| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| AB Bank | 300 | 307,000 | 2 | 163 |
| AMZ | 4,900 | 651,000 | 2 | 163 |
| CETZAM | 6,700 | 2,210,000 | 4 | 163 |
| Eclof Zambia | 200 | 111,000 | 4 | 163 |
| Empowerment | 1,500 | 447,000 | 5 | 163 |
| FINCA Zambia | 43,700 | 16,420,000 | 4 | 120 |
| Harmos | 9,800 | 1,398,000 | 3 | 163 |
| Kungoma | 43 | 18,000 | 2 | 163 |
| MBT | 13,900 | 1,563,000 | 5 | 163 |
| Meanwood | 2,000 | 1,766,000 | 5 | 163 |
| PFSL | 1,300 | 3,506,000 | 3 | 163 |
| Zambia CRC | 30 | 1,000 | 1 | 163 |
| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | N/A |
| Year established | 2001 |
| Head of Institution | M.Ernest Paul |
| Regions active | |
| # Branches | 41 |
| Total Portfolio (nat'l) | INR 668,968,774 |
| Total Portfolio (USD) | USD 12,622,052.34 |
| Active clients with loans | 90,929 |
| Approximate % female clients | 80% - 100% |
| Approximate % urban clients | 80% - 100% |
| Network affiliations |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | INR 8,000 - 22,000 | 12 | 80% - 100% | 80% - 100% | Business | Women | Credit Educ, Group Mtgs, Credit Ins | |||||||
| Micro Enterprise Development Loan | INR 25,000 - 50,000 | 12 | 80% - 100% | 80% - 100% | Business | Women | Credit Educ, Group Mtgs, Credit Ins |
| Product Name | APR (int) | MFIN MFI Earning (Annualised) | MFIN Cost to Borrower (Annualised) | COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD | COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES | COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM | MFIN Transparency Index | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 0% | 26.2% - 27.7% | 28.3% - 32.2% | N/A | ||||||||||
| Micro Enterprise Development Loan | 0% | 27.6% - 27.8% | 27.6% - 27.8% | N/A |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| General Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | N/A | 26.2% - 27.7% | 28.3% - 32.2% | 41 | ||||||||
| Micro Enterprise Development Loan | 12.5% annual, Flat | 1 Fee | 1 Ins | None | N/A | 27.6% - 27.8% | 27.6% - 27.8% | 45 |
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