2. BancoSol
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. COAC Nacional
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BancoSol S.A. Calle Nicolás Acosta Nº 289La Paz13176
Data approved: 2010-11-08
Data version: 1
Age of data: -   months 
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Institution

Cooperativa de Ahorra y Credito Nacional Ltda Capità n Najera 4210 y la 14Guayaquil, Guayas
Data approved: 2010-11-08
Data version: 1
Age of data: 175 months

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancosol.com.bo/
Year established1992
Head of InstitutionRaul Cabrera
Regions active0
# Branches60

Total Portfolio (nat'l)BOB 2,668,351,825
Total Portfolio (USD)USD 389,540,412.40
Active clients with loans135,842
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.coopnacional.com/
Year established1978
Head of InstitutionJorge Jácome Galarza
Regions active
# Branches0

Total Portfolio (nat'l)USD 26,120,056.84
Total Portfolio (USD)USD 26,120,056.84
Active clients with loans30,747
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliationsRed Financiera Rural
Funders

Loan Products » Summary

1000-TF
10,945 Borrowers
USD 4,791,711.83 Portfolio
Active Product
1000-TF USD
757 Borrowers
USD 253,259 Portfolio
Active Product
DPF-TF
158 Borrowers
USD 252,403.21 Portfolio
Active Product
DPF-TF USD
64 Borrowers
USD 184,453 Portfolio
Active Product
SolEf-TF
9,963 Borrowers
USD 10,851,340.88 Portfolio
Active Product
SolEf-TF USD
1,762 Borrowers
USD 2,346,089 Portfolio
Active Product
SolIdv-TF
60,623 Borrowers
USD 163,513,707.90 Portfolio
Active Product
SolIdv-TF US
23,803 Borrowers
USD 72,275,179.50 Portfolio
Active Product
SolIdv-TV
268 Borrowers
USD 3,764,484.56 Portfolio
Active Product
SolIdv-TV US
2,343 Borrowers
USD 29,880,847 Portfolio
Active Product
Veh TF USD
54 Borrowers
USD 132,323 Portfolio
Active Product
Veh TV USD
53 Borrowers
USD 619,497 Portfolio
Active Product
Viv TF
16,568 Borrowers
USD 51,008,874.10 Portfolio
Active Product
Viv TF USD
6,274 Borrowers
USD 17,784,803.35 Portfolio
Active Product
Viv TV USD
2,143 Borrowers
USD 28,864,765 Portfolio
Active Product
SolEf-TV USD
20 Borrowers
USD 118,203 Portfolio
Low Volume Product
Veh TF
35 Borrowers
USD 128,968.47 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Consumo
5,393 Borrowers
USD 2,546,253.22 Portfolio
Active Product
Microcredito
25,354 Borrowers
USD 24,582,834.37 Portfolio
Active Product

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sol 1000 (Tasa Fija) BOB 349 - 6,970 3 - 18 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol 1000 (Tasa Fija, USD) USD 50 - 1,000 3 - 18 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol DPF (Tasa Fija, BOB) BOB 349 - 1,742,500 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol DPF (Tasa Fija, USD) USD 50 - 250,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Efectivo (Tasa Fija) BOB 1,394 - 69,700 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Efectivo (Tasa Fija, USD) USD 200 - 10,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Individual (Tasa Fija) BOB 348.50 - 1,742,500 3 - 96 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. , BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Individual (Tasa Fija, USD) USD 50 - 250,000 3 - 96 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Individual (Tasa Variable) BOB 348.50 - 1,742,500 3 - 96 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Individual (Tasa Variable, USD) USD 50 - 250,000 3 - 96 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Vehículo (Tasa Fija, USD) USD 500 - 50,000 3 - 60 20% - 40% 80% - 100% Solo para Activo Fijo Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Vehículo (Tasa Variable, USD) USD 500 - 50,000 3 - 60 20% - 40% 60% - 80% Solo para Activo Fijo Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Vivienda (Tasa Fija, BOB) BOB 1,394 - 1,045,500 3 - 180 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Vivienda (Tasa Fija, USD) USD 200 - 150,000 3 - 180 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Vivienda (Tasa Variable, USD) USD 200 - 150,000 3 - 180 20% - 40% 80% - 100% Housing, Compra de vivienda, terreno, construcción Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Consumo USD 300 - 20,000 12 - 36 40% - 60% 80% - 100% Any Purpose Women, Men, Salaried worker
Microcrédito USD 300 - 20,000 12 - 36 40% - 60% 80% - 100% Business Women, Men, Have business

