Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
AB Bank | 300 | 307,000 | 2 | 168 |
AMZ | 4,900 | 651,000 | 2 | 168 |
CETZAM | 6,700 | 2,210,000 | 4 | 168 |
Eclof Zambia | 200 | 111,000 | 4 | 168 |
Empowerment | 1,500 | 447,000 | 5 | 168 |
FINCA Zambia | 43,700 | 16,420,000 | 4 | 125 |
Harmos | 9,800 | 1,398,000 | 3 | 168 |
Kungoma | 43 | 18,000 | 2 | 168 |
MBT | 13,900 | 1,563,000 | 5 | 168 |
Meanwood | 2,000 | 1,766,000 | 5 | 168 |
PFSL | 1,300 | 3,506,000 | 3 | 168 |
Zambia CRC | 30 | 1,000 | 1 | 168 |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1982 |
Head of Institution | C.K Ablerdu |
Regions active | 0 |
# Branches | 9 |
Total Portfolio (nat'l) | GHS 6,917,462 |
Total Portfolio (USD) | USD 4,611,641.33 |
Active clients with loans | 4,110 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | ARB Apex, GHAMFIN |
Funders | SPEED Ghana, MiDA, MASLOC |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Commercial Loan | GHS 500 - 90,000 | 6 - 18 | 20% - 40% | 60% - 80% | ||||||||||
Salary Loan | GHS 200 - 6,000 | 6 - 18 | 20% - 40% | 60% - 80% | ||||||||||
Susu Loan | GHS 50 - 20,000 | 3 - 12 | 60% - 80% | 40% - 60% |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Commercial Loan | 28.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 38.1% - 65% | 68.4% - 113.1% | 28 | ||||||||||
Salary Loan | 30.00%-0.00% annual, Flat | 2 Fees | 0 Ins | 38.8% - 56.6% | 45.6% - 66.6% | 52 | ||||||||||
Susu Loan | 28.00%-0.00% annual, Flat | 1 Fee | 0 Ins | 50.1% - 58.3% | 172% - 240.8% | 12 |
Key Statistics | |
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# Products | |
# Institutions | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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