2. FINCA-UGA
Please note that the information you are viewing is 118 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. BancoSol
Please note that the information you are viewing is 130 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

FINCA Uganda Limited Plot 22 Ben Kiwanuka StreetKampalaPO Box 24450
Data approved: 2014-11-19
Data version: 3
Age of data: 118 months
Choose version

Institution

BancoSol S.A. Calle Nicolás Acosta No. 289 esq. Cañada Strongest, MurilloLa Paz, Bolivia13176
Data approved: 2013-09-05
Data version: 2
Age of data: 130 months
Choose version

Product

FINCA Business Loan Product 1 of 4 « Prev | Next »

Product

Sol Vehículo (Tasa Fija, USD) Product 13 of 30 « Prev | Next »

Product Summary

Number borrowers10,570
Loan Amount (range)UGX 500,000 - 200,000,000
Loan Term (range)3 - 36
Other Services (text summary)Credit Ins
Annual Interest & Method24.0%-36.0% annual, Decl Bal
Fees3.00% upfront 5,000.00 upfront
Insurance0.50% upfront
TaxNone
Comp DepN/A
Range of pricing 
Interest Price Component27.7% - 68.4%
Fee Component2.2% - 12.5%
Insurance Component0 - 1.1%
Tax Component Range0
Full APR (int fee ins tax dep)33.0% - 37.0%
Transparency Index (min/max)59 - 83
Transparency Index (average)68

Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 43,336,409,937
Portfolio (USD)USD 17,162,934.63
Active Clients with Loans10,570
Approximate % Female Clients20% - 40%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Available to individuals with collateral and titled security. Offered with loan sizes of 500,000 to 60 million. Borrowers have credit insurance for these loans.
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculturex
Educationx
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age groupx
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution5
# Regions for this product5
Regions ActiveCentral, Eastern, Northern, Western, Southern

Product Details


This product either has less than 50 active borrowers or less than 10 loan disbursements over the past 9 months. MFTransparency presents basic data rather than full data for low volume products
Key Statistics
Outstanding portfolio (USD)USD 16,451.37
Portfolio (USD)USD 16,451.37
Active Clients with Loans1
Approximate % Female Clients40% - 60%
Approximate % Urban Clients40% - 60%
Description
Crédito diseñado para financiar la compra de vehículos nuevos o usados para uso privado (personal).
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherActivo Fijo
Other (2)
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution9
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUGX
Minimum loan sizeUGX 500,000
Maximum loan size200,000,000
Distribution at Disbursement (Est.)
Loans less than UGX 1,000,0005%
UGX 1,000,000-5,000,00020%
UGX 5,000,000-7,500,00020%
UGX 7,500,000-10,000,00015%
UGX 10,000,000-13,000,00015%
Greater than UGX 13,000,00015%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term36.0 months
Approx average12.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months10%
Between 7 and 9 months10%
Between 10 and 12 months20%
Between 13 and 18 months40%
Longer than 18 months20%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.00%
Highest quoted nominal interest3.00%
Reason(s) why interest rate variesLoan Size
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1Fee 2
DescriptionSet Up Commission FeeStamp Study
% of loan amount - min3.00%0
% of loan amount - max3.00%0
OR, Fixed amount - min05,000
Fixed amount - max05,000
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionInsurance Fee
% of loan amount - min0.50%
% of loan amount - max0.50%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?No
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

FINCA Business Loan samples
Loan Amount
Type of Sample
Disbursement Date
Loan Term (Months)
Grace Period (Months)
Total Cost of Credit
Full APR (int fee ins tax dep)
True Price by Component
Transparency Index
Original Repayment Schedule
MFT Pricing Calculation
Interest price component
Fee Component
Insurance Component
Tax Component
Deposit Component
UGX 1,000,000 Generated 2015-02-01 18.0 months N/A UGX 278,127.85 35.6% 29.6% 5.2% 0.8% 0.0% 0.0% 67 - PDF
UGX 4,500,000 Generated 2015-02-01 18.0 months N/A UGX 1,162,636.99 33.0% 27.7% 4.5% 0.8% 0.0% 0.0% 73 - PDF
UGX 7,500,000 Generated 2015-02-01 18.0 months N/A UGX 2,053,458.90 34.9% 29.6% 4.6% 0.7% 0.0% 0.0% 69 - PDF
UGX 8,925,000 Generated 2015-02-01 12.1 months N/A UGX 1,772,272.26 37.0% 29.6% 6.3% 1.1% 0.0% 0.0% 65 - PDF
UGX 10,500,000 Generated 2015-02-01 18.0 months N/A UGX 3,039,531.96 36.9% 31.6% 4.5% 0.8% 0.0% 0.0% 65 - PDF
UGX 12,075,000 Generated 2015-02-01 24.1 months N/A UGX 4,212,227.74 33.8% 29.6% 3.6% 0.6% 0.0% 0.0% 71 - PDF
UGX 13,500,000 Generated 2015-02-01 18.0 months N/A UGX 3,692,226.03 34.9% 29.6% 4.5% 0.8% 0.0% 0.0% 69 - PDF
FINCA Business Loan Price Graphs


Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