Institution Type | Bank |
Is this institution regulated? | N/A |
Website address | http://www.accessbank.az/ |
Year established | 2002 |
Head of Institution | Andrew Pospielovsky |
Regions active | 0 |
# Branches | 24 |
Total Portfolio (nat'l) | AZN 255,336,476 |
Total Portfolio (USD) | USD 319,170,595 |
Active clients with loans | 109,208 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 60% - 80% |
Network affiliations | |
Funders |
Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1986 |
Head of Institution | Gloria Ines Navarro De Clausen |
Regions active | |
# Branches | 14 |
Total Portfolio (nat'l) | COP 9,582,555,960 |
Total Portfolio (USD) | USD 5,265,140.64 |
Active clients with loans | 7,917 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Emprender, Asomicrofinanzas |
Funders | CORUNIVERSITARIA, FELDESPATOS EL VERGEL, FENALCO TOLIMA, SURAMERICANA DE SEGUROS |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro standard loan (manat) | AZN 100 - 16,000 | 1 - 36 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Combined collateral, Regular stable income | ||||||||
Micro standard loan (USD) | USD 100 - 20,000 | 1 - 36 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business, Combined collateral, Regular stable income | ||||||||
Micro Agricultural loan (manat) | AZN 100 - 16,000 | 1 - 36 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business, Borrowers receiving income from agricultural business | ||||||||
Micro agricultural loan (USD) | USD 100 - 20,000 | 1 - 36 | 0% - 20% | 0% - 20% | Business | Women, Men, Have business, Borrowers receiving income from agricultural business |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Activos Fijos | COP 300,000 - 13,390,000 | 3 - 36 | 40% - 60% | 40% - 60% | Activo Fijo | Women, Men, Have business, Specific age group, SER UN PROCESO DE PRODUCCION, COMERCIO O SERVICIO | Credit Ins | |||||||
Capital de Trabajo | COP 300,000 - 13,390,000 | 3 - 24 | 60% - 80% | 40% - 60% | Business, Capital de Trabajo | Women, Men, Have business, Specific age group, pueden realizar actividades de producción, comercio o servicios. | Credit Ins | |||||||
Libre Inversion | COP 535,600 - 535,600 | 3 - 12 | 40% - 60% | 40% - 60% | Any Purpose | Women, Men, Have business, Have home or land, Salaried worker | Credit Ins, FRG, Estudios de Crédito |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro standard loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 39.9% - 0% | 39.9% - 44.6% | 64 | ||||||||
Micro standard loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 30.4% - 0% | 30.4% - 37.7% | 77 | ||||||||
Micro Agricultural loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.2% - 0% | 37.2% - 49.2% | 63 | ||||||||
Micro agricultural loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 36.4% - 0% | -12.8% - 44.6% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Activos Fijos | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 40.8% - 48.9% | 43.3% - 54% | 53 | ||||||||
Capital de Trabajo | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 38.4% - 48.2% | 43.6% - 55.2% | 49 | ||||||||
Libre Inversion | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins | None | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Micro standard loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 39.9% - 0% | 39.9% - 44.6% | 64 | ||||||||
Micro standard loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 30.4% - 0% | 30.4% - 37.7% | 77 | ||||||||
Micro Agricultural loan (manat) | 27.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.2% - 0% | 37.2% - 49.2% | 63 | ||||||||
Micro agricultural loan (USD) | 27.0%-33.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 36.4% - 0% | -12.8% - 44.6% | 21 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Activos Fijos | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 40.8% - 48.9% | 43.3% - 54% | 53 | ||||||||
Capital de Trabajo | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 38.4% - 48.2% | 43.6% - 55.2% | 49 | ||||||||
Libre Inversion | 25.2%-29.5% annual, Decl Bal | 1 Fee | 2 Ins Ins | None | N/A | 0% | 0% | N/A |
Key Statistics | |
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Loan Portfolio (USD) | |
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% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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