Institution # Borrowers Portfolio (US$) Products Age of Data
APAS320128,0002165
BRAC-UGA139,20028,254,0003121
Centenary Bank133,802221,144,2314145
EBO SACCO1,5001,240,3822145
Equity Bank13,06957,252,0040145
Finance Trust22,55517,520,4245145
FINCA-UGA56,30027,402,0004119
Five Talents5,365368,0572145
Gatsby1,3462,440,2362145
Habitat Uganda858265,5081145
Hofokam20,9084,793,2006145
KACITA15660,3181145
Madfa SACCO4,832288,6745145
Opportunity23,73413,560,84613145
RUCREF5,557898,3804165
Rushere SACCO983574,5492145
SAO20462,7681145
Silver Upholders2,111189,1894145
THPU6,528676,3911145
UGAFODE8,1974,720,4469145
VF Uganda13,0723,221,6755145
Wakiso513276,0001145
Y-SAVE2081,686,4851145
  2. VF Cambodia
Please note that the information you are viewing is 140 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

VisionFund Cambodia #20, Street 71, Sangkat Tonle Basac,Chamkar Morn DistrictPhnom PenhPO Box 479
Data approved: 2013-04-04
Data version: 3
Age of data: 140 months
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Product

Agricultural Loan - Solidarity Group - USD Product 4 of 21 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 1,056,667.48
Portfolio (USD)USD 1,056,667.48
Active Clients with Loans2,281
Approximate % Female Clients80% - 100%
Approximate % Urban Clients0% - 20%
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Agriculture Loan refers to any loan used for agricultural activities or businesses or income generating activities that earn only seasonal incomes e.g. pig raising, vegetable growing, rice farming, etc.
Loan Purpose
Any purpose
Income generation
Mortgage/housing
Consumer loan
Agriculturex
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurancex
Workplace visits
Business trainingx
Other trainingx
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or landx
Must be a salaried worker
Must be specific age groupx
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution20
# Regions for this product20
Regions ActiveBanteay Meanchey, Battambang, Kampong Cham, Kampong Chhnang, Kampong Speu, Kampong Thom, Kampot, Kandal, Koh KongKratié, Oddar Meancheay, Pailin, Phnom Penh, Sihanoukville, Preah Vihear, Pursat, Prey VengSiem Reap, Svay Rieng, Takéo

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 151
Maximum loan size1,000
Distribution at Disbursement (Est.)
Loans less than USD 25010%
USD 250-1,00090%
USD 1,000-1,5000
USD 1,500-2,0000
USD 2,000-2,5000
Greater than USD 2,5000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term24.0 months
Approx average18.0 months
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months0
Between 7 and 9 months0
Between 10 and 12 months10%
Between 13 and 18 months60%
Longer than 18 months30%
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 monthsx
Quarterlyx
Every 6 monthsx
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.70%
Highest quoted nominal interest3.00%
Reason(s) why interest rate variesBranch, Client Risk
Interest rate periodMonthly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No
Additional Comments
Financial education is part of our services to clients. Funeral benefits for clients, spouse, and children are also included as part of the insurance benefit, but we do not charge any additional fee/premium from them, other than interest on loan.

Full Pricing Data

Agricultural Loan - Solidarity Group - USD samples
Sample 1Sample 2Sample 3
Loan AmountUSD 200USD 300USD 500
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot Known
Disbursement Date2013-02-202013-02-152013-02-14
Loan Term (Months)24.0 months23.0 months18.0 months
Grace Period (Months)-0.3 months5.2 months-0.1 months
Total Cost of CreditUSD 71.19USD 125.02USD 126.79
True Price by Comp     
Interest price component33.4%33.3%32.3%
Fee Component0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)33.4%33.3%32.3%
Transparency Index9797100
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Agricultural Loan - Solidarity Group - USD Price Graphs


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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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