Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.aned.org/ |
Year established | 1978 |
Head of Institution | Martha Patricia Machicado Duran |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
# Branches | 38 |
Total Portfolio (nat'l) | BOB 45,322,243 |
Total Portfolio (USD) | USD 6,714,406.37 |
Active clients with loans | 5,652 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINRURAL |
Funders |
Institution Type | Non Bank Financial Institution |
Is this institution regulated? | Yes |
Website address | http://www.fincaazerbaijan.com/ |
Year established | 1998 |
Head of Institution | Manish Sane |
Regions active | Absheron, Ganja-Qazakh, Shaki-Zaqatala, Lankaran-Astara, Quba-Khachmaz, Daglig-Shirvan, Nakhichevan, Nagorno-Karabakh Republic |
# Branches | 26 |
Total Portfolio (nat'l) | AZN 103,951,782 |
Total Portfolio (USD) | USD 133,271,515.40 |
Active clients with loans | 116,410 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 20% - 40% |
Network affiliations | FINCA International |
Funders | ResponsiAbility, Oikocredit, TripleJump, EBRD |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | BOB 500 - 8,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
Credito Individual - BOB | BOB 1,000 - 70,000 | 4 - 69 | 40% - 60% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
Credito Individual - USD | USD 200 - 12,000 | 6 - 96 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | USD 50 - 2,500 | 4 - 12 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Rural loan Product (USD) | USD 50 - 2,500 | 6 - 18 | 20% - 40% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land, Must have two active cash streams | ||||||||
Express Loan (USD) | USD 100 - 5,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | ||||||||
SME Loan (USD) | USD 5,000 - 50,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | ||||||||
Agriculture Loan (USD) | USD 2,001 - 30,000 | 3 - 24 | 20% - 40% | 0% - 20% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Individual Rural Loan (USD) | USD 100 - 2,000 | 3 - 12 | 20% - 40% | 0% - 20% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | ||||||||
Solidarity Credit Group (AZN) | AZN 50 - 2,000 | 4 - 12 | 20% - 40% | 80% - 100% | Business, Housing, Consumer | Women, Men, Have business, Have home or land | ||||||||
Rural Loan Product (AZN) | AZN 50 - 2,000 | 6 - 18 | 20% - 40% | 80% - 100% | Business, Housing, Consumer | Women, Men, Have business, Have home or land |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | 33.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 41.7% - 45.4% | 41.7% - 45.4% | 75 | ||||||||
Rural loan Product (USD) | 38.0%-40.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 44.7% - 46.7% | 44.7% - 46.7% | 82 | ||||||||
Express Loan (USD) | 34.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 40.3% - 45.4% | 40.3% - 45.4% | 78 | ||||||||
SME Loan (USD) | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 29.5% - 38.5% | 29.5% - 38.5% | 80 | ||||||||
Agriculture Loan (USD) | 40.8% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 46.6% - 47% | 46.6% - 47% | 87 | ||||||||
Individual Rural Loan (USD) | 45.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 51.1% - 51.4% | 51.1% - 51.4% | 89 | ||||||||
Solidarity Credit Group (AZN) | 36.0%-39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 44.8% - 47.9% | 44.8% - 47.9% | 76 | ||||||||
Rural Loan Product (AZN) | 41.0%-43.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 49.9% - 52% | 49.9% - 52% | 81 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | 33.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 41.7% - 45.4% | 41.7% - 45.4% | 75 | ||||||||
Rural loan Product (USD) | 38.0%-40.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 44.7% - 46.7% | 44.7% - 46.7% | 82 | ||||||||
Express Loan (USD) | 34.0%-36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 40.3% - 45.4% | 40.3% - 45.4% | 78 | ||||||||
SME Loan (USD) | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 29.5% - 38.5% | 29.5% - 38.5% | 80 | ||||||||
Agriculture Loan (USD) | 40.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 46.6% - 47% | 46.6% - 47% | 87 | ||||||||
Individual Rural Loan (USD) | 45.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 51.1% - 51.4% | 51.1% - 51.4% | 89 | ||||||||
Solidarity Credit Group (AZN) | 36.0%-39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 44.8% - 47.9% | 44.8% - 47.9% | 76 | ||||||||
Rural Loan Product (AZN) | 41.0%-43.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 49.9% - 52% | 49.9% - 52% | 81 |
Key Statistics | |
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# Products | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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