2. BancoSol
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BancoSol S.A. Calle Nicolás Acosta Nº 289La Paz13176
Data approved: 2010-11-08
Data version: 1
Age of data: -   months 
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Product

Sol DPF (Tasa Fija, USD) Product 4 of 17 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 184,453
Portfolio (USD)USD 184,453
Active Clients with Loans64
Approximate % Female Clients40% - 60%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Destinado a financiar: Capital de inversión o de operación para actividades productivas, comerciales y de servicios, Compra de vehículos, Adquisición de bienes o servicios, Necesidades de solución habitacional, con Garantía de un DPF propio del Banco
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
OtherLa tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried workerx
Must be specific age group
OtherPuede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados.
Other (2)Clientes con DPFs propios del Banco
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 50
Maximum loan size250,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term60.0 months
Approx average21.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest5.75%
Highest quoted nominal interest7.20%
Reason(s) why interest rate variesPlazo
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited100.00% - N/A
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount deposited0
Conditions on access to depositEnd Term
Interest Paid on Deposit
Minimum interest rate paid0.75%
Maximum interest rate paid2.20%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?Yes
Percentage of fees0
All or some fees taxedN/A

Full Pricing Data

Sol DPF (Tasa Fija, USD) samples
Sample 1Sample 2Sample 3Sample 4Sample 5Sample 6
Loan AmountUSD 350USD 1,000USD 2,000USD 2,500USD 8,500USD 9,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2010-05-242010-05-182010-05-142010-06-142010-04-142010-05-05
Loan Term (Months)10.0 months18.0 months24.0 months24.0 months4.0 months36.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp           
Interest and Fee Component7.0%6.4%6.4%5.8%9.0%5.8%
Insurance Component0.0%0.0%0.0%0.0%0.0%0.0%
Tax Component0.3%0.2%0.1%0.2%0.6%0.1%
Deposit Component-15.4%-12.6%-12.0%-10.9%999,990.3%-10.6%
Full APR (int fee ins tax dep)-8.1%-6.0%-5.5%-4.9%1,000,000.0%-4.7%
Transparency Index-71-96-105-1170-123
            
Original Repayment SchedulePDFPDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDFPDF
Sol DPF (Tasa Fija, USD) Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyLoan PurposeBancoSolInstitutionBO-005-V01-P04ProductBOCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,000Loan Size (all)0%200000%400000%600000%800000%1000000%Full APR (int fee ins tax dep)> 1071Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. CBI
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Cantilan Bank, Inc. (A Rural Bank) Orozco St., Brgy. MagosilomCantilan, Surigao del Sur8317
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Institution Details

Institution TypeRurBank
Is this institution regulated?Yes
Website addresshttp://www.cantilanbank.com/
Year established1980
Head of InstitutionWilliam K. Hotchkiss III (Ret.)
Regions active
# Branches14

Total Portfolio (nat'l)PhP 84,060,000
Total Portfolio (USD)USD 2,011,004.79
Active clients with loans8,113
Approximate % female clients60% - 80%
Approximate % urban clients60% - 80%
Network affiliationsMCPI, RBAP, MABS, MMC
FundersPCFC, NLDC, Landbank, CARBAF

Loan Products » Summary

HOME
393 Borrowers
USD 152,870.81 Portfolio
Active Product
KITA
3,317 Borrowers
USD 1,307,655.50 Portfolio
Active Product
MAKITA
2,622 Borrowers
USD 195,693.78 Portfolio
Active Product
PAG-UMA
1,493 Borrowers
USD 331,100.48 Portfolio
Active Product
PEL
280 Borrowers
USD 23,133.97 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
HOME - Housing Microfinance for Entrepeneurs PHP 7,000 - 150,000 6 - 12 60% - 80% 60% - 80% Housing Women, Men, Have business, Specific age group Credit Ins, Business Training
KITA - Kita Insakto Tipon Asenso PHP 3,000 - 150,000 3 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Specific age group Credit Educ, Business Training
MAKITA - Magkahupong Kita Alang Sa Tanan PHP 3,000 - 25,000 6 - 12 60% - 80% 40% - 60% Business Women, Men, Have business, Have home or land, Specific age group Group Mtgs, Credit Ins, Business Training
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso PHP 3,000 - 150,000 3 - 12 20% - 40% 0% - 20% Business Women, Men, Have business, Have home or land, Specific age group Credit Ins, Business Training
PEL - Pang Eskwela Loan PHP 2,000 - 6,000 6 60% - 80% 60% - 80% Education Women, Men, Have business, Have home or land, Specific age group Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
HOME - Housing Microfinance for Entrepeneurs 36.0% annual, Flat 1 Fee 1 Ins 0.50% loan amt 100.00 upfront 63% - 71.3% 65.1% - 75% 51
KITA - Kita Insakto Tipon Asenso 24.0%-36.0% annual, Flat 1 Fee 1 Ins None 100.00 upfront 5.00% ongoing 77% - 93.8% 80.9% - 101.7% 27
MAKITA - Magkahupong Kita Alang Sa Tanan 24.0% annual, Flat 1 Fee 1 Ins 0.50% loan amt 100.00 upfront 0.74% ongoing 68.6% 86.9% - 93.6% 27
PAG-UMA - Programang Agrikultura Alang Sa Mag-Uma Aron Mo Asenso 30.0%-36.0% annual, Flat 1 Fee 1 Ins None 100.00 upfront 5.00 ongoing 59% - 94.4% 61% - 104.9% 41
PEL - Pang Eskwela Loan 24.0% annual, Flat 1 Fee 1 Ins 30.00 fixed 100.00 upfront 3.00% ongoing 78.4% - 80.9% 105.4% - 114.1% 21
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.RurBankInstitution TypeBusinessEducationHousingLoan PurposeCBIInstitutionPH-010-V01-P01PH-010-V01-P02PH-010-V01-P03PH-010-V01-P04PH-010-V01-P05ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000120,000Loan Size (all)0%50%100%Full APR (int fee ins tax dep)> 1,30090060030030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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