Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 2003 |
Head of Institution | Charles Isingoma |
Regions active | Western |
# Branches | 7 |
Total Portfolio (nat'l) | UGX 11,983,000,000 |
Total Portfolio (USD) | USD 4,745,742.57 |
Active clients with loans | 20,908 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 60% - 80% |
Network affiliations | AMFIU, AMT, MFI Upgrading Initiative |
Funders | Triple Jump, Oikocredit, TRIAS, CRS |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.aski.com.ph/ |
Year established | 1987 |
Head of Institution | Rolando B. Victoria |
Regions active | |
# Branches | 38 |
Total Portfolio (nat'l) | PhP 637,364,356 |
Total Portfolio (USD) | USD 15,247,951.10 |
Active clients with loans | 60,018 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 0% - 20% |
Network affiliations | Opportunity International, APPEND, Microfinance Council of the Philippines, Inc., RIMANSI |
Funders | PCFC, Oikocredit, NLDC, Symbiotics |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | UGX 50,000 - 15,000,000 | 6 - 12 | 60% - 80% | 20% - 40% | Business | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Individual Loan | UGX 500,000 - 10,000,000 | 6 - 24 | 20% - 40% | 20% - 40% | Business, Housing, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Salary Loan | UGX 250,000 - 10,000,000 | 6 - 12 | 20% - 40% | 20% - 40% | Housing, Consumer, Education | Women, Men, Salaried worker, Specific age group | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
School Fees Loan | UGX 700,000 - 1,500,000 | 6 - 8 | 20% - 40% | 20% - 40% | Education | Women, Men, Have business | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Solidarity Group Loan | UGX 200,000 - 500,000 | 4 - 12 | 60% - 80% | 40% - 60% | Business, Consumer, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training | |||||||
Village Bank Loan | UGX 50,000 - 5,000,000 | 4 - 12 | 40% - 60% | 0% - 20% | Business, Consumer, Education | Women, Men, Have business, Have home or land | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AKP - Alalay sa Kabuhayan Program (Group Loans) | PHP 5,000 - 50,000 | 6 | 80% - 100% | 0% - 20% | Business | Women, Men | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Transformation Program, Environment Program | |||||||
Alalay sa Magsasaka Program (AMP) | PHP 5,000 - 150,000 | 4 - 6 | 20% - 40% | 0% - 20% | Business, Agriculture | Women, Men, Must be engaged in agri-business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Transformation Program, Environment Program | |||||||
Alalay sa Pabahay Program (APP) | PHP 10,000 - 300,000 | 6 - 24 | 80% - 100% | 0% - 20% | Housing | Women, Men, Have business, Salaried worker, Existing ASKI client or staff | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Transformation Program, Environment Program | |||||||
Individual Loan Program (ILP) | PHP 5,000 - 150,000 | 6 - 24 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Transformation Program, Environment Program |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 32.8% - 56% | 41.2% - 93.3% | 54 | ||||||||
Individual Loan | 30.00% annual, Flat | 1 Fee | 1 Ins | None | N/A | 60.1% - 61.1% | 61.2% - 79.9% | 44 | ||||||||
Salary Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | N/A | 38.8% - 41% | 39.2% - 45.8% | 81 | ||||||||
School Fees Loan | 33.60% annual, Flat | 1 Fee | 1 Ins | None | N/A | 61.2% - 61.6% | 66.1% - 76.2% | 47 | ||||||||
Solidarity Group Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 64.2% - 65.3% | 82.1% - 90.9% | 41 | ||||||||
Village Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 64.4% - 64.7% | 67% - 69.1% | 52 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AKP - Alalay sa Kabuhayan Program (Group Loans) | 36.0% annual, Flat | 2 Fees | 2 Ins | None | 10.00% ongoing | 86.6% - 91.1% | 103.3% - 137% | 30 | ||||||||
Alalay sa Magsasaka Program (AMP) | 24.0%-36.0% annual, Flat | 2 Fees | 3 Ins | None | 10.00% ongoing | 32.7% - 34.5% | 32.7% - 69.3% | 64 | ||||||||
Alalay sa Pabahay Program (APP) | 21.0% annual, Decl Bal | 2 Fees | 0 Ins | None | 10.00% ongoing | 24.3% - 34.3% | 26.8% - 53.9% | 59 | ||||||||
Individual Loan Program (ILP) | 21.0%-36.0% annual, Flat | 2 Fees | 2 Ins | None | 10.00% ongoing | 67.4% - 91.1% | 71% - 157.5% | 22 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Agriculture Loan | 33.60% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 32.8% - 56% | 41.2% - 93.3% | 54 | ||||||||
Individual Loan | 30.00% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 60.1% - 61.1% | 61.2% - 79.9% | 44 | ||||||||
Salary Loan | 33.60% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 38.8% - 41% | 39.2% - 45.8% | 81 | ||||||||
School Fees Loan | 33.60% annual, Flat | 1 Fee | 1 Ins Ins | None | N/A | 61.2% - 61.6% | 66.1% - 76.2% | 47 | ||||||||
Solidarity Group Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 64.2% - 65.3% | 82.1% - 90.9% | 41 | ||||||||
Village Bank Loan | 36.00% annual, Flat | 1 Fee | 1 Ins Ins | None | 20.00% upfront | 64.4% - 64.7% | 67% - 69.1% | 52 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
AKP - Alalay sa Kabuhayan Program (Group Loans) | 36.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 10.00% ongoing | 86.6% - 91.1% | 103.3% - 137% | 30 | ||||||||
Alalay sa Magsasaka Program (AMP) | 24.0%-36.0% annual, Flat | 2 Fees | 3 Ins Ins | None | 10.00% ongoing | 32.7% - 34.5% | 32.7% - 69.3% | 64 | ||||||||
Alalay sa Pabahay Program (APP) | 21.0% annual, Decl Bal | 2 Fees | 0 Ins Ins | None | 10.00% ongoing | 24.3% - 34.3% | 26.8% - 53.9% | 59 | ||||||||
Individual Loan Program (ILP) | 21.0%-36.0% annual, Flat | 2 Fees | 2 Ins Ins | None | 10.00% ongoing | 67.4% - 91.1% | 71% - 157.5% | 22 |
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