| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2005 |
| Head of Institution | Dr Eduward Ntege Hosea |
| Regions active | Central |
| # Branches | 1 |
| Total Portfolio (nat'l) | UGX 690,000,000 |
| Total Portfolio (USD) | USD 276,000 |
| Active clients with loans | 513 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations | AMFIU, UCA, UCUSCU |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loans | UGX 100,000 - 8,000,000 | 1 - 24 | 40% - 60% | 80% - 100% | Business, Housing, Consumer, Education, Other | Women, Men, Have business | Credit Ins, Business Training |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Business Loans | 30.00%-42.00% annual, Flat | 1 Fee | 1 Ins | None | 20.00% upfront | 50.1% - 54.6% | 74.1% - 83.6% | 37 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 169 |
| AMZ | 4,900 | 651,000 | 2 | 169 |
| CETZAM | 6,700 | 2,210,000 | 4 | 169 |
| Eclof Zambia | 200 | 111,000 | 4 | 169 |
| Empowerment | 1,500 | 447,000 | 5 | 169 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 126 |
| Harmos | 9,800 | 1,398,000 | 3 | 169 |
| Kungoma | 43 | 18,000 | 2 | 169 |
| MBT | 13,900 | 1,563,000 | 5 | 169 |
| Meanwood | 2,000 | 1,766,000 | 5 | 169 |
| PFSL | 1,300 | 3,506,000 | 3 | 169 |
| Zambia CRC | 30 | 1,000 | 1 | 169 |
| Key Statistics | |
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| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
