Country Survey for Rwanda

The Country Survey for Rwanda provides an overview of the microfinance industry in Rwanda. Outlining the national socio-economic, political and historic factors impacting the microfinance market, the Country Survey forms a valuable backdrop against which to examine Rwanda’s transparent pricing data.

With Rwanda having one of the lowest savings ratios in Africa and with just 10% of the population owning a bank account, the microfinance sector has a crucial role to play in providing financial services. Informal finance initiatives have existed in Rwanda for some time, such as small self-help peasant organizations (tontines and ibimina) used for agriculture, cattle breeding and the purchase of domestic equipment. The microfinance sector is however relatively young.

The Country Survey provides context for this, looking at:

• Political Overview
• Macroeconomic Overview
• Traditional Financial Sector
• Financial Inclusion
• Microfinance Institutions
• Microfinance Regulation
• The Cost of Borrowing
• Consumer Protection
• Challenges for the sector