH, Urban HH, Must be economically active Credit Educ, Group Mtgs, Credit Ins

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Gati F 24.9% - 27.1% 26.5% - 28.4% 29.4% - 30.7% Yes Yes Yes 100
Pragati R 25.1% - 27.9% 26.2% - 28.9% 29% - 31.6% Yes Yes Yes 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Gati F 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.5% - 28.4% 29.4% - 30.7% 87
Pragati R 26.0%-28.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.2% - 28.9% 29% - 31.6% 86
Institution Price Graph
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