| Outstanding portfolio (UGX) | UGX 625,742,481 |
| Portfolio (USD) | USD 284,428 |
| Active Clients with Loans | 453 |
| Approximate % Female Clients | 0% - 20% |
| Approximate % Urban Clients | 40% - 60% |
| Any purpose | |
| Income generation | x |
| Mortgage/housing | |
| Consumer loan | |
| Agriculture | |
| Education | |
| Other household finance | |
| Other | Acquire Business Asset |
| Other (2) |
| Credit education | x |
| Group meetings | |
| Credit insurance | x |
| Workplace visits | |
| Business training | |
| Other training | |
| Other | |
| Other (2) | |
| No other services |
| Men | x |
| Women | x |
| Must run a business | x |
| Must own a home or land | |
| Must be a salaried worker | |
| Must be specific age group | |
| Other | Fixed Security ie land required; must have existing business |
| Other (2) | Age Limit not above 65 years |
| Institution Type | Non Bank Financial Institution |
| Is this institution regulated? | Yes |
| Website address | http://www.firstfinance.biz |
| Year established | 2009 |
| Head of Institution | Lim Hak Khoun (Kevin) |
| Regions active | Battambang, Kandal, Phnom PenhSiem Reap |
| # Branches | 3 |
| Total Portfolio (nat'l) | KHR 23,500,000,000 |
| Total Portfolio (USD) | USD 5,949,367.09 |
| Active clients with loans | 564 |
| Approximate % female clients | 20% - 40% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | Cambodian Microfinance Association (CMA) |
| Funders | First Home Plc, Insitor Fund SCA, Poems Pte Ltd |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing Loan | USD 1,000 - 37,500 | 12 - 180 | 20% - 40% | 80% - 100% | Housing | Women, Men |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Housing Loan | 18.0%-24.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 20% - 26.2% | 22% - 30.5% | 70 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
