2. FUNBODEM
Please note that the information you are viewing is 134 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Fundacion Boliviana Para El Desarrollo De La Mujer Calle Rene Moreno # 476Santa Cruz
Data approved: 2013-10-10
Data version: 2
Age of data: 134 months
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Institution Details

Institution TypeNon-Governmental Organization
Is this institution regulated?No
Website addressN/A
Year established1987
Head of InstitutionA. Pablo Nuñez Quiroga
Regions activeBeni , Santa Cruz
# Branches11

Total Portfolio (nat'l)BOB 108,376,975
Total Portfolio (USD)USD 16,055,848.15
Active clients with loans8,006
Approximate % female clients40% - 60%
Approximate % urban clients60% - 80%
Network affiliationsWomenŽs World Banking, FINRURAL
Funders

Loan Products » Summary

Asalariado
1,074 Borrowers
USD 758,509 Portfolio
Active Product
Asociativo
499 Borrowers
USD 707,278 Portfolio
Active Product
Independent
5,711 Borrowers
USD 8,694,847 Portfolio
Active Product
Linea Agil
105 Borrowers
USD 555,615.02 Portfolio
Active Product
Oportuno
558 Borrowers
USD 301,219.66 Portfolio
Active Product
Transporte
466 Borrowers
USD 1,736,926.16 Portfolio
Active Product
Mipe
173 Borrowers
USD 3,032,103.92 Portfolio
Active Product
Temporada
46 Borrowers
USD 8,777.84 Portfolio
Low Volume Product
Estodios
8 Borrowers
USD 3,120.67 Portfolio
Low Volume Product
Microwarrant
Retired Product
Note: MFTransparency presents full data for active products with over 50 borrowers. Basic data is shown for lower volume products

Loan Products » Conditions

Product Name Loan Size Range Loan Term (months) % Female % Urban Loan Purpose Eligibility Other Services
Asalariado USD 50 - 5,000 4 - 36 20% - 40% 60% - 80% Consumer Women, Men, Salaried worker Credit Ins
Asociativo USD 50 - 2,000 12 - 36 0% - 20% 80% - 100% Business Women, Men, Have business, Estar afiliado a una asociacion Credit Ins
Independiente USD 50 - 15,000 6 - 48 60% - 80% 20% - 40% Business, Agriculture Women, Men, Have business Credit Ins
Linea Agil USD 500 - 25,000 3 - 48 20% - 40% 40% - 60% Business Women, Men, Have business Credit Ins
Oportuno USD 50 - 1,000 3 - 18 60% - 80% 20% - 40% Business Women, Men, Have business Credit Ins
Transporte USD 500 - 25,000 6 - 48 20% - 40% 60% - 80% Business Women, Men, Debe estar afiliado a alguna asociacion, cooperativa y /o Sindicato de transporte. Credit Ins
Mipe USD 15,001 - 25,000 6 - 48 20% - 40% 40% - 60% Business Women, Men, Have business Credit Ins

Loan Products » Pricing Information

Product Name Annual Nominal Interest Fees Insurance Taxes Compulsory Deposit APR (int+fee) Full APR Transparency Index
Asalariado 29.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 30% - 34.9% 30.9% - 35.7% 77
Asociativo 20.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 20.1% - 36% 20.8% - 36.7% 68
Independiente 20.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 20.1% - 35.9% 20.8% - 36.6% 69
Linea Agil 18.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 19.8% - 32% 20.5% - 32.7% 68
Oportuno 32.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 32% - 35.9% 32.6% - 36.6% 87
Transporte 18.0%-36.0% annual, Decl Bal 0 Fees 1 Ins None N/A 19.1% - 26.1% 19.8% - 26.7% 77
Mipe 19.0%-21.0% annual, Decl Bal 0 Fees 1 Ins None N/A 20.1% - 21.1% 20.8% - 21.8% 89
Institution Price Graph
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessConsumerMultipleLoan PurposeFUNBODEMInstitutionBO-020-V02-P01BO-020-V02-P02BO-020-V02-P03BO-020-V02-P04BO-020-V02-P06BO-020-V02-P08BO-020-V02-P09ProductBOCountry2013YearRange Number2Institution Data Version05,00010,00015,00020,000Loan Size (all)0%10%20%30%40%Full APR (int fee ins tax dep)> 50020030Number of Borrowers
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  2. TSPI
Please note that the information you are viewing is 163 months old and may not represent the prices currently charged. If you represent this MFI and wish to update your information, click HERE

