| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2003 |
| Head of Institution | Charles Isingoma |
| Regions active | Western |
| # Branches | 7 |
| Total Portfolio (nat'l) | UGX 11,983,000,000 |
| Total Portfolio (USD) | USD 4,745,742.57 |
| Active clients with loans | 20,908 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | AMFIU, AMT, MFI Upgrading Initiative |
| Funders | Triple Jump, Oikocredit, TRIAS, CRS |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | UGX 50,000 - 15,000,000 | 6 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Individual Loan | UGX 500,000 - 10,000,000 | 6 - 24 | 20% - 40% | 20% - 40% | Business, Housing, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Salary Loan | UGX 250,000 - 10,000,000 | 6 - 12 | 20% - 40% | 20% - 40% | Housing, Consumer, Education | Women, Men, Salaried worker, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| School Fees Loan | UGX 700,000 - 1,500,000 | 6 - 8 | 20% - 40% | 20% - 40% | Education | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Solidarity Group Loan | UGX 200,000 - 500,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business, Consumer, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
| Village Bank Loan | UGX 50,000 - 5,000,000 | 4 - 12 | 40% - 60% | 0% - 20% | Business, Consumer, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 32.8% - 56% | 41.2% - 93.3% | 54 | ||||||||
| Individual Loan | 30.00% annual, Flat | 1 Fee | 1 Ins | None | N/A | 60.1% - 61.1% | 61.2% - 79.9% | 44 | ||||||||
| Salary Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | N/A | 38.8% - 41% | 39.2% - 45.8% | 81 | ||||||||
| School Fees Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | N/A | 61.2% - 61.6% | 66.1% - 76.2% | 47 | ||||||||
| Solidarity Group Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 64.2% - 65.3% | 82.1% - 90.9% | 41 | ||||||||
| Village Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 64.4% - 64.7% | 67% - 69.1% | 52 |
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