| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| APAS | 320 | 128,000 | 2 | 166 |
| BRAC-UGA | 139,200 | 28,254,000 | 3 | 122 |
| Centenary Bank | 133,802 | 221,144,231 | 4 | 146 |
| EBO SACCO | 1,500 | 1,240,382 | 2 | 146 |
| Equity Bank | 13,069 | 57,252,004 | 0 | 146 |
| Finance Trust | 22,555 | 17,520,424 | 5 | 146 |
| FINCA-UGA | 56,300 | 27,402,000 | 4 | 120 |
| Five Talents | 5,365 | 368,057 | 2 | 146 |
| Gatsby | 1,346 | 2,440,236 | 2 | 146 |
| Habitat Uganda | 858 | 265,508 | 1 | 146 |
| Hofokam | 20,908 | 4,793,200 | 6 | 146 |
| KACITA | 156 | 60,318 | 1 | 146 |
| Madfa SACCO | 4,832 | 288,674 | 5 | 146 |
| Opportunity | 23,734 | 13,560,846 | 13 | 146 |
| RUCREF | 5,557 | 898,380 | 4 | 166 |
| Rushere SACCO | 983 | 574,549 | 2 | 146 |
| SAO | 204 | 62,768 | 1 | 146 |
| Silver Upholders | 2,111 | 189,189 | 4 | 146 |
| THPU | 6,528 | 676,391 | 1 | 146 |
| UGAFODE | 8,197 | 4,720,446 | 9 | 146 |
| VF Uganda | 13,072 | 3,221,675 | 5 | 146 |
| Wakiso | 513 | 276,000 | 1 | 146 |
| Y-SAVE | 208 | 1,686,485 | 1 | 146 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.eclofphils.com/ |
| Year established | 1995 |
| Head of Institution | Lucrecio D. Delgado, Jr. |
| Regions active | |
| # Branches | 10 |
| Total Portfolio (nat'l) | PhP 112,151,935 |
| Total Portfolio (USD) | USD 2,683,060.65 |
| Active clients with loans | 5,476 |
| Approximate % female clients | 60% - 80% |
| Approximate % urban clients | 0% - 20% |
| Network affiliations | ECLOF International, National Council of Churches in the Philippines, Microfinance Council of the Philippines, Inc., FPSDC |
| Funders | ECLOF International, National Council of Churches in the Philippines, Church of Sweden |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Asset Acquisition and Carabao Loan | PHP 10,000 - 100,000 | 24 | 60% - 80% | 0% - 20% | Business, Leasing or purchase of agricultural equipment, Purchase of carabao | Women, Men, Have business, Farmer-client who are at least on their 3rd cycle up | Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Sustainable Agriculture practices (organic farming) | |||||||
| Agricultural Production Loan | PHP 5,000 - 150,000 | 4 - 12 | 60% - 80% | 0% - 20% | Business | Women, Men, Have business, Must have a farm to manage | Credit Educ, Credit Ins, Other Training, Sustainable Agriculture practices (organic farming) | |||||||
| Micro Individual Loans | PHP 15,000 - 150,000 | 3 - 12 | 80% - 100% | 60% - 80% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Business Training, Burial Assistance | |||||||
| SMID | PHP 5,000 - 50,000 | 3 - 6 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Educ, Credit Ins, Tech Asst Visits, Burial Assistance |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agricultural Asset Acquisition and Carabao Loan | 24.0%-30.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 46.9% - 47.1% | 52.5% - 53.2% | 45 | ||||||||
| Agricultural Production Loan | 36.0% annual, Flat | 1 Fee | 1 Ins | None | 10.00% ongoing | 42.9% - 44.3% | 44.8% - 46.1% | 78 | ||||||||
| Micro Individual Loans | 36.0%-42.0% annual, Flat | 1 Fee | 1 Ins | None | 1.00% ongoing | 72.9% - 116.5% | 82.9% - 122.7% | 36 | ||||||||
| SMID | 36.0%-54.0% annual, Flat | 1 Fee | 1 Ins | None | 1.00% ongoing | 127.4% - 142.7% | 135.9% - 151.3% | 25 |
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