2. AccessBank
Please note that the information you are viewing is 182 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Comicoka
Please note that the information you are viewing is 148 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

AccessBank Closed Joint-Stock Company B. Seferoglu Street, 176BakuAZ1000
Data approved: 2010-05-24
Data version: 1
Age of data: -   months 
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Institution

COOPEC COMICOKA MahokoKanamaRubavu, West RwandaPO Box 506 RWA
Data approved: 2012-10-04
Data version: 2
Age of data: 148 months
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Institution Details

Institution TypeBank
Is this institution regulated?N/A
Website addresshttp://www.accessbank.az/
Year established2002
Head of InstitutionAndrew Pospielovsky
Regions active0
# Branches24

Total Portfolio (nat'l)AZN 255,336,476
Total Portfolio (USD)USD 319,170,595
Active clients with loans109,208
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeCredit Union / Cooperative
Is this institution regulated?Yes
Website addressN/A
Year established2005
Head of InstitutionJean Damascene Nkurikiyinka
Regions activeNgororero, Nyabihu
# Branches1

Total Portfolio (nat'l)RWF 477,814,327
Total Portfolio (USD)USD 758,435.44
Active clients with loans827
Approximate % female clients20% - 40%
Approximate % urban clients0% - 20%
Network affiliationsAMIR
FundersAQUADEV

Loan Products » Summary

Micro AZN
37,237 Borrowers
USD 75,923,547.50 Portfolio
Active Product
Micro USD
15,218 Borrowers
USD 63,431,577 Portfolio
Active Product
Agri AZN
27,921 Borrowers
USD 47,258,637.50 Portfolio
Active Product
Agri USD
2,102 Borrowers
USD 9,451,727 Portfolio
Active Product

Loan Products » Summary

Ord 30%
568 Borrowers
USD 332,775 Portfolio
Active Product
Ord 18%
75 Borrowers
USD 50,429 Portfolio
Active Product
Ord 19%
125 Borrowers
USD 347,500 Portfolio
Active Product
Urgence
59 Borrowers
USD 27,731 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro standard loan (manat) AZN 100 - 16,000 1 - 36 20% - 40% 60% - 80% Business Women, Men, Have business, Combined collateral, Regular stable income
Micro standard loan (USD) USD 100 - 20,000 1 - 36 20% - 40% 60% - 80% Business Women, Men, Have business, Combined collateral, Regular stable income
Micro Agricultural loan (manat) AZN 100 - 16,000 1 - 36 0% - 20% 0% - 20% Business Women, Men, Have business, Borrowers receiving income from agricultural business
Micro agricultural loan (USD) USD 100 - 20,000 1 - 36 0% - 20% 0% - 20% Business Women, Men, Have business, Borrowers receiving income from agricultural business

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Ordinaire 30% RWF 12,000 - 5,000,000 3 - 36 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ
Ordinaire 18% RWF 100,000 - 5,000,000 3 - 24 0% - 20% 0% - 20% Any Purpose Women, Men, Salaried worker Credit Educ
Ordinaire 19% RWF 1,000,000 - 5,000,000 13 - 36 20% - 40% 0% - 20% Business, Credit Agricole Avec Subvention RIF2 Women, Men, Have business, Autrest Immobilisations Credit Educ
Urgence 60% RWF 15,000 - 5,000,000 3 0% - 20% 0% - 20% Any Purpose Women, Men Credit Educ

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro standard loan (manat) 27.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 39.9% - 0% 39.9% - 44.6% 64
Micro standard loan (USD) 27.0%-33.0% annual, Decl Bal 1 Fee 0 Ins None N/A 30.4% - 0% 30.4% - 37.7% 77
Micro Agricultural loan (manat) 27.0%-36.0% annual, Decl Bal 1 Fee 0 Ins None N/A 36.2% - 0% 37.2% - 49.2% 63
Micro agricultural loan (USD) 27.0%-33.0% annual, Decl Bal 1 Fee 0 Ins None N/A 36.4% - 0% -12.8% - 44.6% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Ordinaire 30% 30.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees 20.00% upfront 19.9% - 37.1% 45.9% - 72.1% 53
Ordinaire 18% 18.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees N/A 19.4% - 20.3% 20.3% - 21.3% 86
Ordinaire 19% 19.00% annual, Decl Bal 2 Fees 1 Ins 18.00% fees 20.00% upfront 20% - 22.9% 30.3% - 37.4% 57
Urgence 60% 60.00% annual, Flat 2 Fees 0 Ins 18.00% fees N/A 63.6% - 66.1% 65.1% - 68% 90

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro standard loan (manat) 27.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 39.9% - 0% 39.9% - 44.6% 64
Micro standard loan (USD) 27.0%-33.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 30.4% - 0% 30.4% - 37.7% 77
Micro Agricultural loan (manat) 27.0%-36.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 36.2% - 0% 37.2% - 49.2% 63
Micro agricultural loan (USD) 27.0%-33.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 36.4% - 0% -12.8% - 44.6% 21

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Ordinaire 30% 30.00% annual, Decl Bal 2 Fees 1 Ins Ins 18.00% fees 20.00% upfront 19.9% - 37.1% 45.9% - 72.1% 53
Ordinaire 18% 18.00% annual, Decl Bal 2 Fees 1 Ins Ins 18.00% fees N/A 19.4% - 20.3% 20.3% - 21.3% 86
Ordinaire 19% 19.00% annual, Decl Bal 2 Fees 1 Ins Ins 18.00% fees 20.00% upfront 20% - 22.9% 30.3% - 37.4% 57
Urgence 60% 60.00% annual, Flat 2 Fees 0 Ins Ins 18.00% fees N/A 63.6% - 66.1% 65.1% - 68% 90
Institution Price Graph
Microloan Products offered in AZN0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeBusinessLoan PurposeAccessBankInstitutionAZ-001-V01-P01AZ-001-V01-P03ProductAZCountry2010YearRange Number1Institution Data Version05001,0001,5002,0002,5003,000Loan Size (all)0%20%40%Full APR (int fee ins tax dep)> 7,4005,5003,7001,800200Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.OtherInstitution TypeBusinessLoan PurposeAccessBankInstitutionAZ-001-V01-P02AZ-001-V01-P04ProductAZCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 3,0002,2001,50070080Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.CoopInstitution TypeAnyBusinessLoan PurposeComicokaInstitutionRW-002-V02-P01RW-002-V02-P02RW-002-V02-P03RW-002-V02-P04ProductRWCountry2012YearRange Number2Institution Data Version01,000,0002,000,0003,000,0004,000,0005,000,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 100506Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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