| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.silverupholders.org/ |
| Year established | 2008 |
| Head of Institution | Julius Selwambala |
| Regions active | Central |
| # Branches | 6 |
| Total Portfolio (nat'l) | UGX 472,973,050 |
| Total Portfolio (USD) | USD 189,189.22 |
| Active clients with loans | 2,111 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | Microfinance Support Center, AMFIU |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group loans | UGX 100,000 - 800,000 | 5 | 80% - 100% | 60% - 80% | Business | Women, Have business | Group Mtgs, Business Training | |||||||
| Security Scheme 1 | UGX 100,000 - 800,000 | 5 | 80% - 100% | 60% - 80% | Business | Women, Have business | Group Mtgs, Business Training | |||||||
| Security Scheme 2 | UGX 600,000 - 1,500,000 | 10 | 80% - 100% | 60% - 80% | Business | Women, Have business | Group Mtgs, Business Training | |||||||
| Share Scheme | UGX 700,000 - 2,000,000 | 10 | 80% - 100% | 60% - 80% | Business | Women, Have business | Group Mtgs, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group loans | 48.00% annual, Flat | 1 Fee | 0 Ins | None | N/A | 111.9% - 133.6% | 111.9% - 133.6% | 39 | ||||||||
| Security Scheme 1 | 48.00% annual, Flat | 1 Fee | 0 Ins | None | 5.00% upfront | 98.6% - 101.6% | 107.8% - 111.1% | 44 | ||||||||
| Security Scheme 2 | 48.00% annual, Flat | 1 Fee | 0 Ins | None | 10.00% upfront | 93.7% - 97.6% | 111.1% - 116.1% | 41 | ||||||||
| Share Scheme | 48.00% annual, Flat | 1 Fee | 0 Ins | None | 90000.00 upfront | 87.8% - 93.7% | 99% - 109.5% | 45 |
| Outstanding portfolio (USD) | USD 81,226.55 |
| Portfolio (USD) | USD 81,226.55 |
| Active Clients with Loans | 14 |
| Approximate % Female Clients | 20% - 40% |
| Approximate % Urban Clients | 80% - 100% |
| Any purpose | |
| Income generation | |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | x |
| Education | |
| Other household finance | |
| Other | |
| Other (2) |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | |
| Other (2) |
| # Regions for this institution | 9 |
| # Regions for this product | N/A |
| Regions Active |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| N (# of Samples) | ||||||
| Total Borrrowers of Samples | ||||||
| Avg | ||||||
| Min | ||||||
| Max | ||||||
| Std Dev | ||||||
| By Inst Type | ||||||
| By Country | ||||||
| X Axis | ||||||
|---|---|---|---|---|---|---|
| Greater than: | ||||||
| Less or equal to: | ||||||
| From 0 to | ||||||
| to | ||||||
| to | ||||||
| to ∞ | ||||||
