Deutsche Bank is committed to leveraging its capabilities as a global investment bank to create opportunities for under-resourced communities. Through a portfolio of grants, loans, and investments, the Deutsche Bank Americas Foundation and Community Development Finance Group provide leadership and resources in the areas of economic development, microfinance, affordable housing, arts and culture, and education.

EDYFICAR is a peruvian microfinance institution with a double mission: In the first place, EDYFICAR´s Mission: We grant access and provide financial services to people of low economic resources, preferably to businessmen and busisswomen of the micro and small size business, contributing to the improvement of their of their quality of life. In the second place, grow in an efficient and profitable manner in order ensure their sustainability in time. EDYFICAR´s Vision: We promote the social inclusion by leading the access to the financial system, and we are the best partner for the continuing growth of our customers. Now (October, 2009), EDYFICAR has 200,000 clients.

HOPE International (HOPE) is a Christian faith-based, 501(c)(3) non-profit organization focused on alleviating physical and spiritual poverty through microenterprise development. The organization’s mission is to invest in the dreams of the poor in the world's underserved communities so that they might be released from physical and spiritual poverty. Hope International offers small business loans, savings services, biblically-based business training, and mentoring and coaching from a Christ-centered perspective.

Habitat for Humanity works in partnership with God and people everywhere, from all walks of life, to develop communities with people in need by building and renovating houses so that there are decent houses in decent communities in which every person can experience God’s love and can live and grow into all that God intends. We are a nonprofit, ecumenical Christian ministry founded on the conviction that every man, woman and child should have a decent, safe and affordable place to live. We build with people in need regardless of race or religion. We welcome volunteers and supporters from all backgrounds.

Unitus, an international nonprofit organization, fights global poverty by accelerating the growth of microfinance—small loans and other financial tools for self-empowerment—where it is needed most. We seek out and partner with young, high-potential microfinance institutions (MFIs), helping them build capacity, attract capital, and unite with our network to achieve rapid, sustainable growth. In just 8 years, we’ve helped our partners serve more than 9 million families throughout India and Southeast Asia, East Africa, Mexico, and South America. Unitus received Fast Company’s Social Capitalist award for 2006, 2007, and 2008. Our goal is to serve 15 million families by 2015. Unitus is a 501(c) 3 with offices in Seattle, Washington, Bangalore, India and Nairobi, Kenya.

Anna Maria Zegarra

Chuck Waterfield

Elena Nelson

Howard Brady

Nancy Goyburo

Tim Langeman

With experience of more than 10 years working in microfinance and mass-market retail-banking globally, Temenos is uniquely placed to anticipate the needs of the sector and offer solutions based on industry best practice. We have created an extension of our T24 banking software specifically for the microfinance and community banking sector – T24 for Microfinance and Community Banking (T24forMCB). To date, T24forMCB has enabled more than 100 commercial microfinance banks and other MFI’s to reach a vastly wider customer base and provide essential financial services to micro-entrepreneurs and disenfranchised communities in 39 countries. Access to basic financial services helps these individuals build their businesses, create jobs and gain control over their economic lives and Temenos is proud to be able to support progressive MFI’s serving this community.

Empowering poor entrepreneurs with credit is at the heart of Oikocredit's mission. Oikocredit is a worldwide cooperative society that offers loans, capital and capacity building support to cooperatives, microfinance institutions and small to medium enterprises which are focused on building opportunities for people without access to credit. Through its global network of offices, Oikocredit sources and monitors project partners in more than 65 countries, ensuring a close relationship and providing tailor-made services. With € 365 m capital outstanding in development financing (as per 31 Dec, 2008), Oikocredit is one of the largest private financiers of microfinance in the world. The capital needed to provide the development financing comes from investments in Oikocredit from more than 33,000 individuals and over 600 churches and church-related organizations. Many Oikocredit investments also come from other institutions and a number of former and existing project partners of Oikocredit around the globe. Oikocredit offers a dual return to its investors: financial and social.

Opportunity International provides small business loans, savings, insurance and training in basic business practices to people living in chronic poverty. Entrepreneurs in the developing world use these financial services to start or expand a business, develop a steady income, provide for their families and create jobs for their neighbors. Opportunity serves more than 1.5 million clients in over 25 countries around the world.

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is answering the call to lift not just a few but thousands of women out of poverty. Through its poverty alleviation program – Project Dungganon (Honorable) – these women are learning to live empowered and independent lives and earning their living with dignity. Many have progressed from earning less than a measly $1 to surpassing realities beyond their dreams.

