2. CRECER
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Institution

Credito con Educacion Rural Calle Presbítero Medina Nº 2931 (Final-Pasaje Lastra)La Paz13748
Data approved: 2011-10-11
Data version: 2
Age of data: -   months 
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Product

Credito Individual - USD Product 2 of 3 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (USD)USD 13,178,320
Portfolio (USD)USD 13,178,320
Active Clients with Loans6,041
Approximate % Female Clients80% - 100%
Approximate % Urban Clients60% - 80%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
Préstamos para inversión en negoci o actividad productiva, comprar insumos, herramientas y mercadería, cubrir necesidades urgentes. Se les brinda capacitación que ayudan a mejorar la calidad de vida del (de la ) cliente(a) y su familia
Loan Purpose
Any purpose
Income generationx
Mortgage/housingx
Consumer loan
Agriculture
Educationx
Other household financex
Other
Other (2)
Included Services
Credit educationx
Group meetings
Credit insurancex
Workplace visits
Business training
Other trainingx
OtherCapacitación en temas de salud, negocios y otros en procura de mejorar la calidad de vida
Other (2)Microseguros sin costo para los clientes (costo es asumido por CRECER)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age groupx
OtherNo deben tener deuda en mora en el sistema financiero (Consulta Central de Riesgos)
Other (2)Experiencia mínima de 1 año en la actividad a financiar y 6 meses de funcionamiento del negocio
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyUSD
Minimum loan sizeUSD 100
Maximum loan size10,000
Loan Term and Grace Period
Shortest loan term3.0 months
Longest loan term60.0 months
Approx average24.0 months
Grace Period
Grace period usage0
Average grace period2.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterlyx
Every 6 months
Every 12 months
Single end payment
Irregular paymentsx

Pricing Information

Interest
Lowest quoted nominal interest18.00%
Highest quoted nominal interest24.00%
Reason(s) why interest rate variesLoan Size
Interest rate periodYearly
Interest Rate Calculation MethodDecl Bal
Subsidized by funder request?N/A
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Credito Individual - USD samples
Sample 1Sample 2Sample 3Sample 4Sample 5
Loan AmountUSD 500USD 1,000USD 2,000USD 4,000USD 8,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot KnownNot Known
Disbursement Date2011-08-092011-09-042011-09-112011-09-172011-09-04
Loan Term (Months)12.0 months12.0 months24.0 months36.0 months48.0 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot KnownNot Known
True Price by Comp         
Interest and Fee Component23.1%25.1%24.5%22.1%20.4%
Insurance Component0.0%0.0%0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%0.0%0.0%
Full APR (int fee ins tax dep)23.1%25.1%24.5%22.1%20.4%
Transparency Index7872748188
          
Original Repayment SchedulePDFPDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDFPDF
Credito Individual - USD Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeMultipleLoan PurposeCRECERInstitutionBO-010-V02-P02ProductBOCountry2011YearRange Number2Institution Data Version02,0004,0006,0008,000Loan Size (all)0%10%20%Full APR (int fee ins tax dep)> 1,5001,10070030040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Click to view Price Analysis Tool
Institution # Borrowers Portfolio (US$) Products Age of Data
ACB-SA4,3351,476,2886148
Comicoka827758,4354148
COOJAD511823,2156148
COOPEDU2,0297,549,8359148
Duterimbere6,6074,365,0443148
Goshen2,0763,716,0085165
Inkingi2,6482,593,3665165
RML4,9603,473,7813148
UCU3,3911,603,5244148
Urwego37,90014,755,0006
Vision Finance14,2263,474,6466165
Wisigara2,177904,7083148
Zamuka253124,4453148
Zigama CSS53,80659,670,7532165
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Key Statistics
# Samples:
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# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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