2. Zambia CRC
Please note that the information you are viewing is 167 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Spandana
Please note that the information you are viewing is 143 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Zambia Child Resources Centre Head OfficeLusakaPO Box 31097
Data approved: 2011-12-12
Data version: 1
Age of data: 167 months

Institution

Spandana Sphoorty Financial Limited Plot No 79, Care Crystal,Vinayak Nagar, GachibowliHyderabad, Andhra Pradesh500032
Data approved: 2010-11-15
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established2005
Head of InstitutionFrancis Chivuta
Regions active
# Branches2

Total Portfolio (nat'l)ZMK 10,000,000
Total Portfolio (USD)USD 1,932.37
Active clients with loans30
Approximate % female clients60% - 80%
Approximate % urban clients40% - 60%
Network affiliations
Funders

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addressN/A
Year established2004
Head of InstitutionPadmaja Reddy G.
Regions active0
# Branches1795

Total Portfolio (nat'l)INR 43,180,018,634
Total Portfolio (USD)USD 959,555,969.60
Active clients with loans4,959,649
Approximate % female clients80% - 100%
Approximate % urban clients0% - 20%
Network affiliations

Loan Products » Summary

Microcredit
30 Borrowers
USD 1,932.37 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Abhilasha
3,509,722 Borrowers
USD 665,413,655.80 Portfolio
Active Product
Dharani
133,755 Borrowers
USD 53,277,751.27 Portfolio
Active Product
Pragathi
582,152 Borrowers
USD 184,467,694.60 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Microcredit ZMK 200,000 - 2,000,000 3 - 12 60% - 80% 40% - 60% Business, Education, Other Women, Men, Securities like goats, tractor, etc. Credit Educ, Group Mtgs, Credit Ins, Tech Asst Visits, Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Abhilasha INR 6,000 - 20,000 11.5 - 23.1 80% - 100% 0% - 20% Business, Housing, Education, Other, to retire expensive debt, health purposes including better nutrition Women, economically active Credit Educ, Group Mtgs, Other Training
Dharani INR 5,000 - 50,000 3 - 11 0% - 20% 0% - 20% Business, only for working capital, exclusively for agri and allied purposes Women, Men, Must have agriculture ativity and secondary source of income Credit Educ, Group Mtgs
Pragathi INR 15,000 - 50,000 12 - 18 80% - 100% 0% - 20% Business, for income generation purposes Women, self-employed Credit Educ, Group Mtgs

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcredit 120.0% annual, Flat 1 Fee 0 None N/A 144.6% - 471% 144.6% - 471% 55

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Abhilasha 0% 0% 0% N/A
Dharani 0% 0% 0% N/A
Pragathi 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Abhilasha 12.5%-15.0% annual, Flat 1 Fee 0 Ins None N/A 0% 0% N/A
Dharani 21.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Pragathi 25.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Microcredit 120.0% annual, Flat 1 Fee 0 None N/A 144.6% - 471% 144.6% - 471% 55

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Abhilasha 0% 0% 0% N/A
Dharani 0% 0% 0% N/A
Pragathi 0% 0% 0% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Abhilasha 12.5%-15.0% annual, Flat 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Dharani 21.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Pragathi 25.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Institution Price Graph
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