2. BancoSol
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

BancoSol S.A. Calle Nicolás Acosta Nº 289La Paz13176
Data approved: 2010-11-08
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeBank
Is this institution regulated?Yes
Website addresshttp://www.bancosol.com.bo/
Year established1992
Head of InstitutionRaul Cabrera
Regions active0
# Branches60

Total Portfolio (nat'l)BOB 2,668,351,825
Total Portfolio (USD)USD 389,540,412.40
Active clients with loans135,842
Approximate % female clients40% - 60%
Approximate % urban clients80% - 100%
Network affiliations
Funders

Loan Products » Summary

1000-TF
10,945 Borrowers
USD 4,791,711.83 Portfolio
Active Product
1000-TF USD
757 Borrowers
USD 253,259 Portfolio
Active Product
DPF-TF
158 Borrowers
USD 252,403.21 Portfolio
Active Product
DPF-TF USD
64 Borrowers
USD 184,453 Portfolio
Active Product
SolEf-TF
9,963 Borrowers
USD 10,851,340.88 Portfolio
Active Product
SolEf-TF USD
1,762 Borrowers
USD 2,346,089 Portfolio
Active Product
SolIdv-TF
60,623 Borrowers
USD 163,513,707.90 Portfolio
Active Product
SolIdv-TF US
23,803 Borrowers
USD 72,275,179.50 Portfolio
Active Product
SolIdv-TV
268 Borrowers
USD 3,764,484.56 Portfolio
Active Product
SolIdv-TV US
2,343 Borrowers
USD 29,880,847 Portfolio
Active Product
Veh TF USD
54 Borrowers
USD 132,323 Portfolio
Active Product
Veh TV USD
53 Borrowers
USD 619,497 Portfolio
Active Product
Viv TF
16,568 Borrowers
USD 51,008,874.10 Portfolio
Active Product
Viv TF USD
6,274 Borrowers
USD 17,784,803.35 Portfolio
Active Product
Viv TV USD
2,143 Borrowers
USD 28,864,765 Portfolio
Active Product
SolEf-TV USD
20 Borrowers
USD 118,203 Portfolio
Low Volume Product
Veh TF
35 Borrowers
USD 128,968.47 Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Sol 1000 (Tasa Fija) BOB 349 - 6,970 3 - 18 60% - 80% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol 1000 (Tasa Fija, USD) USD 50 - 1,000 3 - 18 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol DPF (Tasa Fija, BOB) BOB 349 - 1,742,500 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol DPF (Tasa Fija, USD) USD 50 - 250,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados., Clientes con DPFs propios del Banco Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Efectivo (Tasa Fija) BOB 1,394 - 69,700 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Efectivo (Tasa Fija, USD) USD 200 - 10,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Individual (Tasa Fija) BOB 348.50 - 1,742,500 3 - 96 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen. , BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Individual (Tasa Fija, USD) USD 50 - 250,000 3 - 96 40% - 60% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Individual (Tasa Variable) BOB 348.50 - 1,742,500 3 - 96 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Individual (Tasa Variable, USD) USD 50 - 250,000 3 - 96 20% - 40% 80% - 100% Business Women, Men, Have business Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Vehículo (Tasa Fija, USD) USD 500 - 50,000 3 - 60 20% - 40% 80% - 100% Solo para Activo Fijo Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Vehículo (Tasa Variable, USD) USD 500 - 50,000 3 - 60 20% - 40% 60% - 80% Solo para Activo Fijo Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados. Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.
Sol Vivienda (Tasa Fija, BOB) BOB 1,394 - 1,045,500 3 - 180 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Vivienda (Tasa Fija, USD) USD 200 - 150,000 3 - 180 40% - 60% 80% - 100% Housing, Compra de vivienda, terreno, construcción, Refacción, remodelación, apliación, etc. Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen., BANCOSOL paga la prima correspondiente, sin que la misma sea reembolsada por el cliente.
Sol Vivienda (Tasa Variable, USD) USD 200 - 150,000 3 - 180 20% - 40% 80% - 100% Housing, Compra de vivienda, terreno, construcción Women, Men, Have business, Salaried worker, Puede ser otorgado tanto a Clientes propietarios de un Negocio como a Clientes Asalariados Credit Ins, La tasa cobrada al cliente le permite gozar de un seguro de desgravamen.

