2. Ecofuturo
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE
  2. ASPI
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ecofuturo S.A. calle Mexico 1530 entre Otero de la Vega y Nicolas AcostaLa Paz
Data approved: 2010-11-09
Data version: 1
Age of data: -   months 
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Institution

AIDEZ Small Project International HSN C191/18, AbelemkpeAccra, Greater Accra
Data approved: 2013-03-26
Data version: 2
Age of data: 144 months
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.ecofuturo.com.bo/
Year established1998
Head of InstitutionJoaquin Fernando Mompo Siles
Regions active0
# Branches9

Total Portfolio (nat'l)BOB 732,097,749
Total Portfolio (USD)USD 106,875,583.80
Active clients with loans43,844
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsASOFIN
Funders

Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?Yes
Website addresshttp://www.asp-i.org/asp-i/
Year established2003
Head of InstitutionMoses O.T Owharo
Regions activeGreater Accra Region, Volta Region
# Branches0

Total Portfolio (nat'l)GHS 174,550
Total Portfolio (USD)USD 88,604.06
Active clients with loans845
Approximate % female clients80% - 100%
Approximate % urban clients40% - 60%
Network affiliationsGHAMFIN, ASSFIN, Coalition of NGOs in Health, Microcredit summit campaign, USA
FundersUSAID, UBA, Zenith Bank, Ghana Commercial Bank

Loan Products » Summary

Indv BOB
18,275 Borrowers
USD 25,271,123.65 Portfolio
Active Product
Indv USD
8,503 Borrowers
USD 26,247,858.22 Portfolio
Active Product
Agro BOB
2,717 Borrowers
USD 644,356.63 Portfolio
Active Product
Agro USE
820 Borrowers
USD 4,660,417.29 Portfolio
Active Product
Consumo BOB
4,975 Borrowers
USD 5,627,973.35 Portfolio
Active Product
Consumo USD
1,618 Borrowers
USD 3,999,118.63 Portfolio
Active Product
Disponsible
13 Borrowers
USD 1,740.44 Portfolio
Low Volume Product
DPF
32 Borrowers
USD 67,399.31 Portfolio
Low Volume Product
Retracted -Product
0 Borrowers
Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Summary

Agriculture
102 Borrowers
USD 39,187.82 Portfolio
Active Product
Individual
236 Borrowers
USD 2,741.12 Portfolio
Active Product
SME
170 Borrowers
USD 3,730.96 Portfolio
Active Product
Petty Trade
300 Borrowers
USD 36,548.22 Portfolio
Active Product
Car Loan
7 Borrowers
USD 3,553.30 Portfolio
Low Volume Product
Energy Tech
30 Borrowers
USD 2,842.64 Portfolio
Low Volume Product
Compulsory Savings Loan
Retired Product
Susu Savings Loan
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Eco Individual BOB 350 - 40,000 3 - 36 40% - 60% 60% - 80% Business Women, Men, Have business, Contar con un documento de identidad vigente, Tener residencia en territorio Nacional Credit Ins
Eco Individual (USD) USD 50 - 50,000 3 - 72 60% - 80% 60% - 80% Business Women, Men, Have business, Contar con documento de identidad vigente, Tener residencia en Territorio Nacional Credit Ins
Eco-Agropecuario BOB 350 - 40,000 3 - 60 20% - 40% 0% - 20% Business, Compra de Maquinaria, Semilla, ganado entre otros Women, Men, Have business, Que cuente con experiencia en la actividad agrícola, Exclusivo para el Agro Credit Ins, Seguro de todo riesgo Maquinaria
Eco-Agropecuario (USD) USD 25 - 25,000 3 - 60 20% - 40% 0% - 20% Exclusivo para el Agro Women, Men, Have business Credit Ins
Eco-Consumo BOB 350 - 21,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Asalariados tanto formales como informales (Hasta $us. 800), Crédito otorgado a Asalariados que cuen, Microempresarios que destinen el dinero de forma diferente a la actividad Credit Ins
Eco-Consumo (USD) USD 50 - 10,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Microempresarios y Asalariados, Asalariados sin respaldo hasta $us. 800 Credit Ins

