2. Opportunity
Please note that the information you are viewing is 145 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. KGI
Please note that the information you are viewing is 160 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Opportunity Uganda Ltd Plot 7A, John Bahiha AvenueKampala, CentralPO Box 33513
Data approved: 2012-10-04
Data version: 2
Age of data: 145 months
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Institution

Kazama Grameen, Inc. Blk. 12, Lot 25, Sta. Monica SubdivisionSubic, Zambales2209
Data approved: 2011-11-15
Data version: 1
Age of data: 160 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.opportunitybank.co.ug
Year established1995
Head of InstitutionAndre Lalumiere
Regions activeCentral, Eastern, Western
# Branches15

Total Portfolio (nat'l)UGX 35,258,199,073
Total Portfolio (USD)USD 13,560,845.80
Active clients with loans23,734
Approximate % female clients40% - 60%
Approximate % urban clients20% - 40%
Network affiliationsOpportunity International, AMFIU
FundersOpportunity International

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://kazamagrameen.org/
Year established1991
Head of InstitutionMarlou R. Concepcion
Regions active
# Branches28

Total Portfolio (nat'l)PhP 145,279,953
Total Portfolio (USD)USD 3,475,596.96
Active clients with loans26,607
Approximate % female clients80% - 100%
Approximate % urban clients20% - 40%
Network affiliations
Funders

