Hofokam Ltd - MFTransparency.org Truth In Lending Tables

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Institution

Hofokam Ltd Head OfficeFort Portal, Western UgandaPO Box 228

Data approved: 2012-07-24

Data version: 2

Age of data: 147 months

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Institution Details

Institution Type	Non-Governmental Organization
Is this institution regulated?	No
Website address	N/A
Year established	2003
Head of Institution	Charles Isingoma
Regions active	Western
# Branches	7

Total Portfolio (nat'l)	UGX 11,983,000,000
Total Portfolio (USD)	USD 4,745,742.57
Active clients with loans	20,908
Approximate % female clients	40% - 60%
Approximate % urban clients	60% - 80%
Network affiliations	AMFIU, AMT, MFI Upgrading Initiative
Funders	Triple Jump, Oikocredit, TRIAS, CRS

Loan Products » Summary

Agriculture

2,506 Borrowers

USD 249,259.05 Portfolio

Active Product

Individual

2,951 Borrowers

USD 1,777,613.89 Portfolio

Active Product

Salary

573 Borrowers

USD 228,537.39 Portfolio

Active Product

Schl Fees

140 Borrowers

USD 127,700.42 Portfolio

Active Product

Sol Grp

1,278 Borrowers

USD 138,744.51 Portfolio

Active Product

Village

9,843 Borrowers

USD 622,744.60 Portfolio

Active Product

Loan Products » Conditions

Product Name	Loan Size Range	Loan Term (months)	% Female	% Urban	Loan Purpose	Eligibility	Other Services
Agriculture Loan	UGX 50,000 - 15,000,000	6 - 12	60% - 80%	20% - 40%	Business	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Individual Loan	UGX 500,000 - 10,000,000	6 - 24	20% - 40%	20% - 40%	Business, Housing, Education	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Salary Loan	UGX 250,000 - 10,000,000	6 - 12	20% - 40%	20% - 40%	Housing, Consumer, Education	Women, Men, Salaried worker, Specific age group	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
School Fees Loan	UGX 700,000 - 1,500,000	6 - 8	20% - 40%	20% - 40%	Education	Women, Men, Have business	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Solidarity Group Loan	UGX 200,000 - 500,000	4 - 12	60% - 80%	40% - 60%	Business, Consumer, Education	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training
Village Bank Loan	UGX 50,000 - 5,000,000	4 - 12	40% - 60%	0% - 20%	Business, Consumer, Education	Women, Men, Have business, Have home or land	Credit Educ, Group Mtgs, Tech Asst Visits, Business Training

Loan Products » Pricing Information

Product Name	Annual Nominal Interest	Fees	Insurance	Taxes	Compulsory Deposit	APR (int+fee)	Full APR	Transparency Index
Agriculture Loan	33.60% annual, Flat	1 Fee	1 Ins	None	20.00% upfront	32.8% - 56%	41.2% - 93.3%	54
Individual Loan	30.00% annual, Flat	1 Fee	1 Ins	None	N/A	60.1% - 61.1%	61.2% - 79.9%	44
Salary Loan	33.60% annual, Flat	1 Fee	1 Ins	None	N/A	38.8% - 41%	39.2% - 45.8%	81
School Fees Loan	33.60% annual, Flat	1 Fee	1 Ins	None	N/A	61.2% - 61.6%	66.1% - 76.2%	47
Solidarity Group Loan	36.00% annual, Flat	1 Fee	1 Ins	None	20.00% upfront	64.2% - 65.3%	82.1% - 90.9%	41
Village Bank Loan	36.00% annual, Flat	1 Fee	1 Ins	None	20.00% upfront	64.4% - 64.7%	67% - 69.1%	52

Institution Price Graph

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Institution	# Borrowers	Portfolio (US$)	Products	Age of Data
Adhikar	35,300	2,674,000	1	142
AMPL	0	0	0	142
Arman	41,500	529,107,000	1	142
Arohan	43,500	8,091,000	2	142
ASA INDIA	164,000	15,380,000	1	142
Asirvad	113,500	19,328,000	1	142
Asmitha	1,114,800	217,867,000	1	142
Bandhan	4,048,600	674,564,000	5	142
Belstar	123,000	23,945,000	2	120
BSFL	275,200	31,590,000	3	142
Chaitanya	20,700	3,748,000	3	142
Disha Microfin	69,000	14,332,000	2	142
Equitas	1,220,000	186,415,000	4	142
ESAF	354,200	43,500,000	5	142
FFSL	150,600	35,719,000	2	142
Fusion	66,800	9,820,000	2	142
Grama Vidiyal	738,200	102,101,000	1	142
Grameen Koota	586,600	83,555,000	15	144
Janalakshmi	506,000	119,077,000	2	142
L & T Finance	399,800	37,199,000	1	142
MFL	331,800	49,083,000	1	142
MMFL	175,000	23,752,000	2	142
Mpower	13,600	2,263,000	2	142
Sahayata	0	0	0	142
Saija	24,700	4,682,000	2	142
Samasta	45,500	4,809,000	2	142
Satin	405,600	90,174,000	2	142
SCCI	115,600	15,910,000	2	142
Share	2,195,400	376,727,000	1	142
SKS	3,409,000	355,029,000	2	142
SMILE	360,200	56,927,000	1	142
SNFL	9,400	1,779,000	1	142
Sonata Finance	158,200	22,724,000	3	144
Spandana	533,400	147,240,000	2	142
Suryoday	78,600	14,713,000	3	142
SVCL	118,200	18,886,000	1	142
Swadhaar	92,800	17,166,000	3	142
Trident	68,700	8,852,000	1	142
Ujjivan	913,300	160,848,000	5	142
Utkarsh	168,600	25,915,000	3	142
VFS	175,400	19,264,000	2	142
Asomi	50,300	4,743,000	2	174
AES India	3,600	286,000	1	174
Arth	2,900	611,000	2	174
Asomi	50,300	4,743,000	2	174
Barasat GS	1,100	99,508.02	1	174
BJS	6,000	468,000	1	174
Cashpor	417,000	50,452,000	1	173
Credible	10,000	1,669,540.36	2	174
DIBAKAR	1,800	145,000	1	173
GOF	65,200	5,388,000	4	173
Hope	62,600	4,407,000	1	171
Jaago	2,700	237,000	1	172
LOK	4,900	573,000	1	173
Nano	25,600	3,660,000	2	174
NBSAAVS	28,100	2,821,000	1	171
Nirantara	8,200	917,000	2	173
Parama	7,100	482,000	1	173
Pragathi	26,200	4,579,000	6	173
PWMACS	36,500	5,946,000	1	173
Saadhana	90,900	12,046,000	2	173
Sambhav	1,500	183,000	3	173
Seba Rahara	6,700	468,000	1	173
SU	61,100	5,498,000	1	173
Swayanshree	7,900	918,000	2	173
Vikas Samiti	1,600	168,000	1	173
Vistaar	4,300	1,157,000	2	171
We The People	1,100	244,000	2	173
WEMCS	1,100	85,000	1	173
Yukti	1,100	99,000	2	173

Key Statistics
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Institution

Institution Details

Loan Products » Summary

Loan Products » Conditions

Loan Products » Pricing Information

Institution Price Graph

Total Borrowers of Samples

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