2. VF Uganda
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Vision Fund Uganda Plot 256, Block 28, Bombo RoadMakerere-KavuleKampala, CentralPO Box 24751
Data approved: 2012-10-04
Data version: 2
Age of data: 145 months
Choose version

Product

Farmer's Pride Agricultural Loan Product 2 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (UGX)UGX 4,300,994,829
Portfolio (USD)USD 1,720,398
Active Clients with Loans8,026
Approximate % Female Clients20% - 40%
Approximate % Urban Clients0% - 20%
Methodology
Individualx
Solidarity group
Village bankingx
Self help group
Other
Description
For both animal and crop production. Financing of farming inputs, working capital, farm implents, agricultural asset financing, feeds, infrastracture, purchase of bee hives, catch-nets, smokers and harvesters
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
OtherRelated to Agriculture
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution3
# Regions for this product3
Regions ActiveCentral, Eastern, Northern

Loan Conditions

Loan Amount
CurrencyUGX
Minimum loan sizeUGX 100,000
Maximum loan size10,000,000
Distribution at Disbursement (Est.)
Loans less than UGX 1,000,00020%
UGX 1,000,000-5,000,00020%
UGX 5,000,000-7,500,00020%
UGX 7,500,000-10,000,00020%
UGX 10,000,000-13,000,00020%
Greater than UGX 13,000,00020%
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term12.0 months
Approx average6.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months30%
Between 7 and 9 months40%
Between 10 and 12 months30%
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace period2.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest3.00%
Highest quoted nominal interest3.00%
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionAdministration Fee
% of loan amount - min2.00%
% of loan amount - max2.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1
DescriptionCredit Life Insurance
% of loan amount - min1.25%
% of loan amount - max1.25%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationN/A
Appears on Repayment Sched?Yes
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?No
Do borrowers control deposit in their group?No
Deposit BEFORE or AT Disbursement
% loan amount deposited15.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositFinal Pmt
Interest Paid on Deposit
Minimum interest rate paid0
Maximum interest rate paid0
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Farmer's Pride Agricultural Loan samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountUGX 300,000UGX 700,000UGX 1,500,000UGX 3,000,000UGX 9,500,000
Loan Cycle (1, 2, 3, etc)22544
Disbursement Date2012-05-252012-04-102012-09-212012-07-122012-06-15
Loan Term (Months)10.0 months12.0 months12.0 months12.0 months12.0 months
Grace Period (Months)3.1 months3.3 months3.0 months3.1 months3.1 months
Total Cost of CreditUGX 99,750UGX 274,750UGX 588,750UGX 1,177,500UGX 3,728,750
True Price by Comp         
Interest price component50.9%50.6%52.6%52.3%52.3%
Fee Component4.0%3.4%3.6%3.5%3.5%
Insurance Component2.6%2.2%2.2%2.3%2.3%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component14.5%14.2%15.1%14.9%14.9%
Full APR (int fee ins tax dep)72.0%70.4%73.5%73.0%73.0%
Transparency Index5051494949
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Farmer's Pride Agricultural Loan Price Graphs


Click to view Price Analysis Tool
  2. BSEI
Please note that the information you are viewing is 160 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Banco San Enrique, Inc. G/F Iloilo Medical Center, Bonifacio DriveIloilo City, Iloilo/Region VI5000
Data approved: 2011-11-15
Data version: 1
Age of data: 160 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addressN/A
Year established1974
Head of InstitutionEngr. Arturo P. Muyco, Jr.
Regions active
# Branches5

Total Portfolio (nat'l)PhP 3,072,220
Total Portfolio (USD)USD 73,498.09
Active clients with loans664
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsBangko Sentral ng Pilipinas (BSP), Rural Bankers Association of the Philippines (RBAP), Philippine Deposit Insurance Corporation (PDIC)
FundersLandbank of the Philippines (LBP), National Livelihood Development Corporation (NLDC), Bangko Sentral ng Pilipinas (BSP)

Loan Products » Summary

Fast Cash
540 Borrowers
USD 66,386.94 Portfolio
Active Product
POWER
124 Borrowers
USD 7,111.15 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Fast Cash PHP 3,000 - 28,000 1 - 6 80% - 100% 0% - 20% Business Women, Men, Have business Group Mtgs, Credit Ins
POWER (Program on Women Empowerment) PHP 3,000 - 28,000 4 - 6 80% - 100% 0% - 20% Business Women, Have business Group Mtgs, Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Fast Cash 40.0%-44.0% annual, Flat 1 Fee 2 Ins 0.50% loan amt 500.00 upfront 50.00 ongoing 83.4% - 92.4% 100.2% - 250.2% 31
POWER (Program on Women Empowerment) 40.0%-44.0% annual, Flat 1 Fee 2 Ins 0.50% loan amt 500.00 upfront 50.00 ongoing 83.4% - 84.7% 100.2% - 242.3% 30
Institution Price Graph
Click to view Price Analysis Tool
Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
Loading...
X Axis
Greater than:
Less or equal to:
N (# of Samples)
Total Borrrowers of Samples
Avg
Min
Max
Std Dev
By Inst Type
By Country

Total Borrowers of Samples

X Axis
Greater than:
Less or equal to:
From 0 to
to
to
to ∞