2. AMZ
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Satin
Please note that the information you are viewing is 139 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Agora Microfinance Zambia Plot No 3807 Kwacha Road, OlympiaPO Box 745, Post Net Manda HillLusaka
Data approved: 2012-04-03
Data version: 1
Age of data: 163 months

Institution

Satin Creditcare Network Ltd Satin Creditcare Network ltd ,5th Floor,Kundan BhawanAzadpur Commercial complex ,AzadpurDelhiPO Box 110033
Data approved: 2013-03-11
Data version: 2
Age of data: 139 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addressN/A
Year established2010
Head of InstitutionMaluba Handahu-Wakung'uma
Regions active
# Branches2

Total Portfolio (nat'l)ZMK 3,373,101,754
Total Portfolio (USD)USD 651,807.10
Active clients with loans4,950
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliations
FundersMoringaway, Concern Worldwide

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.satincreditcare.com/
Year established1990
Head of InstitutionH P Singh
Regions activeBihar, Haryana, Madhya PradeshPunjab, Uttar Pradesh, Uttarakhand, Chandigarh, National Capital Territory of Delhi
# Branches158

Total Portfolio (nat'l)INR 4,779,248,793
Total Portfolio (USD)USD 90,174,505.53
Active clients with loans428,995
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsMFIN, Sa-Dhan

Loan Products » Summary

End of Term
1,418 Borrowers
USD 225,924.64 Portfolio
Active Product
Flexi 1
3,532 Borrowers
USD 425,675.36 Portfolio
Active Product

Loan Products » Summary

Urban
49,637 Borrowers
USD 17,306,701.11 Portfolio
Active Product
Rural
355,974 Borrowers
USD 72,867,804.42 Portfolio
Active Product
Income Generation Loan
Retired Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
End of Term Loan ZMK 400,000 - 1,500,000 6 - 12 40% - 60% 0% Business, Agriculture Women, Men Credit Educ, Group Mtgs
Flexi 1 ZMK 400,000 - 2,000,000 3 - 12 40% - 60% 0% Business Women, Men Credit Educ, Group Mtgs

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Income Generation Loan - Urban INR 20,000 - 50,000 12 - 30 0% - 20% 80% - 100% Business Women, Men, Have business, Med HH Inc, Urban HH Credit Educ
Income Generation Loan (Rural) INR 8,000 - 25,000 15 - 26 80% - 100% 0% - 20% Business Women, Have business, Have home or land, Low HH Inc, Rural HH Credit Educ, Group Mtgs, Credit Education, Financial Literacy Training. , Group Meeting

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
End of Term Loan 60.0% annual, Decl Bal 1 Fee 0 Ins None 7.0% upfront 64.2% - 68.6% 69.1% - 73.9% 84
Flexi 1 66.0% annual, Decl Bal 1 Fee 0 Ins None 10.0% upfront 76% - 79.1% 91% - 95.2% 70

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan - Urban 22.3% - 23.5% 22.3% - 23.5% 22.3% - 23.5% Yes Yes Yes 100
Income Generation Loan (Rural) 25.8% - 27.9% 26.9% - 29.6% 29.6% - 32.3% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan - Urban 22.0%-26.0% annual, Decl Bal 0 Fees 0 Ins None N/A 22.3% - 23.5% 22.3% - 23.5% 95
Income Generation Loan (Rural) 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins 12.36% fees N/A 26.9% - 29.6% 29.6% - 32.3% 79

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
End of Term Loan 60.0% annual, Decl Bal 1 Fee 0 Ins Ins None 7.0% upfront 64.2% - 68.6% 69.1% - 73.9% 84
Flexi 1 66.0% annual, Decl Bal 1 Fee 0 Ins Ins None 10.0% upfront 76% - 79.1% 91% - 95.2% 70

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Income Generation Loan - Urban 22.3% - 23.5% 22.3% - 23.5% 22.3% - 23.5% Yes Yes Yes 100
Income Generation Loan (Rural) 25.8% - 27.9% 26.9% - 29.6% 29.6% - 32.3% Yes Yes Yes 100
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Income Generation Loan - Urban 22.0%-26.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 22.3% - 23.5% 22.3% - 23.5% 95
Income Generation Loan (Rural) 24.0%-26.0% annual, Decl Bal 1 Fee 1 Ins Ins 12.36% fees N/A 26.9% - 29.6% 29.6% - 32.3% 79
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Loan Portfolio (USD)
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