14,946 |
BOB 300 - 12,000 |
4 - 8 |
N/A |
30.0% annual, Decl Bal |
None |
None |
None |
10.0% upfront 20.00% ongoing |
N/A |
30.7% - 30.8% (Int+Fee) |
0 - 0.6% |
0 - 0.4% |
47.8% - 48.6% |
0 - N/A |
62 |
Outstanding portfolio (UGX) | UGX 73,616,730 |
Portfolio (USD) | USD 28,314.13 |
Active Clients with Loans | 31 |
Approximate % Female Clients | |
Approximate % Urban Clients |
Any purpose | |
Income generation | |
Mortgage/housing | x |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 3 |
# Regions for this product | N/A |
Regions Active |
Outstanding portfolio (BOB) | BOB 18,519,098 |
Portfolio (USD) | USD 2,743,570.07 |
Active Clients with Loans | 14,946 |
Approximate % Female Clients | 60% - 80% |
Approximate % Urban Clients | 80% - 100% |
Individual | |
Solidarity group | |
Village banking | x |
Self help group | |
Other |
Any purpose | x |
Income generation | |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | |
Workplace visits | |
Business training | |
Other training | |
Other | N/A |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | Buenos antecedentes crediticios. Solvencia Moral. |
Other (2) | Los interesados deben ser mayores de edad no mayores a 65 años. |
# Regions for this institution | N/A |
# Regions for this product | N/A |
Regions Active |
Currency | BOB |
Minimum loan size | BOB 300 |
Maximum loan size | 12,000 |
Shortest loan term | 4.0 months |
Longest loan term | 8.0 months |
Approx average | 6.0 months |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | x |
Every 4 weeks | |
Monthly | |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 2.50% |
Highest quoted nominal interest | 2.50% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | |
Is rate fixed for entire loan term | Yes |
Required for | All |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | Yes |
Do borrowers control deposit in their group? | Yes |
% loan amount deposited | 10.00% |
or, Fixed-amount deposited | 0 |
% loan amount deposited | 20.00% |
or, Fixed-amount deposited | 0 |
Conditions on access to deposit | End Term |
Minimum interest rate paid | 0 |
Maximum interest rate paid | 0 |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Sample 1 | Sample 2 | Sample 3 | Sample 4 | ||||
---|---|---|---|---|---|---|---|
Loan Amount | BOB 3,000 | BOB 3,000 | BOB 7,500 | BOB 8,000 | |||
Loan Cycle (1, 2, 3, etc) | 7 | 4 | 4 | 7 | |||
Disbursement Date | 2010-05-19 | 2010-08-05 | 2010-08-12 | 2010-05-19 | |||
Loan Term (Months) | 6.5 months | 5.6 months | 6.5 months | 6.5 months | |||
Grace Period (Months) | 0.0 months | 0.0 months | 0.0 months | 0.0 months | |||
Total Cost of Credit | Not Known | Not Known | Not Known | Not Known | |||
True Price by Comp | |||||||
Interest and Fee Component | 30.7% | 30.8% | 30.7% | 30.7% | |||
Insurance Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Tax Component | 0.0% | 0.0% | 0.0% | 0.0% | |||
Deposit Component | 17.6% | 17.0% | 17.9% | 17.6% | |||
Full APR (int fee ins tax dep) | 48.4% | 47.8% | 48.6% | 48.4% | |||
Transparency Index | 62 | 63 | 62 | 62 | |||
Original Repayment Schedule | |||||||
MFT Pricing Calculation |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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From 0 to | ||||||
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