Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
APAS | 320 | 128,000 | 2 | 167 |
BRAC-UGA | 139,200 | 28,254,000 | 3 | 123 |
Centenary Bank | 133,802 | 221,144,231 | 4 | 148 |
EBO SACCO | 1,500 | 1,240,382 | 2 | 148 |
Equity Bank | 13,069 | 57,252,004 | 0 | 148 |
Finance Trust | 22,555 | 17,520,424 | 5 | 148 |
FINCA-UGA | 56,300 | 27,402,000 | 4 | 121 |
Five Talents | 5,365 | 368,057 | 2 | 148 |
Gatsby | 1,346 | 2,440,236 | 2 | 148 |
Habitat Uganda | 858 | 265,508 | 1 | 148 |
Hofokam | 20,908 | 4,793,200 | 6 | 148 |
KACITA | 156 | 60,318 | 1 | 148 |
Madfa SACCO | 4,832 | 288,674 | 5 | 148 |
Opportunity | 23,734 | 13,560,846 | 13 | 148 |
RUCREF | 5,557 | 898,380 | 4 | 167 |
Rushere SACCO | 983 | 574,549 | 2 | 148 |
SAO | 204 | 62,768 | 1 | 148 |
Silver Upholders | 2,111 | 189,189 | 4 | 148 |
THPU | 6,528 | 676,391 | 1 | 148 |
UGAFODE | 8,197 | 4,720,446 | 9 | 148 |
VF Uganda | 13,072 | 3,221,675 | 5 | 148 |
Wakiso | 513 | 276,000 | 1 | 148 |
Y-SAVE | 208 | 1,686,485 | 1 | 148 |
Outstanding portfolio (KHR) | KHR 12,385,248,900 |
Portfolio (USD) | USD 3,135,506.05 |
Active Clients with Loans | 12,376 |
Approximate % Female Clients | 80% - 100% |
Approximate % Urban Clients | 20% - 40% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | x |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | x |
Group meetings | |
Credit insurance | |
Workplace visits | x |
Business training | x |
Other training | x |
Other | Social training ( health, nutrition, domestic violence, waste management) |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
# Regions for this institution | 15 |
# Regions for this product | 15 |
Regions Active | Banteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, KepKratié, Phnom Penh, Pursat, Prey VengSiem Reap, Takéo |
Currency | KHR |
Minimum loan size | KHR 100,000 |
Maximum loan size | 1,000,000 |
Loans less than KHR 1,000,000 | 100% |
KHR 1,000,000-3,500,000 | 0 |
KHR 3,500,000-6,000,000 | 0 |
KHR 6,000,000-8,000,000 | 0 |
KHR 8,000,000-10,000,000 | 0 |
Greater than KHR 10,000,000 | 0 |
Shortest loan term | 3.0 months |
Longest loan term | 12.0 months |
Approx average | 8.0 months |
Loans 3 months or less | 0 |
Between 4 and 6 months | 5% |
Between 7 and 9 months | 15% |
Between 10 and 12 months | 80% |
Between 13 and 18 months | 0 |
Longer than 18 months | 0 |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 3.25% |
Highest quoted nominal interest | 3.25% |
Interest rate period | Monthly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | No |
Is rate fixed for entire loan term | Yes |
Fee 1 | |
---|---|
Description | Processing Fee |
% of loan amount - min | 0 |
% of loan amount - max | 0 |
OR, Fixed amount - min | 4,000 |
Fixed amount - max | 20,000 |
Reason for variation | Loans <400,000 Pay KHR 4000. Loans > 400,000 = 2% of the loan. |
Appears on Repayment Sched? | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Type of Sample |
Grace Period (Months) |
Full APR (int fee ins tax dep) |
True Price by Component |
|||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Interest price component |
Fee Component |
Insurance Component |
Tax Component |
Deposit Component |
||||||||||
KHR 100,000 | Generated | 2015-01-01 | 5.9 months | N/A | KHR 14,969.86 | 53.8% | 38.4% | 15.4% | 0.0% | 0.0% | 0.0% | 73 | - | |
KHR 115,000 | Generated | 2015-01-01 | 5.9 months | N/A | KHR 16,615.34 | 51.7% | 38.4% | 13.3% | 0.0% | 0.0% | 0.0% | 75 | - | |
KHR 540,000 | Generated | 2015-01-01 | 8.9 months | N/A | KHR 96,258.08 | 43.8% | 38.4% | 5.4% | 0.0% | 0.0% | 0.0% | 89 | - | |
KHR 621,000 | Generated | 2015-01-01 | 8.9 months | N/A | KHR 110,696.79 | 43.8% | 38.4% | 5.4% | 0.0% | 0.0% | 0.0% | 89 | - | |
KHR 680,000 | Generated | 2015-01-01 | 11.9 months | N/A | KHR 154,373.97 | 42.7% | 38.4% | 4.3% | 0.0% | 0.0% | 0.0% | 91 | - | |
KHR 720,000 | Generated | 2015-01-01 | 11.9 months | N/A | KHR 163,454.79 | 42.7% | 38.4% | 4.3% | 0.0% | 0.0% | 0.0% | 91 | - | |
KHR 828,000 | Generated | 2015-01-01 | 11.9 months | N/A | KHR 187,973.01 | 42.7% | 38.4% | 4.3% | 0.0% | 0.0% | 0.0% | 91 | - | |
KHR 1,000,000 | Generated | 2015-01-01 | 11.9 months | N/A | KHR 227,020.55 | 42.7% | 38.4% | 4.3% | 0.0% | 0.0% | 0.0% | 91 | - |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|