Loan Products » Summary

Sol Grp
15,056 Borrowers
USD 3,125,699.44 Portfolio
Active Product
School Grp
4,863 Borrowers
USD 599,820.68 Portfolio
Active Product
School Idv
167 Borrowers
USD 64,993.83 Portfolio
Active Product
Agri Grp
1,298 Borrowers
USD 1,184,454.82 Portfolio
Active Product
Agri Idv
365 Borrowers
USD 1,005,059.22 Portfolio
Active Product
Asset
342 Borrowers
USD 1,100,933.09 Portfolio
Active Product
Salary
127 Borrowers
USD 115,595.38 Portfolio
Active Product
Education
95 Borrowers
USD 1,588,894.59 Portfolio
Active Product
Business
757 Borrowers
USD 2,777,517.25 Portfolio
Active Product
House Grp
31 Borrowers
USD 28,314.13 Portfolio
Low Volume Product
House Idv
31 Borrowers
USD 28,314.13 Portfolio
Low Volume Product
Solar Grp
9 Borrowers
USD 5,303.71 Portfolio
Low Volume Product
Solar Idv
9 Borrowers
USD 5,303.71 Portfolio
Low Volume Product
Micro Business Loan
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Multipurpose
9,337 Borrowers
USD 861,244.02 Portfolio
Active Product
Project 1
14,000 Borrowers
USD 1,555,023.92 Portfolio
Active Product
Project 2
6,800 Borrowers
USD 765,550.24 Portfolio
Active Product
Project 3
2,200 Borrowers
USD 239,234.45 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Solidarity Group Loan UGX 50,000 - 5,000,000 4 - 12 60% - 80% 40% - 60% Business, Housing, Education Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training, Consumer Financial Education
School Fee Loan - Group UGX 100,000 - 3,000,000 3 - 6 60% - 80% 40% - 60% Education Women, Men, Have business Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
School Fee Loan - Individual UGX 500,000 - 5,000,000 3 - 6 60% - 80% 40% - 60% Education Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Agriculture Loan - Group UGX 100,000 - 15,000,000 3 - 24 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training
Agriculture Loan - Individual UGX 500,000 - 625,000,000 3 - 60 40% - 60% 40% - 60% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Asset Financing Loan UGX 500,000 - 625,000,000 6 - 60 40% - 60% 40% - 60% Any Purpose Women, Men Credit Educ, Credit Ins, Tech Asst Visits, Business Training
Salary Loan UGX 500,000 - 20,000,000 3 - 36 40% - 60% 40% - 60% Consumer Women, Men, Salaried worker Credit Educ, Credit Ins
Education Loan UGX 500,000 - 625,000,000 4 - 60 40% - 60% 40% - 60% Education Women, Men, Schools & Companies are also eligible. Credit Educ, Credit Ins
Business Loan UGX 500,000 - 625,000,000 4 - 36 40% - 60% 40% - 60% Business Women, Men, Have business Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Multi-Purpose Loan PHP 2,000 - 10,000 3 - 6 80% - 100% 20% - 40% Any Purpose Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Project Loan 1 PHP 5,000 - 14,000 3 - 6 80% - 100% 20% - 40% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Project Loan 2 PHP 15,000 - 29,000 3 - 12 80% - 100% 20% - 40% Business Women, Men, Have business, Have home or land Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training
Project Loan 3 PHP 30,000 - 150,000 3 - 12 80% - 100% 20% - 40% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Solidarity Group Loan 27.00%-30.00% annual, Flat 2 Fees 1 Ins None 15.00% upfront 51.9% - 70.1% 69.8% - 100.3% 32
School Fee Loan - Group 30.00% annual, Flat 2 Fees 1 Ins None 15.00% upfront 65.3% - 72.4% 93% - 103.1% 30
School Fee Loan - Individual 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 48.6% - 58.6% 50.7% - 62.3% 43
Agriculture Loan - Group 27.00%-30.00% annual, Flat 2 Fees 1 Ins None 15.00% upfront 32.9% - 61.6% 39% - 86.6% 50
Agriculture Loan - Individual 24.00% annual, Decl Bal 3 Fees 1 Ins None 15.00% upfront 45.6% - 59.2% 59.8% - 82.1% 33
Asset Financing Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 43.7% - 53.2% 44.9% - 56.4% 47
Salary Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 43.8% - 55.1% 44.7% - 58.4% 47
Education Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 43.2% - 45.2% 44.8% - 46.8% 52
Business Loan 24.00% annual, Decl Bal 3 Fees 1 Ins None N/A 40.3% - 58.8% 42.3% - 62.7% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Multi-Purpose Loan 20.0% annual, Flat 0 Fees 0 Ins None N/A 43.1% 43.1% 46
Project Loan 1 30.0% annual, Flat 0 Fees 0 Ins None 50.00 ongoing 62.5% - 64.1% 67% - 71.2% 43
Project Loan 2 30.0% annual, Flat 0 Fees 1 Ins None 5.0% upfront 50.00 ongoing 61.8% - 63.2% 83.3% - 95.1% 34
Project Loan 3 20.0% annual, Flat 1 Fee 1 Ins None 5.0% upfront 50.00 ongoing 56.1% - 57.2% 73.7% - 76.3% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Solidarity Group Loan 27.00%-30.00% annual, Flat 2 Fees 1 Ins Ins None 15.00% upfront 51.9% - 70.1% 69.8% - 100.3% 32
School Fee Loan - Group 30.00% annual, Flat 2 Fees 1 Ins Ins None 15.00% upfront 65.3% - 72.4% 93% - 103.1% 30
School Fee Loan - Individual 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 48.6% - 58.6% 50.7% - 62.3% 43
Agriculture Loan - Group 27.00%-30.00% annual, Flat 2 Fees 1 Ins Ins None 15.00% upfront 32.9% - 61.6% 39% - 86.6% 50
Agriculture Loan - Individual 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None 15.00% upfront 45.6% - 59.2% 59.8% - 82.1% 33
Asset Financing Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 43.7% - 53.2% 44.9% - 56.4% 47
Salary Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 43.8% - 55.1% 44.7% - 58.4% 47
Education Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 43.2% - 45.2% 44.8% - 46.8% 52
Business Loan 24.00% annual, Decl Bal 3 Fees 1 Ins Ins None N/A 40.3% - 58.8% 42.3% - 62.7% 47

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Multi-Purpose Loan 20.0% annual, Flat 0 Fees 0 Ins Ins None N/A 43.1% 43.1% 46
Project Loan 1 30.0% annual, Flat 0 Fees 0 Ins Ins None 50.00 ongoing 62.5% - 64.1% 67% - 71.2% 43
Project Loan 2 30.0% annual, Flat 0 Fees 1 Ins Ins None 5.0% upfront 50.00 ongoing 61.8% - 63.2% 83.3% - 95.1% 34
Project Loan 3 20.0% annual, Flat 1 Fee 1 Ins Ins None 5.0% upfront 50.00 ongoing 56.1% - 57.2% 73.7% - 76.3% 26
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Loan Portfolio (USD)
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% Products with one or more insurances
% Products with compulsory deposits
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