Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.finca.org/ |
Year established | 1992 |
Head of Institution | Julius Omoding |
Regions active | Central, Eastern, Northern, Western, Southern |
# Branches | 27 |
Total Portfolio (nat'l) | UGX 69,190,692,605 |
Total Portfolio (USD) | USD 27,402,254.50 |
Active clients with loans | 56,372 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINCA International |
Funders | FINCA International, SEEP, Gates Foundation |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.improbolivia.org/ |
Year established | 1995 |
Head of Institution | José Jimenez M. |
Regions active | La Paz |
# Branches | 1 |
Total Portfolio (nat'l) | BOB 19,617,663.83 |
Total Portfolio (USD) | USD 2,906,320.57 |
Active clients with loans | 2,413 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 80% - 100% |
Network affiliations | FINRURAL |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | UGX 500,000 - 200,000,000 | 3 - 36 | 20% - 40% | 80% - 100% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Ins | |||||||
FINCA Small Group Loan | UGX 500,000 - 10,000,000 | 3 - 12 | 20% - 40% | 60% - 80% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins | |||||||
FINCA Village Group Loan | UGX 50,000 - 10,000,000 | 4 - 8 | 40% - 60% | 20% - 40% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins | |||||||
FINCA Agriculture Loan | UGX 100,000 - 60,000,000 | 3 - 36 | 40% - 60% | 20% - 40% | Business, Agriculture, Education | Women, Men, Individual farmers & farmers in cooperatives | Loan guarantee up to 50% by agribusiness initiative |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Línea de Créditos de Fomento | BOB 300 - 21,000 | 4 - 24 | 40% - 60% | 60% - 80% | Business, Agriculture, Education | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Programa de Vivienda y Mejoramiento del Habitat | BOB 300 - 10,000 | 6 - 24 | 40% - 60% | 60% - 80% | Housing, Other | Women, Men, Have home or land | Credit Ins, Tech Asst Visits | |||||||
Línea de Créditos de Fomento (USD) | USD 50 - 3,100 | 4 - 24 | 40% - 60% | 60% - 80% | Business, Agriculture, Education | Women, Men, Have business | Credit Ins, Tech Asst Visits | |||||||
Programa de Vivienda y Mejoramiento del Habitat (USD) | USD 50 - 1,500 | 6 - 24 | 40% - 60% | 60% - 80% | Business, Agriculture, Education | Women, Men, Have business | Credit Ins, Tech Asst Visits |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | 24.0%-36.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 32.2% - 36.1% | 33% - 37% | 68 | ||||||||
FINCA Small Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 69.2% - 71.6% | 82.7% - 87.1% | 81 | ||||||||
FINCA Village Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront 1.00% ongoing | 70% - 80.5% | 84.2% - 97.9% | 78 | ||||||||
FINCA Agriculture Loan | 42.0%-68.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 59.7% - 71.5% | 59.7% - 71.5% | 66 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Línea de Créditos de Fomento | 14.4%-21.6% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 25.5% - 28% | 26.1% - 28.5% | 53 | ||||||||
Programa de Vivienda y Mejoramiento del Habitat | 14.4%-21.6% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 19.8% - 28.6% | 20.4% - 29.2% | 56 | ||||||||
Línea de Créditos de Fomento (USD) | 14.4%-21.6% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 19.8% - 40.4% | 20.4% - 40.9% | 53 | ||||||||
Programa de Vivienda y Mejoramiento del Habitat (USD) | 14.4%-21.6% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 27.8% - 33.8% | 28.4% - 34.3% | 46 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | 24.0%-36.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 32.2% - 36.1% | 33% - 37% | 68 | ||||||||
FINCA Small Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 69.2% - 71.6% | 82.7% - 87.1% | 81 | ||||||||
FINCA Village Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | 70% - 80.5% | 84.2% - 97.9% | 78 | ||||||||
FINCA Agriculture Loan | 42.0%-68.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 59.7% - 71.5% | 59.7% - 71.5% | 66 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Línea de Créditos de Fomento | 14.4%-21.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 25.5% - 28% | 26.1% - 28.5% | 53 | ||||||||
Programa de Vivienda y Mejoramiento del Habitat | 14.4%-21.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 19.8% - 28.6% | 20.4% - 29.2% | 56 | ||||||||
Línea de Créditos de Fomento (USD) | 14.4%-21.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 19.8% - 40.4% | 20.4% - 40.9% | 53 | ||||||||
Programa de Vivienda y Mejoramiento del Habitat (USD) | 14.4%-21.6% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 27.8% - 33.8% | 28.4% - 34.3% | 46 |
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