| Outstanding portfolio (UGX) | UGX 13,789,646 |
| Portfolio (USD) | USD 5,303.71 |
| Active Clients with Loans | 9 |
| Approximate % Female Clients | |
| Approximate % Urban Clients |
| Any purpose | x |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | x |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | 3 |
| # Regions for this product | N/A |
| Regions Active |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | Yes |
| Website address | http://www.srso.org.pk |
| Year established | 2003 |
| Head of Institution | Mr. Mohammad Dital Kalhoro |
| Regions active | Sindh |
| # Branches | 50 |
| Total Portfolio (nat'l) | PKR 791,787,630 |
| Total Portfolio (USD) | USD 7,775,354.53 |
| Active clients with loans | 51,175 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | Rural Support Programmes Network, National Rural Support Programme, Pakistan Microfinance Network |
| Funders | Government of Sindh, Pakistan Poverty Alleviation Fund, First Women Bank |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agri- Inputs | PKR 10,000 - 35,000 | 4 - 8 | 80% | 0% | Business, Agriculture | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Livestock | PKR 10,000 - 25,000 | 6 - 9 | 80% - 100% | 0% | Business | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Enterprise | PKR 10,000 - 50,000 | 12 | 80% - 100% | 100% | Business | Women | Group Mtgs, Tech Asst Visits, Business Training, Other Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agri- Inputs | 28.0% annual, Decl Bal | 2 Fees | 1 Ins | None | N/A | 28.9% - 35.6% | 29.7% - 38.8% | 84 | ||||||||
| Livestock | 28.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 30.1% - 35.6% | 31.4% - 38.8% | 82 | ||||||||
| Enterprise | 20.0% annual, Flat | 1 Fee | 1 Ins | None | N/A | 20.8% - 24.9% | 21.2% - 26.6% | 87 |
| Key Statistics | |
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| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
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