| Institution Type | Non-Governmental Organization |
| Is this institution regulated? | No |
| Website address | http://www.aned.org/ |
| Year established | 1978 |
| Head of Institution | Martha Patricia Machicado Duran |
| Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Oruro , Pando , Potosí, Santa Cruz, Tarija |
| # Branches | 38 |
| Total Portfolio (nat'l) | BOB 45,322,243 |
| Total Portfolio (USD) | USD 6,714,406.37 |
| Active clients with loans | 5,652 |
| Approximate % female clients | 40% - 60% |
| Approximate % urban clients | 20% - 40% |
| Network affiliations | FINRURAL |
| Funders |
| Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | BOB 500 - 8,000 | 6 - 24 | 80% - 100% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education | Women, Men, Have business | Credit Educ, Credit Ins | |||||||
| Credito Individual - BOB | BOB 1,000 - 70,000 | 4 - 69 | 40% - 60% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business, Para las Unidades Fami-Empresarial | Credit Ins | |||||||
| Credito Individual - USD | USD 200 - 12,000 | 6 - 96 | 20% - 40% | 20% - 40% | Business, Agriculture, Housing, Consumer, Education, Capital de Operación - Inversión | Women, Men, Have business | Credit Ins |
| Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bancos Comunales | 26.0%-38.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 26.1% - 37.9% | 27.1% - 38.9% | 78 | ||||||||
| Credito Individual - BOB | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 16.1% - 36% | 17.2% - 37% | 45 | ||||||||
| Credito Individual - USD | 12.0%-36.0% annual, Decl Bal | 0 Fees | 2 Ins | None | N/A | 18.1% - 36% | 19.1% - 37% | 48 |
| Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
|---|---|---|---|---|
| Action | 0 | 0 | 0 | 146 |
| Adok Timo | 4,200 | 570,000 | 4 | 177 |
| BIMAS | 11,100 | 4,679,000 | 7 | 146 |
| ECLOF Kenya | 20,500 | 5,455,000 | 8 | 146 |
| Equity Bank | 135,500 | 94,746,000 | 9 | 146 |
| Family Bank | 43,200 | 90,700,000 | 5 | 177 |
| Jamii Bora | 2,400 | 3,374,000 | 4 | 146 |
| Juhudi Kilimo | 10,400 | 4,436,000 | 2 | 146 |
| KADET | 12,900 | 5,402,000 | 4 | 146 |
| K-Rep | 0 | 0 | 0 | 146 |
| K-Rep Bank | 65,000 | 28,743,000 | 4 | 177 |
| KWFT DTM | 294,600 | 165,982,000 | 6 | 146 |
| LKL | 13,100 | 9,311,000 | 10 | 138 |
| MKL | 18,200 | 5,989,000 | 6 | 122 |
| Opportunity Kenya | 9,100 | 4,866,000 | 5 | 146 |
| PAWDEP | 40,900 | 7,133,000 | 2 | 146 |
| RAFODE | 2,900 | 356,000 | 1 | 146 |
| SISDO | 7,300 | 3,657,000 | 11 | 146 |
| Yehu | 14,000 | 3,149,000 | 11 | 146 |
| Key Statistics | |
|---|---|
| # Samples: | |
| # Products | |
| # Institutions | |
| # Countries | |
| # Borrowers | |
| Loan Portfolio (USD) | |
| % Products using declining balance | |
| % Products with one or more fee | |
| % Products with one or more insurances | |
| % Products with compulsory deposits |
| Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
|---|---|---|---|---|---|---|---|