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Agriculture Loan GHS 400 - 15,000 4 - 24 40% - 60% 0% - 20% Business, Used for agricultural purposes Women, Men, Have business, Must own a farm or animals, fish, etc. Credit Educ, Group Mtgs, Tech Asst Visits, Business Training, Other Training, Health Education, Technology Management
Individual Loan GHS 100 - 3,000 3 - 12 60% - 80% 40% - 60% Business, Consumer, Education Women, Men, Have business, Salaried worker, Must provide a guarantor Credit Educ, Tech Asst Visits, Business Training, Health Education
SME Loan GHS 1,500 - 5,000 4 - 8 80% - 100% 60% - 80% Business Women, Men, Have business, Must be a graduate from a small group loan, Must provide guarantor Credit Educ, Tech Asst Visits, Business Training
Petty Traders Loan (PTL) GHS 50 - 2,000 3 - 12 80% - 100% 40% - 60% Business Women, Men, Have business Credit Educ, Group Mtgs, Business Training

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Eco Individual 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Eco Individual (USD) 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins 15.00% Principal N/A 0% 0% N/A
Eco-Agropecuario 24.0%-30.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A
Eco-Agropecuario (USD) 20.0%-30.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Eco-Consumo 25.0%-30.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A
Eco-Consumo (USD) 22.0%-30.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.00% annual, Flat 1 Fee 0 Ins None 15.00%-30.00% upfront 93% - 112.1% 137.1% - 163.9% 32
Individual Loan 48.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 118.9% - 159.8% 174.6% - 205.5% 25
SME Loan 48.00% annual, Flat 1 Fee 0 Ins None 15.00%-20.00% upfront 107.9% - 136% 157.9% - 182.6% 28
Petty Traders Loan (PTL) 48.00% annual, Flat 1 Fee 0 Ins None 20.00% upfront 118.9% - 125.8% 174.6% - 183.6% 26

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Eco Individual 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins Ins None N/A 0% 0% N/A
Eco Individual (USD) 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Eco-Agropecuario 24.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Eco-Agropecuario (USD) 20.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A
Eco-Consumo 25.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins None N/A 0% 0% N/A
Eco-Consumo (USD) 22.0%-30.0% annual, Decl Bal 2 Fees 0 Ins Ins 15.00% Principal N/A 0% 0% N/A

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Agriculture Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 15.00%-30.00% upfront 93% - 112.1% 137.1% - 163.9% 32
Individual Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 118.9% - 159.8% 174.6% - 205.5% 25
SME Loan 48.00% annual, Flat 1 Fee 0 Ins Ins None 15.00%-20.00% upfront 107.9% - 136% 157.9% - 182.6% 28
Petty Traders Loan (PTL) 48.00% annual, Flat 1 Fee 0 Ins Ins None 20.00% upfront 118.9% - 125.8% 174.6% - 183.6% 26
Institution Price Graph
Microloan Products offered in BOB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessLoan PurposeEcofuturoInstitutionBO-012-V01-P04BO-012-V01-P06BO-012-V01-P08ProductBOCountry2010YearRange Number1Institution Data Version05,00010,00015,00020,00025,00030,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 5,4004,1002,7001,300100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessOtherLoan PurposeEcofuturoInstitutionBO-012-V01-P05BO-012-V01-P07BO-012-V01-P09ProductBOCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 1,7001,20080040040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeASPIInstitutionGH-003-V02-P01GH-003-V02-P03GH-003-V02-P04GH-003-V02-P08ProductGHCountry2013YearRange Number2Institution Data Version05,00010,00015,000Loan Size (all)0%50%100%150%200%Full APR (int fee ins tax dep)> 1009010Number of Borrowers
Click to view Price Analysis Tool
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Key Statistics
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# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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