2. Ecofuturo
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Ecofuturo S.A. calle Mexico 1530 entre Otero de la Vega y Nicolas AcostaLa Paz
Data approved: 2010-11-09
Data version: 1
Age of data: -   months 
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Institution Details

Institution TypeNon Bank Financial Institution
Is this institution regulated?Yes
Website addresshttp://www.ecofuturo.com.bo/
Year established1998
Head of InstitutionJoaquin Fernando Mompo Siles
Regions active0
# Branches9

Total Portfolio (nat'l)BOB 732,097,749
Total Portfolio (USD)USD 106,875,583.80
Active clients with loans43,844
Approximate % female clients20% - 40%
Approximate % urban clients60% - 80%
Network affiliationsASOFIN
Funders

Loan Products » Summary

Indv BOB
18,275 Borrowers
USD 25,271,123.65 Portfolio
Active Product
Indv USD
8,503 Borrowers
USD 26,247,858.22 Portfolio
Active Product
Agro BOB
2,717 Borrowers
USD 644,356.63 Portfolio
Active Product
Agro USE
820 Borrowers
USD 4,660,417.29 Portfolio
Active Product
Consumo BOB
4,975 Borrowers
USD 5,627,973.35 Portfolio
Active Product
Consumo USD
1,618 Borrowers
USD 3,999,118.63 Portfolio
Active Product
Disponsible
13 Borrowers
USD 1,740.44 Portfolio
Low Volume Product
DPF
32 Borrowers
USD 67,399.31 Portfolio
Low Volume Product
Retracted -Product
0 Borrowers
Portfolio
Low Volume Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Eco Individual BOB 350 - 40,000 3 - 36 40% - 60% 60% - 80% Business Women, Men, Have business, Contar con un documento de identidad vigente, Tener residencia en territorio Nacional Credit Ins
Eco Individual (USD) USD 50 - 50,000 3 - 72 60% - 80% 60% - 80% Business Women, Men, Have business, Contar con documento de identidad vigente, Tener residencia en Territorio Nacional Credit Ins
Eco-Agropecuario BOB 350 - 40,000 3 - 60 20% - 40% 0% - 20% Business, Compra de Maquinaria, Semilla, ganado entre otros Women, Men, Have business, Que cuente con experiencia en la actividad agrícola, Exclusivo para el Agro Credit Ins, Seguro de todo riesgo Maquinaria
Eco-Agropecuario (USD) USD 25 - 25,000 3 - 60 20% - 40% 0% - 20% Exclusivo para el Agro Women, Men, Have business Credit Ins
Eco-Consumo BOB 350 - 21,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Asalariados tanto formales como informales (Hasta $us. 800), Crédito otorgado a Asalariados que cuen, Microempresarios que destinen el dinero de forma diferente a la actividad Credit Ins
Eco-Consumo (USD) USD 50 - 10,000 3 - 60 40% - 60% 80% - 100% Any Purpose Women, Men, Have business, Salaried worker, Microempresarios y Asalariados, Asalariados sin respaldo hasta $us. 800 Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Eco Individual 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins None N/A 0% 0% N/A
Eco Individual (USD) 18.0%-30.0% annual, Decl Bal 1 Fee 0 Ins 15.00% Principal N/A 0% 0% N/A
Eco-Agropecuario 24.0%-30.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A
Eco-Agropecuario (USD) 20.0%-30.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Eco-Consumo 25.0%-30.0% annual, Decl Bal 2 Fees 0 Ins None N/A 0% 0% N/A
Eco-Consumo (USD) 22.0%-30.0% annual, Decl Bal 2 Fees 0 Ins 15.00% Principal N/A 0% 0% N/A
Institution Price Graph
Microloan Products offered in BOB0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessLoan PurposeEcofuturoInstitutionBO-012-V01-P04BO-012-V01-P06BO-012-V01-P08ProductBOCountry2010YearRange Number1Institution Data Version05,00010,00015,00020,00025,00030,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 5,4004,1002,7001,300100Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
Microloan Products offered in USD0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NBFIInstitution TypeAnyBusinessOtherLoan PurposeEcofuturoInstitutionBO-012-V01-P05BO-012-V01-P07BO-012-V01-P09ProductBOCountry2010YearRange Number1Institution Data Version02,0004,0006,0008,00010,00012,000Loan Size (all)0%10%20%30%Full APR (int fee ins tax dep)> 1,7001,20080040040Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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  2. Grameen Ghana
Please note that the information you are viewing is 144 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Grameen Ghana Head OfficeBehind RCCTamale, Northern
Data approved: 2013-03-14
Data version: 2
Age of data: 144 months
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Product