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sol 1000 (Tasa Fija) 24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol 1000 (Tasa Fija, USD) 24.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol DPF (Tasa Fija, BOB) 5.1%-7.8% annual, Decl Bal 0 Fees 0 Ins None 100.0% upfront 0% 0% N/A
Sol DPF (Tasa Fija, USD) 5.8%-7.2% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal 100.0% upfront 0% 0% N/A
Sol Efectivo (Tasa Fija) 21.0%-28.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol Efectivo (Tasa Fija, USD) 21.0%-28.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Individual (Tasa Fija) 17.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol Individual (Tasa Fija, USD) 18.0%-24.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Individual (Tasa Variable) 11.0%-18.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol Individual (Tasa Variable, USD) 11.3%-18.8% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Vehículo (Tasa Fija, USD) 14.5%-23.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Vehículo (Tasa Variable, USD) 10.3%-16.3% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Vivienda (Tasa Fija, BOB) 17.0%-24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol Vivienda (Tasa Fija, USD) 20.0%-25.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Vivienda (Tasa Variable, USD) 10.3%-18.3% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.2% annual, Decl Bal 0 Fees 0 Ins None 33.3% upfront 13.4% 15.1% 88
Microcrédito 20.1%-21.0% annual, Decl Bal 0 Fees 0 Ins None 33.3% upfront 20.3% - 21.3% 22.8% - 23.9% 84

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sol 1000 (Tasa Fija) 24.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Sol 1000 (Tasa Fija, USD) 24.5% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Sol DPF (Tasa Fija, BOB) 5.1%-7.8% annual, Decl Bal 0 Fees 0 Ins Ins None 100.0% upfront 0% 0% N/A
Sol DPF (Tasa Fija, USD) 5.8%-7.2% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal 100.0% upfront 0% 0% N/A
Sol Efectivo (Tasa Fija) 21.0%-28.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Sol Efectivo (Tasa Fija, USD) 21.0%-28.5% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Sol Individual (Tasa Fija) 17.0%-24.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Sol Individual (Tasa Fija, USD) 18.0%-24.5% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Sol Individual (Tasa Variable) 11.0%-18.0% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Sol Individual (Tasa Variable, USD) 11.3%-18.8% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Sol Vehículo (Tasa Fija, USD) 14.5%-23.5% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Sol Vehículo (Tasa Variable, USD) 10.3%-16.3% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Sol Vivienda (Tasa Fija, BOB) 17.0%-24.5% annual, Decl Bal 0 Fees 0 Ins Ins None N/A 0% 0% N/A
Sol Vivienda (Tasa Fija, USD) 20.0%-25.5% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Sol Vivienda (Tasa Variable, USD) 10.3%-18.3% annual, Decl Bal 0 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Consumo 13.2% annual, Decl Bal 0 Fees 0 Ins Ins None 33.3% upfront 13.4% 15.1% 88
Microcrédito 20.1%-21.0% annual, Decl Bal 0 Fees 0 Ins Ins None 33.3% upfront 20.3% - 21.3% 22.8% - 23.9% 84
Institution Price Graph
Microloan Products offered in BOB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyBusinessHousingLoan PurposeBancoSolInstitutionBO-005-V01-P01BO-005-V01-P03BO-005-V01-P05BO-005-V01-P08BO-005-V01-P10BO-005-V01-P15ProductBOCountry2010YearRange Number1Institution Data Version020,00040,00060,00080,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 12,0009,0006,0003,000300Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyBusinessHousingOtherLoan PurposeBancoSolInstitutionBO-005-V01-P02BO-005-V01-P04BO-005-V01-P06BO-005-V01-P09BO-005-V01-P11BO-005-V01-P13BO-005-V01-P14BO-005-V01-P16BO-005-V01-P17ProductBOCountry2010YearRange Number1Institution Data Version05,00010,00015,00020,000Loan Size (all)0%200000%400000%600000%800000%1000000%Full APR (int fee ins tax dep)> 4,7003,5002,3001,100100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyBusinessLoan PurposeCOAC NacionalInstitutionEC-019-V01-P01EC-019-V01-P02ProductECCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%5%10%15%20%25%Full APR (int fee ins tax dep)> 5,0003,8002,5001,200100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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