Please note that the information you are viewing is 124 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
Please note that the information you are viewing is 124 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Viator Microcredit Azerbaijan LLC N.Narimanov str., 207, Ganja, AzerbaijanGanjaAZ2000
Data approved: 1900-01-00
Data version: 1
Age of data: 124 months

Institution

Chamroeun #42D, st.320 SangkatN/APhnom penh, CambodiaN/A
Data approved: 2011-02-03
Data version: 2
Age of data: -   months 

Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.viator-az.com
Year established1998
Head of InstitutionAbraham Vencent Asgapo
Regions activeGanja-Qazakh, Shaki-Zaqatala
# Branches6

Total Portfolio (nat'l)AZN 15,994,615
Total Portfolio (USD)USD 20,505,916.67
Active clients with loans19,567
Approximate % female clients20% - 40%
Approximate % urban clients40% - 60%
Network affiliationsAMFA (Azerbaijan MicroFinance Assosiation), MIX Market, MFC (Microfinance Center)
FundersIncofin Investment Management, Grameen Credit Agricole Foundation, ConCap, Symbiotics

Institution Details

Institution TypePrivate 'For-Profit'
Is this institution regulated?Yes
Website addresshttp://www.chamroeun.com/
Year established2006
Head of InstitutionSophea Suon
Regions active0
# Branches10

Total Portfolio (nat'l)KHR 6,690,795,300
Total Portfolio (USD)USD 1,672,698.83
Active clients with loans14,893
Approximate % female clients80% - 100%
Approximate % urban clients80% - 100%
Network affiliationsCMA, ACLEDA
FundersEntrepreneurs du Monde, Microfinance Solidaire, PlaNis, Microcredit for Mother

Loan Products » Summary

11,415 Borrowers
USD 11,090,106.41 Portfolio
2,163 Borrowers
USD 2,008,711.54 Portfolio
74 Borrowers
USD 273,860.26 Portfolio
473 Borrowers
USD 535,276.92 Portfolio
272 Borrowers
USD 567,274 Portfolio
4,771 Borrowers
USD 4,967,337 Portfolio
187 Borrowers
USD 758,087 Portfolio
212 Borrowers
USD 268,252 Portfolio

Loan Products » Summary

CL
9,697 Borrowers
USD 833,105.35 Portfolio
DL
1,763 Borrowers
USD 91,671.93 Portfolio
EL
3,427 Borrowers
USD 747,658.20 Portfolio
SEL
6 Borrowers
USD 263.35 Portfolio

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Loan AZN 300 - 6,000 3 - 18 20% - 40% 40% - 60% Agriculture Women, Men, Have business Business Training, Other Training
Micro-Business Loan AZN 300 - 3,000 3 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Business Training, Other Training
Small Enterprise Loan AZN 3,000 - 8,000 3 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Business Training, Other Training
Social Business Loan AZN 3,000 - 8,000 3 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Business Training, Other Training
Agricultural Loan USD USD 400 - 8,000 3 - 18 20% - 40% 40% - 60% Agriculture Women, Men, Have business Business Training, Other Training
Micro-Business Loan USD USD 400 - 4,000 3 - 18 40% - 60% 40% - 60% Business Women, Men, Have business Business Training, Other Training
Small Enterprise Loan USD USD 4,000 - 10,000 3 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Business Training, Other Training
Social Business Loan USD USD 4,000 - 10,000 3 - 18 20% - 40% 40% - 60% Business Women, Men, Have business Business Training, Other Training

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Chamroeun Loan KHR 100,000 - 1,150,000 2 - 8 80% - 100% 80% - 100% Business Have business, Have home or land Tech Asst Visits, Business Training, Other Training
Developing Loan KHR 100,000 - 550,000 2 - 8 80% - 100% 80% - 100% Business Have business Tech Asst Visits, Business Training, Other Training
Entrepreneurs Loan KHR 100,000 - 4,000,000 2 - 12 80% - 100% 80% - 100% Business Have business, Have home or land Tech Asst Visits, Business Training, Other Training
Social Emergency Loan KHR 100,000 - 500,000 2 - 6 80% - 100% 80% - 100% Other Have business, Have home or land

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 33.7% - 34.4% 35.3% - 36.4% 80
Micro-Business Loan 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 34.5% - 34.6% 36.5% - 36.6% 79
Small Enterprise Loan 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 0% 0% N/A
Social Business Loan 28.8% annual, Decl Bal 1 Fee 1 Ins None N/A 31.1% 32.5% 89
Agricultural Loan USD 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 33.4% 34.9% 83
Micro-Business Loan USD 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 33.5% - 34.7% 34.9% - 36.7% 80
Small Enterprise Loan USD 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins None N/A 32.6% 34% 85
Social Business Loan USD 28.8% annual, Decl Bal 1 Fee 1 Ins None N/A 31.1% 32.5% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Chamroeun Loan 48.0% annual, Decl Bal 1 Fee 0 Ins None 0.0% upfront #N/A #N/A 79
Developing Loan 48.0% annual, Decl Bal 1 Fee 0 Ins None 0.0% upfront #N/A #N/A 84
Entrepreneurs Loan 42.0% annual, Decl Bal 1 Fee 0 Ins None 0.0% upfront #N/A #N/A 79
Social Emergency Loan 24.0% annual, Decl Bal 0 Fees 0 Ins None N/A #N/A #N/A 99

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Loan 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 33.7% - 34.4% 35.3% - 36.4% 80
Micro-Business Loan 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 34.5% - 34.6% 36.5% - 36.6% 79
Small Enterprise Loan 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 0% 0% N/A
Social Business Loan 28.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 31.1% 32.5% 89
Agricultural Loan USD 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 33.4% 34.9% 83
Micro-Business Loan USD 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 33.5% - 34.7% 34.9% - 36.7% 80
Small Enterprise Loan USD 28.8%-34.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 32.6% 34% 85
Social Business Loan USD 28.8% annual, Decl Bal 1 Fee 1 Ins Ins None N/A 31.1% 32.5% 89

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Chamroeun Loan 48.0% annual, Decl Bal 1 Fee 0 Ins Ins None 0.0% upfront #N/A #N/A 79
Developing Loan 48.0% annual, Decl Bal 1 Fee 0 Ins Ins None 0.0% upfront #N/A #N/A 84
Entrepreneurs Loan 42.0% annual, Decl Bal 1 Fee 0 Ins Ins None 0.0% upfront #N/A #N/A 79
Social Emergency Loan 24.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A #N/A #N/A 99
Institution Price Graph
Microloan Products offered in AZN0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAgricultureBusinessLoan PurposeViatorInstitutionAZ-012-V01-P01AZ-012-V01-P02AZ-012-V01-P04ProductAZCountry1899YearRange Number1Institution Data Version05001,0001,5002,0002,5003,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 1,10080050020030Number of Borrowers
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAgricultureBusinessLoan PurposeViatorInstitutionAZ-012-V01-P05AZ-012-V01-P06AZ-012-V01-P07AZ-012-V01-P08ProductAZCountry1899YearRange Number1Institution Data Version01,0002,0003,0004,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 40020020Number of Borrowers
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.Private \'For-Profit\'Institution TypeBusinessEmergencyLoan PurposeChamroeunInstitutionKH-004-V02-P01KH-004-V02-P02KH-004-V02-P03KH-004-V02-P04ProductKHCountry2011YearRange Number2Institution Data Version0500,0001,000,0001,500,0002,000,0002,500,000Loan Size (all)0%20%40%60%Full APR (int fee ins tax dep)> 4,8003,6002,4001,200100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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