Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | http://www.fondeco.org/ |
Year established | 1995 |
Head of Institution | María Eugenia Moscoso |
Regions active | Beni , Chuquisaca , Cochabamba , La Paz , Santa Cruz, Tarija |
# Branches | 17 |
Total Portfolio (nat'l) | BOB 165,584,807 |
Total Portfolio (USD) | USD 24,531,082.52 |
Active clients with loans | 14,200 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 20% - 40% |
Network affiliations | INAFI, Grameen, FINRURAL |
Funders |
Institution Type | Private 'For-Profit' |
Is this institution regulated? | N/A |
Website address | http://www.fincaazerbaijan.com/ |
Year established | 1998 |
Head of Institution | Makhmud Saidakhmatov |
Regions active | 0 |
# Branches | 24 |
Total Portfolio (nat'l) | AZN 53,985,767.28 |
Total Portfolio (USD) | USD 67,482,209.10 |
Active clients with loans | 90,145 |
Approximate % female clients | 20% - 40% |
Approximate % urban clients | 40% - 60% |
Network affiliations | |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Fondos Comunales | BOB 500 - 15,000 | 1 - 12 | 60% - 80% | 40% - 60% | Any Purpose | Women, Men, Cada grupo deber estar compuesto por al menos 75% de mujeres | Credit Educ, Group Mtgs, Credit Ins, Other Training | |||||||
Microcredito - USD | USD 500 - 105,000 | 3 - 60 | 0% - 20% | 0% - 20% | Business, Agriculture, Housing, Consumer | Women, Men | Credit Ins | |||||||
Microcredito - BOB | BOB 3,500 - 735,000 | 3 - 84 | 0% - 20% | 0% - 20% | Business, Agriculture, Housing, Consumer, Education | Women, Men | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | USD 50 - 2,500 | 4 - 12 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Rural loan Product (USD) | USD 50 - 2,500 | 6 - 18 | 20% - 40% | 0% - 20% | Business, Housing | Women, Men, Have business, Have home or land, Must have two active cash streams | ||||||||
Express Loan (USD) | USD 100 - 5,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
SME Loan (USD) | USD 5,000 - 50,000 | 3 - 24 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Agriculture Loan (USD) | USD 2,001 - 30,000 | 3 - 24 | 20% - 40% | 0% - 20% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Individual Rural Loan (USD) | USD 100 - 2,500 | 2 - 12 | 20% - 40% | 0% - 20% | Any Purpose | Women, Men, Have business, Have home or land | ||||||||
Solidarity Credit Group (AZN) | AZN 50 - 2,000 | 4 - 12 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land | ||||||||
Rural Loan Product (AZN) | AZN 50 - 2,000 | 6 - 18 | 20% - 40% | 80% - 100% | Business, Housing | Women, Men, Have business, Have home or land |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Fondos Comunales | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins | None | 10.0%-15.0% upfront 15.00% ongoing | 34.5% - 36.2% | 41.6% - 55.9% | 56 | ||||||||
Microcredito - USD | 13.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins | 15.00% Principal | N/A | 25.3% - 28.7% | 26% - 29.3% | 47 | ||||||||
Microcredito - BOB | 13.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins | None | N/A | 16.2% - 25.1% | 16.3% - 25.7% | 62 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 43.4% - 0% | 43.4% - 44.9% | 81 | ||||||||
Rural loan Product (USD) | 36.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 43.7% - 0% | 43.7% - 47.1% | 78 | ||||||||
Express Loan (USD) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 44.8% - 0% | 44.8% - 44.9% | 80 | ||||||||
SME Loan (USD) | 0.0% annual, 0 | 1 Fee | 0 Ins | None | N/A | 29.5% - 0% | 29.5% - 40.9% | 0 | ||||||||
Agriculture Loan (USD) | 40.8% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 44.3% - 0% | 44.3% - 46.5% | 90 | ||||||||
Individual Rural Loan (USD) | 45.6% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 51.4% - 0% | 51.4% - 51.6% | 88 | ||||||||
Solidarity Credit Group (AZN) | 39.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 47.9% - 0% | 47.9% - 51.4% | 79 | ||||||||
Rural Loan Product (AZN) | 36.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins | None | N/A | 51% - 0% | 51% | 71 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Fondos Comunales | 27.0%-32.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | 10.0%-15.0% upfront 15.00% ongoing | 34.5% - 36.2% | 41.6% - 55.9% | 56 | ||||||||
Microcredito - USD | 13.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | 15.00% Principal | N/A | 25.3% - 28.7% | 26% - 29.3% | 47 | ||||||||
Microcredito - BOB | 13.0%-36.0% annual, Decl Bal | 1 Fee | 1 Ins Ins | None | N/A | 16.2% - 25.1% | 16.3% - 25.7% | 62 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Solidarity Credit Group (USD) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 43.4% - 0% | 43.4% - 44.9% | 81 | ||||||||
Rural loan Product (USD) | 36.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 43.7% - 0% | 43.7% - 47.1% | 78 | ||||||||
Express Loan (USD) | 36.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 44.8% - 0% | 44.8% - 44.9% | 80 | ||||||||
SME Loan (USD) | 0.0% annual, 0 | 1 Fee | 0 Ins Ins | None | N/A | 29.5% - 0% | 29.5% - 40.9% | 0 | ||||||||
Agriculture Loan (USD) | 40.8% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 44.3% - 0% | 44.3% - 46.5% | 90 | ||||||||
Individual Rural Loan (USD) | 45.6% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 51.4% - 0% | 51.4% - 51.6% | 88 | ||||||||
Solidarity Credit Group (AZN) | 39.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 47.9% - 0% | 47.9% - 51.4% | 79 | ||||||||
Rural Loan Product (AZN) | 36.0%-42.0% annual, Decl Bal | 1 Fee | 0 Ins Ins | None | N/A | 51% - 0% | 51% | 71 |
Key Statistics | |
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# Products | |
# Institutions | |
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Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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