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Institution

Asociación Nacional Ecuménica de Desarrollo Calle Rosendo Gutierrez pasaje Finot #679La Paz
Data approved: 2010-10-28
Data version: 1
Age of data: -   months 
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Institution

Ecumenical Church Foundation, Inc. Rm. 200 BLVDM Ecumenical Center879 EDSA, West TriangleQuezon City, Metro Manila1104
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.aned.org/
Year established1978
Head of InstitutionGerardo Mendieta Penaranda
Regions active0
# Branches43

Total Portfolio (nat'l)BOB 75,210,670
Total Portfolio (USD)USD 10,979,659.85
Active clients with loans10,555
Approximate % female clients40% - 60%
Approximate % urban clients40% - 60%
Network affiliationsFINRURAL
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addresshttp://www.eclofphils.com/
Year established1995
Head of InstitutionLucrecio D. Delgado, Jr.
Regions active
# Branches10

Total Portfolio (nat'l)PhP 112,151,935
Total Portfolio (USD)USD 2,683,060.65
Active clients with loans5,476
Approximate % female clients60% - 80%
Approximate % urban clients0% - 20%
Network affiliationsECLOF International, National Council of Churches in the Philippines, Microfinance Council of the Philippines, Inc., FPSDC
FundersECLOF International, National Council of Churches in the Philippines, Church of Sweden

Loan Products » Summary

Comunales
1,939 Borrowers
USD 589,732.70 Portfolio
Active Product
Indiv-BOB
1,732 Borrowers
USD 1,826,340.73 Portfolio
Active Product
Indiv-USD
3,599 Borrowers
USD 5,607,421 Portfolio
Active Product

Loan Products » Summary

Agi Carabao
110 Borrowers
USD 70,642.39 Portfolio
Active Product
Agriculture
4,063 Borrowers
USD 1,293,615.12 Portfolio
Active Product
Individual
1,043 Borrowers
USD 433,629 Portfolio
Active Product
SMID
278 Borrowers
USD 38,679.74 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Bancos Comunales BOB 1,000 - 5,000 6 - 12 80% - 100% 20% - 40% Business, Housing, Consumer Women Credit Educ, Credit Ins
Credito Individual - BOB BOB 500 - 35,000 6 - 30 0% - 20% 20% - 40% Business, Housing, Consumer, Capital de Operación - Inversión Women, Men, Para las Unidades Fami-Empresarial Credit Ins
Credito Individual - USD USD 50 - 8,000 6 - 60 20% - 40% 20% - 40% Business, Housing, Consumer, Capital de Operación - Inversión Women, Men Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agricultural Asset Acquisition and Carabao Loan PHP 10,000 - 100,000 24 60% - 80% 0% - 20% Business, Leasing or purchase of agricultural equipment, Purchase of carabao Women, Men, Have business, Farmer-client who are at least on their 3rd cycle up Group Mtgs, Credit Ins, Tech Asst Visits, Other Training, Sustainable Agriculture practices (organic farming)
Agricultural Production Loan PHP 5,000 - 150,000 4 - 12 60% - 80% 0% - 20% Business Women, Men, Have business, Must have a farm to manage Credit Educ, Credit Ins, Other Training, Sustainable Agriculture practices (organic farming)
Micro Individual Loans PHP 15,000 - 150,000 3 - 12 80% - 100% 60% - 80% Business Women, Men, Have business Credit Educ, Credit Ins, Business Training, Burial Assistance
SMID PHP 5,000 - 50,000 3 - 6 60% - 80% 80% - 100% Business Women, Men, Have business Credit Educ, Credit Ins, Tech Asst Visits, Burial Assistance

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bancos Comunales 12.0%-36.0% annual, Decl Bal 2 Fees 0 Ins None N/A 37% - 37.6% 37% - 37.6% 32
Credito Individual - BOB 12.0%-30.0% annual, Decl Bal 2 Fees 0 Ins None N/A 28.8% - 41% 28.8% - 41% 35
Credito Individual - USD 12.0%-30.0% annual, Decl Bal 2 Fees 0 Ins None N/A 12.6% - 25.8% 12.6% - 25.8% 60

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Asset Acquisition and Carabao Loan 24.0%-30.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 46.9% - 47.1% 52.5% - 53.2% 45
Agricultural Production Loan 36.0% annual, Flat 1 Fee 1 Ins None 10.00% ongoing 42.9% - 44.3% 44.8% - 46.1% 78
Micro Individual Loans 36.0%-42.0% annual, Flat 1 Fee 1 Ins None 1.00% ongoing 72.9% - 116.5% 82.9% - 122.7% 36
SMID 36.0%-54.0% annual, Flat 1 Fee 1 Ins None 1.00% ongoing 127.4% - 142.7% 135.9% - 151.3% 25

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Bancos Comunales 12.0%-36.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 37% - 37.6% 37% - 37.6% 32
Credito Individual - BOB 12.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 28.8% - 41% 28.8% - 41% 35
Credito Individual - USD 12.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 12.6% - 25.8% 12.6% - 25.8% 60

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agricultural Asset Acquisition and Carabao Loan 24.0%-30.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 46.9% - 47.1% 52.5% - 53.2% 45
Agricultural Production Loan 36.0% annual, Flat 1 Fee 1 Ins Ins None 10.00% ongoing 42.9% - 44.3% 44.8% - 46.1% 78
Micro Individual Loans 36.0%-42.0% annual, Flat 1 Fee 1 Ins Ins None 1.00% ongoing 72.9% - 116.5% 82.9% - 122.7% 36
SMID 36.0%-54.0% annual, Flat 1 Fee 1 Ins Ins None 1.00% ongoing 127.4% - 142.7% 135.9% - 151.3% 25
Institution Price Graph
Microloan Products offered in BOB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeANEDInstitutionBO-002-V01-P01BO-002-V01-P02ProductBOCountry2010YearRange Number1Institution Data Version05,00010,00015,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 90040050Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeANEDInstitutionBO-002-V01-P03ProductBOCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,000Loan Size (all)0%10%20%Full APR (int fee ins tax dep)> 1,00080050020030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeECLOFInstitutionPH-017-V01-P01PH-017-V01-P02PH-017-V01-P03PH-017-V01-P04ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000120,000Loan Size (all)0%50%100%150%Full APR (int fee ins tax dep)> 80040040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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