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Product Details

Key Statistics
Outstanding portfolio (GHS)GHS 279,665
Portfolio (USD)USD 141,961.93
Active Clients with Loans2,376
Approximate % Female Clients100%
Approximate % Urban Clients0
Methodology
Individual
Solidarity groupx
Village banking
Self help group
Other
Description
Designed for shea nut pickers and shea butter processors for working capital. Nominal interest rate of 36% flat method.
Loan Purpose
Any purposex
Income generation
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit educationx
Group meetingsx
Credit insurance
Workplace visits
Business training
Other trainingx
OtherTraining in health, nutrition, sanitation, breast-feeding, and malaria prevention.
Other (2)
No other services
Eligibility
Men
Womenx
Must run a business
Must own a home or land
Must be a salaried worker
Must be specific age group
Other
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institution2
# Regions for this product1
Regions ActiveNorthern Region

Loan Conditions

Loan Amount
CurrencyGHS
Minimum loan sizeGHS 50
Maximum loan sizeGHS 500
Distribution at Disbursement (Est.)
Loans less than GHS 1,000100%
GHS 1,000-5,0000
GHS 5,000-7,5000
GHS 7,500-10,0000
GHS 10,000-13,0000
Greater than GHS 13,0000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term9.0 months
Approx averagedk
Distribution at Disbursement (Est.)
Loans 3 months or less0
Between 4 and 6 months70%
Between 7 and 9 months30%
Between 10 and 12 months0
Between 13 and 18 months0
Longer than 18 months0
Grace Period
Grace period usage100%
Average grace period3.0 months
Repayment Frequency
Daily
Weekly
Every 2 weeks
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest36.00%
Highest quoted nominal interest36.00%
Interest rate periodYearly
Interest Rate Calculation MethodFlat
Subsidized by funder request?No
Is rate fixed for entire loan termYes
Upfront Fees
This product has no upfront fees
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
This product has no upfront insurance fees
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forNever
CriteriaN/A
Is deposit indicated on the repayment schedule?N/A
Do borrowers control deposit in their group?N/A
Deposit BEFORE or AT Disbursement
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Deposits DURING period payments
% loan amount depositedN/A
or, Fixed-amount depositedN/A
Conditions on access to depositN/A
Interest Paid on Deposit
Minimum interest rate paidN/A
Maximum interest rate paidN/A
Interest payment frequencyN/A
Taxes
Are taxes charged on this product?No

Full Pricing Data

Shea Loan samples
Sample 1Sample 2Sample 3
Loan AmountGHS 200GHS 200GHS 300
Loan Cycle (1, 2, 3, etc)221
Disbursement Date2013-03-092013-03-092012-08-14
Loan Term (Months)6.0 months6.0 months9.0 months
Grace Period (Months)3.1 months3.1 months3.1 months
Total Cost of CreditGHS 36GHS 36GHS 81
True Price by Comp     
Interest price component39.6%39.6%44.5%
Fee Component0.0%0.0%0.0%
Insurance Component0.0%0.0%0.0%
Tax Component0.0%0.0%0.0%
Deposit Component0.0%0.0%0.0%
Full APR (int fee ins tax dep)39.6%39.6%44.5%
Transparency Index919181
      
Original Repayment SchedulePDFPDFPDF
MFT Pricing CalculationPDFPDFPDF
Shea Loan Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeAnyLoan PurposeGrameen GhanaInstitutionGH-024-V02-P05ProductGHCountry2013YearRange Number2Institution Data Version050100150200250300Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 2,3001,7001,10050060Number of Borrowers
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
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Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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