Outstanding portfolio (BOB) | BOB 187,939,629 |
Portfolio (USD) | USD 27,436,442.19 |
Active Clients with Loans | 9,792 |
Approximate % Female Clients | 20% - 40% |
Approximate % Urban Clients | 60% - 80% |
Any purpose | |
Income generation | x |
Mortgage/housing | |
Consumer loan | |
Agriculture | |
Education | |
Other household finance | |
Other | |
Other (2) |
Credit education | |
Group meetings | |
Credit insurance | x |
Workplace visits | |
Business training | |
Other training | |
Other | Ahorro |
Other (2) | |
No other services |
Men | x |
Women | x |
Must run a business | x |
Must own a home or land | |
Must be a salaried worker | |
Must be specific age group | |
Other | |
Other (2) |
Currency | BOB |
Minimum loan size | BOB 1,014 |
Maximum loan size | 410,060 |
Shortest loan term | 3.0 months |
Longest loan term | 60.0 months |
Approx average | 27.0 months |
Grace period usage | 0 |
Average grace period | 0 |
Daily | |
Weekly | |
Every 2 weeks | |
Every 4 weeks | |
Monthly | x |
Every 2 months | |
Quarterly | x |
Every 6 months | |
Every 12 months | |
Single end payment | |
Irregular payments |
Lowest quoted nominal interest | 13.00% |
Highest quoted nominal interest | 26.00% |
Reason(s) why interest rate varies | Time as Client, Loan Size, Client Risk, Collateral |
Interest rate period | Yearly |
Interest Rate Calculation Method | Decl Bal |
Subsidized by funder request? | N/A |
Is rate fixed for entire loan term | No |
Fee 1 | |
---|---|
Description | Alta de Linea de Credito |
% of loan amount - min | 1.00% |
% of loan amount - max | 1.50% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | |
Appears on Repayment Sched? | No |
Fee 1 | |
---|---|
Description | Seguro de Desgravamen |
% of loan amount - min | 9.00% |
% of loan amount - max | 9.00% |
OR, Fixed amount - min | 0 |
Fixed amount - max | 0 |
Reason for variation | N/A |
Appears on Repayment Sched? | Yes |
Required for | Never |
Criteria | N/A |
Is deposit indicated on the repayment schedule? | N/A |
Do borrowers control deposit in their group? | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
% loan amount deposited | N/A |
or, Fixed-amount deposited | N/A |
Conditions on access to deposit | N/A |
Minimum interest rate paid | N/A |
Maximum interest rate paid | N/A |
Interest payment frequency | N/A |
Are taxes charged on this product? | No |
Institution | # Borrowers | Portfolio (US$) | Products | Age of Data |
---|---|---|---|---|
ACAWE | 100 | 16,000 | 2 | 161 |
AfricaWorks | 6,500 | 1,843,000 | 8 | 122 |
AZADER | 200 | 3,000 | 2 | 162 |
BOM | 18,900 | 6,422,000 | 3 | 130 |
CCOM | 9,100 | 2,995,000 | 6 | 146 |
FDM | 7,200 | 1,002,000 | 4 | 146 |
Hluvuku-ADSEMA | 5,300 | 2,959,000 | 3 | 146 |
IRAM | 0 | 0 | 0 | 146 |
ProCredit | 0 | 0 | 0 | 146 |
Tchuma | 0 | 0 | 0 | 146 |
SOCREMO | - | N/A | 173 |
Key Statistics | |
---|---|
# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
---|---|---|---|---|---|---|---|