| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.habitat.org/ |
| Year established | 1982 |
| Head of Institution | Patrick Sambaga |
| Regions active | Central |
| # Branches | 1 |
| Total Portfolio (nat'l) | UGX 663,768,900 |
| Total Portfolio (USD) | USD 265,507.56 |
| Active clients with loans | 858 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | AMFIU, Habitat for Humanity International |
| Funders | CITI Foundation, Habitat for Humanity International, MF Opportunities |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2007 |
| Head of Institution | Niranjan Sheelavant |
| Regions active | |
| # Branches | 6 |
| Total Portfolio (nat'l) | INR 48,626,144 |
| Total Portfolio (USD) | USD 917,474.42 |
| Active clients with loans | 8,267 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | UGX 100,000 - 3,000,000 | 4 - 24 | 60% - 80% | 0% - 20% | Housing | Women, Men, Have business, Have home or land, Salaried worker, Must be between 18-65 years in age | Credit Educ, Credit Ins |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan (IGL) - FNR - IGL | INR 5,000 - 12,000 | 16.8 - 18 | 80% - 100% | 20% - 40% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Other Training, Financial Literacy Programs, Community Contact Programs | |||||||
| Income Generation Loan (IGL) | INR 5,000 - 20,000 | 11.7 | 80% - 100% | 60% - 80% | Business | Women | Credit Educ, Group Mtgs, Credit Ins, Financial Literacy Programs, Community Contact Programs |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00%-60.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 45.6% - 55.5% | 47.7% - 58.5% | 47 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan (IGL) - FNR - IGL | 0% | 31% | 34.2% - 37.4% | N/A | ||||||||||
| Income Generation Loan (IGL) | 0% | 33.7% | 36.5% - 39.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan (IGL) - FNR - IGL | 27.9% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 31% | 34.2% - 37.4% | 79 | ||||||||
| Income Generation Loan (IGL) | 15.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 33.7% | 36.5% - 39.3% | 39 |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Home Improvement Loan | 24.00%-60.00% annual, Flat | 2 Fees | 1 Ins Ins | None | N/A | 45.6% - 55.5% | 47.7% - 58.5% | 47 |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan (IGL) - FNR - IGL | 0% | 31% | 34.2% - 37.4% | N/A | ||||||||||
| Income Generation Loan (IGL) | 0% | 33.7% | 36.5% - 39.3% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Generation Loan (IGL) - FNR - IGL | 27.9% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 31% | 34.2% - 37.4% | 79 | ||||||||
| Income Generation Loan (IGL) | 15.0% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 33.7% | 36.5% - 39.3% | 39 |
| Key Statistics | |
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| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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