2. Parabank
Please note that the information you are viewing is 181 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. Parama
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Parabank OJSC 60 Samed Vurgun strBaku, BakuAZ1022
Data approved: 2010-05-25
Data version: 1
Age of data: -   months 
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Institution

Parama Mahila Samittti Kamalpur Vill : Kamalpur, P.o. Purba NawparaDist : NadiaP.o. Dhaltala, West Bengal741501
Data approved: 2010-11-15
Data version: 1
Age of data: 175 months

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?N/A
Website addresshttp://www.parabank.az/
Year established1991
Head of InstitutionVali Guliyev
Regions active0
# Branches16

Total Portfolio (nat'l)AZN 64,721,000
Total Portfolio (USD)USD 80,901,250
Active clients with loans7,573
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliations
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addressN/A
Year established2001
Head of InstitutionMs Pronati Sadak
Regions active
# Branches2

Total Portfolio (nat'l)INR 58,745,694
Total Portfolio (USD)USD 1,108,409.32
Active clients with loans7,600
Approximate % female clients80% - 100%
Approximate % urban clients60% - 80%
Network affiliations

Loan Products » Summary

Consumer
1,268 Borrowers
USD 9,000 Portfolio
Active Product
Group
2,100 Borrowers
USD 1,512,500 Portfolio
Active Product
Micro
3,100 Borrowers
USD 13,490,000 Portfolio
Active Product
SME
600 Borrowers
USD 29,375,000 Portfolio
Active Product

Loan Products » Summary

Micro Loan
7,128 Borrowers
USD 482,369.30 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumer Loans AZN 1,000 - 20,000 3 - 24 20% - 40% 0% - 20% Any Purpose Women, Men, Have home or land, Salaried worker Credit Educ, Credit Ins
Group Loans AZN 500 - 2,000 3 - 18 20% - 40% 60% - 80% Business Women, Men Credit Educ, Group Mtgs, Credit Ins
Micro Loans AZN 1,000 - 20,000 6 - 18 20% - 40% 20% - 40% Business Women, Men, Have business Credit Educ, Group Mtgs, Credit Ins
AZN 20,000 - 200,000 6 - 36 0% - 20% 20% - 40% Business, Housing Women, Men, Have business, Have home or land, Specific age group Credit Educ, Group Mtgs, Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Micro Loan INR 5,000 - 50,000 6 - 12 80% - 100% 60% - 80% Business Women, Have business Credit Educ, Credit Ins, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 31.9% - 42.1% 31.9% - 42.1% 69
Group Loans 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 41.7% - 43% 41.7% - 43% 56
Micro Loans 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 30.8% - 40.3% 30.8% - 40.3% 69
18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins None N/A 29.8% 29.8% 60

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Micro Loan 0 36.6% 45.4% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Loan 16.0% annual, Flat 1 Fee 1 Ins None 10.0% upfront 36.6% 45.4% 35

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumer Loans 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 31.9% - 42.1% 31.9% - 42.1% 69
Group Loans 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 41.7% - 43% 41.7% - 43% 56
Micro Loans 24.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 30.8% - 40.3% 30.8% - 40.3% 69
18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 29.8% 29.8% 60

Loan Products » MFIN India Additional Information

Product Name APR (int) MFIN MFI Earning (Annualised) MFIN Cost to Borrower (Annualised) COMPLIANCE WITH RBI GUIDELINES ON INTEREST METHOD COMPLIANCE WITH RBI GUIDELINES ON PROCESSING FEES COMPLIANCE WITH RBI GUIDELINES ON INSURANCE PREMIUM MFIN Transparency Index
Micro Loan 0 36.6% 45.4% N/A
*Please click here for more information

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Micro Loan 16.0% annual, Flat 1 Fee 1 Ins Ins None 10.0% upfront 36.6% 45.4% 35
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeAnyBusinessMultipleLoan PurposeParabankInstitutionAZ-008-V01-P01AZ-008-V01-P02AZ-008-V01-P03AZ-008-V01-P04ProductAZCountry2010YearRange Number1Institution Data Version010,00020,00030,00040,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 1,00070050020020Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeParamaInstitutionIN-048-V01-P01ProductINCountry2010YearRange Number1Institution Data Version05,00010,00015,00020,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 1,4001,00070030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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