The Pakistan Microfinance Network (PMN) is a network of organizations engaged in microfinance and dedicated to improving the outreach and sustainability of microfinance services in Pakistan. Compared to some other countries, the microfinance sector in Pakistan is in the initial stages of development. Estimates suggest that as many as 27.7 million individuals in Pakistan need microfinance services, but services reach only a tiny fraction of this population, probably less than seven percent. If microfinance is to achieve its potential, and serve a large share of the microfinance market, practitioners must improve their programs. The PMN, in an effort to address these issues, has become increasingly active since 1999. The network has been able to establish its membership, activities, and credibility. It has built greater awareness among policy makers, launched comprehensive capacity building initiatives, established standards and benchmarks for transparency in MFIs, and serves as an information hub for the local microfinance industry.

West End BML, formed in 2002, is a men’s association in Lancaster, PA, dedicated to building a strong feeling of community in their neighborhood by holding weekly group meetings. West End BML is sponsoring the data launch in recognition that this historic event would never have taken place were it not for their involvement and encouragement during the conceptualization stage of MFTransparency.

Grameen Foundation’s mission is to enable the poor, especially the poorest, to create a world without poverty. Grameen Foundation is a leader in the fight against poverty in Sub Saharan Africa, Asia, the Arab World, and the Americas. Since our beginning in 1997, our programs, resources and fresh ideas have helped more than 45 million poor people, mostly women and children, improve their lives.

The Chalmers Center for Economic Development at Covenant College helps churches to help the poor to help themselves. Training is available for pastors, deacons/lay leaders, missionaries, and ministry staff. It is delivered through web-deployed distance learning courses, self-study courses, and week-long training institutes held throughout the world.

Pro Mujer is an international women’s development and microfinance organization whose mission is to provide Latin America’s poor women with the means to build livelihoods for themselves and futures for their families through microfinance, business training, and healthcare support.

Strømme Foundation is a Norwegian development organisation helping poor people in the global South climb out of poverty through microfinance and education.

ASKI provides credit to those who does not have access to financial institutions, establishing market links and networks with private and public sectors, promotion of organizational effectiveness, sufficiency and relevance to cope with a changing environment and organizing peoples organizations to become effective mechanism in effecting a participatory, community-driven development.

ASA, a non-governmental organization based in Bangladesh has become today one of the largest Microfinance Institutions in the world with over seven million members , most of whom are women, working towards poverty alleviation through providing collateral free credit. Through innovation and practice it has developed an extremely cost effective, efficient and sustainable model that has drawn international acclaim. The international financial magazine Forbes’ first ever list of the World’s Top 50 MFIs which were chosen from 641 micro-credit providers placed ASA at the top of the list. The Financial Times of London and IFC jointly awarded ASA the Sustainable Banking Award for 2008 as winner for Banking at the Bottom of the Pyramid Award. Its model is being replicated in various countries of the world of Asia and Africa where ASA is providing technical assistance through a bilateral agreement with ASA International.

Dian Mandiri Foundation (DIMAN), through Micro Enterprise Development (MED), offers services to clients in Jakarta and rural areas. MED encompasses collateral free loans, training, mentoring and leadership development, to empower the poor to expand their own businesses. The overriding objective of DIMAN is to “reduce poverty in Indonesia.” This vision primarily focuses on MED, but also includes empowering communities through community development, training, farmer business activities and advocacy.

“Mitra Bisnis Keluarga” (MBK), or “Family Business Partners”, is microfinance institution (MFI) regulated by the Ministry of Finance. Using the Grameen Bank methodology, MBK provides working capital to low-income households in Indonesia in order to raise their family incomes and living standards. MBK transformed itself from a foundation (Ganesha Microfinance Foundation, which operated from 2003 to 2006) to a non-bank financial company (NBFC) in January 2006. Currently it operates in eight rural districts in Java, namely Rural Tangerang, Rural Bogor, Rural Sukabumi, Rural Bandung South, Rural Bandung West, Garut and Tasikmalaya.

Mi Apoyo es un grupo de profesionales mexicanos que unimos nuestras capacidades para:

• Dirigir los recursos disponibles hacia proyectos para apoyo de familias de escasos recursos.
• Otorgar a cada familia suficiente crédito que permita preconfigurar formas y medios de vida buena.
• La creación de oportunidades para el ahorro.

VSL Associates is a private limited liability company operating out of Solingen, Germany. It was founded in order to promote member-owned and member-managed microfinance practice worldwide, but particularly in Africa. It was created because standard models of microfinance are mainly credit-led and do not, for the most part, provide the rural poor with sustainable financial services. Community-based models promoted by VSL Associates lead with savings, allow members to price their own products, operate with complete transparency and make members the owners and managers of their own financial institutions. VSL Associates works with most of the major INGOs to promote this approach which is now achieving scale and significant interest across the microfinance community.

Bill Maddocks

Kim Wilson

Maria Sara Jijon

Narasimhan Srinivasan

Tony Sheldon

Point Loma Nazarene University