Country Survey for Ghana

The Country Survey for Ghana provides an overview of the microfinance industry in Ghana. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Ghana’s transparent pricing data.

The Ghanaian microfinance sector in the last decade has displayed signs of growth and has had an impact on the economic lives of over 3 million Ghanaians. Despite these positive signs, the sector is believed to be in its infancy and there is still a lot to be accomplished in terms of financial sustainability and outreach. Similar to many other microfinance markets around the world, the evolution of microfinance in Ghana can be best described through four phases. The Country Survey for Ghana looks at these and other features of the Ghanaian microfinance industry, including:

• Political Overview
• Macroeconomic Overview
• Traditional Financial Sector
• Financial Inclusion
• Microfinance Institutions
• Microfinance Regulation
• The Cost of Borrowing
• Consumer Protection
• Challenges for the sector