Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.finca.org/ |
Year established | 1992 |
Head of Institution | Julius Omoding |
Regions active | Central, Eastern, Northern, Western, Southern |
# Branches | 27 |
Total Portfolio (nat'l) | UGX 69,190,692,605 |
Total Portfolio (USD) | USD 27,402,254.50 |
Active clients with loans | 56,372 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINCA International |
Funders | FINCA International, SEEP, Gates Foundation |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | n/a |
Year established | 2003 |
Head of Institution | Florent Majyambere |
Regions active | Burera, Gakenke, Musanze, Ngororero, Nyabihu, Rubavu |
# Branches | 11 |
Total Portfolio (nat'l) | RWF 579,013,264 |
Total Portfolio (USD) | USD 904,708.23 |
Active clients with loans | 2,177 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 0% - 20% |
Network affiliations | AMIR |
Funders | Terrafina, Banque Rwandaise Developpement, AQUADEV, RaboBank |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | UGX 500,000 - 200,000,000 | 3 - 36 | 20% - 40% | 80% - 100% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Ins | |||||||
FINCA Small Group Loan | UGX 500,000 - 10,000,000 | 3 - 12 | 20% - 40% | 60% - 80% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins | |||||||
FINCA Village Group Loan | UGX 50,000 - 10,000,000 | 4 - 8 | 40% - 60% | 20% - 40% | Business, Agriculture, Education | Women, Men, Have business, Specific age group | Credit Educ, Group Mtgs, Credit Ins | |||||||
FINCA Agriculture Loan | UGX 100,000 - 60,000,000 | 3 - 36 | 40% - 60% | 20% - 40% | Business, Agriculture, Education | Women, Men, Individual farmers & farmers in cooperatives | Loan guarantee up to 50% by agribusiness initiative |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | RWF 20,000 - 1,000,000 | 3 - 24 | 0% - 20% | 0% - 20% | Business | Women, Men | Credit Educ, Business Training, Other Training | |||||||
Commerce Loan | RWF 20,000 - 2,000,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Business Training, Other Training | |||||||
Others Loan | RWF 100,000 - 2,000,000 | 3 - 12 | 0% - 20% | 0% - 20% | Any Purpose | Women, Men | Credit Educ, Business Training, Education Finance |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | 24.0%-36.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 32.2% - 36.1% | 33% - 37% | 68 | ||||||||
FINCA Small Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront | 69.2% - 71.6% | 82.7% - 87.1% | 81 | ||||||||
FINCA Village Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0% upfront 1.00% ongoing | 70% - 80.5% | 84.2% - 97.9% | 78 | ||||||||
FINCA Agriculture Loan | 42.0%-68.8% annual, Decl Bal | 2 Fees | 0 Ins | None | N/A | 59.7% - 71.5% | 59.7% - 71.5% | 66 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 19.7% - 29.3% | 29.9% - 42.4% | 63 | ||||||||
Commerce Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 27.8% - 78.1% | 40.8% - 110.7% | 39 | ||||||||
Others Loan | 24.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins | None | 20.00% upfront | 27.3% - 78.1% | 42.5% - 110.7% | 35 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
FINCA Business Loan | 24.0%-36.0% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | N/A | 32.2% - 36.1% | 33% - 37% | 68 | ||||||||
FINCA Small Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront | 69.2% - 71.6% | 82.7% - 87.1% | 81 | ||||||||
FINCA Village Group Loan | 68.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0% upfront 1.00% ongoing | 70% - 80.5% | 84.2% - 97.9% | 78 | ||||||||
FINCA Agriculture Loan | 42.0%-68.8% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | N/A | 59.7% - 71.5% | 59.7% - 71.5% | 66 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 20.00% upfront | 19.7% - 29.3% | 29.9% - 42.4% | 63 | ||||||||
Commerce Loan | 24.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 20.00% upfront | 27.8% - 78.1% | 40.8% - 110.7% | 39 | ||||||||
Others Loan | 24.00%-60.00% annual, Decl Bal | 2 Fees | 1 Ins Ins | None | 20.00% upfront | 27.3% - 78.1% | 42.5% - 110.7% | 35 |
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