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Sol 1000 (Tasa Fija) 24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol 1000 (Tasa Fija, USD) 24.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol DPF (Tasa Fija, BOB) 5.1%-7.8% annual, Decl Bal 0 Fees 0 Ins None 100.0% upfront 0% 0% N/A
Sol DPF (Tasa Fija, USD) 5.8%-7.2% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal 100.0% upfront 0% 0% N/A
Sol Efectivo (Tasa Fija) 21.0%-28.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol Efectivo (Tasa Fija, USD) 21.0%-28.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Individual (Tasa Fija) 17.0%-24.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol Individual (Tasa Fija, USD) 18.0%-24.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Individual (Tasa Variable) 11.0%-18.0% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol Individual (Tasa Variable, USD) 11.3%-18.8% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Vehículo (Tasa Fija, USD) 14.5%-23.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Vehículo (Tasa Variable, USD) 10.3%-16.3% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Vivienda (Tasa Fija, BOB) 17.0%-24.5% annual, Decl Bal 0 Fees 0 Ins None N/A 0% 0% N/A
Sol Vivienda (Tasa Fija, USD) 20.0%-25.5% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Sol Vivienda (Tasa Variable, USD) 10.3%-18.3% annual, Decl Bal 0 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Institution Price Graph
Microloan Products offered in BOB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyBusinessHousingLoan PurposeBancoSolInstitutionBO-005-V01-P01BO-005-V01-P03BO-005-V01-P05BO-005-V01-P08BO-005-V01-P10BO-005-V01-P15ProductBOCountry2010YearRange Number1Institution Data Version020,00040,00060,00080,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 12,0009,0006,0003,000300Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.BankInstitution TypeAnyBusinessHousingOtherLoan PurposeBancoSolInstitutionBO-005-V01-P02BO-005-V01-P04BO-005-V01-P06BO-005-V01-P09BO-005-V01-P11BO-005-V01-P13BO-005-V01-P14BO-005-V01-P16BO-005-V01-P17ProductBOCountry2010YearRange Number1Institution Data Version05,00010,00015,00020,000Loan Size (all)0%200000%400000%600000%800000%1000000%Full APR (int fee ins tax dep)> 4,7003,5002,3001,100100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. Credi Fe
Please note that the information you are viewing is 175 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Credi Fe Desarrollo Microempresarial S.A Francisco Robles 411 y 6 de DiciembreQuito, Pichincha28034
Data approved: 2011-11-01
Data version: 1
Age of data: 175 months

Product

Consumo Product 1 of 5 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 20,387,951
Portfolio (USD)USD 20,387,951
Active Clients with Loans5,627
Approximate % Female Clients40% - 60%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Este prestamo le permite al Microempresario satisfacer sus necesidades emergentes de consumo o financiar la educación de sus hijos o sus necesidades de salud.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business training
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 300
Maximum loan size10,000
Loan Term and Grace Period
Shortest loan term2.0 months
Longest loan term24.0 months
Approx average23.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest24.50%
Highest quoted nominal interest26.90%
Reason(s) why interest rate variesLoan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
Ins 1
DescriptionSeguro de Desgravamen
% of loan amount - min6.00%
% of loan amount - max6.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variationCobro de Seguro de Desgravamen sobre el monto pendiente de capital
Appears on Repayment Sched?Yes
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Consumo samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountUSD 1,000USD 2,000USD 4,000USD 5,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2010-06-042010-06-232010-06-162010-06-18
Loan Term (Months)10.0 months24.0 months24.0 months18.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component26.8%22.9%22.9%24.4%
Insurance Component0.6%0.6%0.6%0.6%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)27.5%23.5%23.5%25.0%
Transparency Index8910010098
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
Consumo Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyLoan PurposeCredi FeInstitutionEC-022-V01-P01ProductECCountry2011YearRange Number1Institution Data Version01,0002,0003,0004,0005,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 1,4001,00070030030Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Caps / Zoom options
Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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X Axis
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Total Borrrowers of Samples
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Std Dev
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By Country

Total Borrowers of Samples

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