Institution # Borrowers Portfolio (US$) Products Age of Data
APAS320128,0002165
BRAC-UGA139,20028,254,0003121
Centenary Bank133,802221,144,2314145
EBO SACCO1,5001,240,3822145
Equity Bank13,06957,252,0040145
Finance Trust22,55517,520,4245145
FINCA-UGA56,30027,402,0004119
Five Talents5,365368,0572145
Gatsby1,3462,440,2362145
Habitat Uganda858265,5081145
Hofokam20,9084,793,2006145
KACITA15660,3181145
Madfa SACCO4,832288,6745145
Opportunity23,73413,560,84613145
RUCREF5,557898,3804165
Rushere SACCO983574,5492145
SAO20462,7681145
Silver Upholders2,111189,1894145
THPU6,528676,3911145
UGAFODE8,1974,720,4469145
VF Uganda13,0723,221,6755145
Wakiso513276,0001145
Y-SAVE2081,686,4851145
  2. VFS
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Institution

Village Financial Services Private Limited Village TowerF-15, Geetanjali Park; 18/3A, Kumud Ghoshal RoadKolkata, West BengalPO Box 700057
Data approved: 2013-01-02
Data version: 2
Age of data: 140 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.village.net.in
Year established2006
Head of InstitutionKuldip Maity
Regions activeBihar, West Bengal
# Branches96

Total Portfolio (nat'l)INR 1,020,993,623
Total Portfolio (USD)USD 19,264,030.62
Active clients with loans175,408
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliationsSa-Dhan, MFIN

Loan Products » Summary

Pragati
168,352 Borrowers
USD 17,516,447.16 Portfolio
Active Product
Samridhhi
7,056 Borrowers
USD 1,747,583.47 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Pragati INR 4,000 - 15,000 11.5 - 12.1 80% - 100% 0% - 20% Business Women Group Mtgs, Credit Ins
Samridhhi INR 16,000 - 50,000 23.9 - 24.3 80% - 100% 0% - 20% Business Women Group Mtgs, Credit Ins, Other Training

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Pragati 25.1% - 26.1% 27.3% - 28.3% 29.8% - 30.9% Yes Yes Yes 91
Samridhhi 22.6% - 26% 23.7% - 27.1% 26% - 29.5% Yes Yes Yes 95
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Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Pragati 23.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 27.3% - 28.3% 29.8% - 30.9% 76
Samridhhi 23.5% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 23.7% - 27.1% 26% - 29.5% 83
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