| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 1996 |
| Head of Institution | Kasasa Moses |
| Regions active | Central |
| # Branches | 4 |
| Total Portfolio (nat'l) | UGX 2,245,951,000 |
| Total Portfolio (USD) | USD 898,380.40 |
| Active clients with loans | 5,557 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | AMFIU |
| Funders | Stromme, Oikocredit |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Group Lending | UGX 100,000 - 1,000,000 | 6 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Commercial Group Loans | UGX 100,000 - 3,000,000 | 4 - 6 | 80% - 100% | 40% - 60% | Business | Women, Men, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Emergency Loan | UGX 200,000 - 1,000,000 | 1 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Have business, Salaried worker | Credit Educ | |||||||
| Individual Business loans | UGX 500,000 - 15,000,000 | 4 - 10 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business, Salaried worker | Credit Educ, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agriculture Group Lending | 38.40% annual, Flat | 2 Fees | 1 Ins | None | N/A | 84.9% - 90.7% | 90.4% - 96.3% | 41 | ||||||||
| Commercial Group Loans | 45.60% annual, Flat | 2 Fees | 1 Ins | None | N/A | 106.5% - 112% | 113.3% - 118.9% | 39 | ||||||||
| Emergency Loan | 60.00% annual, Flat | 2 Fees | 0 Ins | None | N/A | 103.8% - 157.1% | 103.8% - 157.1% | 48 | ||||||||
| Individual Business loans | 48.00% annual, Flat | 2 Fees | 1 Ins | None | N/A | 89.5% - 96.4% | 92.3% - 100.6% | 49 |
| Outstanding portfolio (USD) | USD 16,451.37 |
| Portfolio (USD) | USD 16,451.37 |
| Active Clients with Loans | 1 |
| Approximate % Female Clients | 40% - 60% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | Activo Fijo |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | x |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | 9 |
| # Regions for this product | N/A |
| Regions Active |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
