| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 163 |
| AMZ | 4,900 | 651,000 | 2 | 163 |
| CETZAM | 6,700 | 2,210,000 | 4 | 163 |
| Eclof Zambia | 200 | 111,000 | 4 | 163 |
| Empowerment | 1,500 | 447,000 | 5 | 163 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 121 |
| Harmos | 9,800 | 1,398,000 | 3 | 163 |
| Kungoma | 43 | 18,000 | 2 | 163 |
| MBT | 13,900 | 1,563,000 | 5 | 163 |
| Meanwood | 2,000 | 1,766,000 | 5 | 163 |
| PFSL | 1,300 | 3,506,000 | 3 | 163 |
| Zambia CRC | 30 | 1,000 | 1 | 163 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.maata-n-tudu.org/ |
| Year established | 1993 |
| Head of Institution | Konlan Lambongang |
| Regions active | Northern Region, Upper East Region, Upper West Region |
| # Branches | 3 |
| Total Portfolio (nat'l) | GHS 1,855,661 |
| Total Portfolio (USD) | USD 941,959.90 |
| Active clients with loans | 12,035 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 60% - 80% |
| Network affiliations | GHAMFIN, ASSFIN |
| Funders | CORDAID, UNDP, Grameen Foundation, Planet Finance |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | GHS 50 - 1,000 | 9 | 80% - 100% | 0% - 20% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Grain Banking Loan | GHS 50 - 1,000 | 9 | 80% - 100% | 0% - 20% | Business | Women | Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training | |||||||
| Trading Loan | GHS 50 - 1,000 | 6 | 80% - 100% | 40% - 60% | Business | Women, Have business | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Agro Processing Loan | 36.00% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 45.2% - 46% | 59.3% - 60.5% | 60 | ||||||||
| Grain Banking Loan | 38.04% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 38.2% - 38.7% | 47.5% - 48.1% | 79 | ||||||||
| Trading Loan | 36.00% annual, Flat | 1 Fee | 0 Ins | None | 20.00% upfront | 51.9% - 56.3% | 71% - 77.1% | 49 |
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