Institution

Tulay sa Pag-unlad, Inc. 2363 Antipolo St.Makati1212
Data approved: 2011-11-15
Data version: 1
Age of data: 163 months

Product

TSPI Maunlad Program Product 6 of 7 « Prev | Next »

Product Details

Key Statistics
Outstanding portfolio (PHP)PHP 4,274,666.40
Portfolio (USD)USD 102,264.75
Active Clients with Loans92
Approximate % Female Clients80% - 100%
Approximate % Urban Clients80% - 100%
Methodology
Individualx
Solidarity group
Village banking
Self help group
Other
Description
The TSPI Maunlad Program is an individual loan product primarily designed to meet the expanding credit needs of successful and loyal clients of TSPI. It is offered to clients who can guarentee their loan through either a co-borrower or collateral
Loan Purpose
Any purpose
Income generationx
Mortgage/housing
Consumer loan
Agriculture
Education
Other household finance
Other
Other (2)
Included Services
Credit education
Group meetings
Credit insurancex
Workplace visits
Business trainingx
Other training
Other
Other (2)
No other services
Eligibility
Menx
Womenx
Must run a businessx
Must own a home or land
Must be a salaried worker
Must be specific age group
OtherMust have colateral or a co-borrower
Other (2)
# Borrowers by Product
Portfolio Size by Product
Geographic Coverage
# Regions for this institutionN/A
# Regions for this productN/A
Regions Active

Loan Conditions

Loan Amount
CurrencyPHP
Minimum loan sizePHP 30,000
Maximum loan size150,000
Loan Term and Grace Period
Shortest loan term6.0 months
Longest loan term24.0 months
Approx average12.0 months
Grace Period
Grace period usage0
Average grace period0
Repayment Frequency
Daily
Weeklyx
Every 2 weeksx
Every 4 weeks
Monthlyx
Every 2 months
Quarterly
Every 6 months
Every 12 months
Single end payment
Irregular payments

Pricing Information

Interest
Lowest quoted nominal interest2.40%
Highest quoted nominal interest3.00%
Reason(s) why interest rate variesOn time payment
Interest rate periodMonthly
Interest Rate Calculation MethodFlat
Subsidized by funder request?
Is rate fixed for entire loan termYes
Upfront Fees
Fee 1
DescriptionEncumberance Fee
% of loan amount - min1.50%
% of loan amount - max3.00%
OR, Fixed amount - min0
Fixed amount - max0
Reason for variation
Appears on Repayment Sched?No
Ongoing Fees
This product has no ongoing fees
Upfront Insurance Fees
Ins 1Ins 2
DescriptionGrepalife MRIMBA Credit Life
% of loan amount - min32.00%0
% of loan amount - max32.00%0
OR, Fixed amount - min0240
Fixed amount - max0240
Reason for variationN/AN/A
Appears on Repayment Sched?NoNo
Ongoing Insurance Fees
This product has no ongoing insurance fees
Compulsory Deposit
Required forAll
CriteriaN/A
Is deposit indicated on the repayment schedule?
Do borrowers control deposit in their group?
Deposit BEFORE or AT Disbursement
% loan amount deposited10.00%
or, Fixed-amount deposited0
Deposits DURING period payments
% loan amount deposited0
or, Fixed-amount depositedPHP 100
Conditions on access to depositAccess During
Interest Paid on Deposit
Minimum interest rate paid5.00%
Maximum interest rate paid5.00%
Interest payment frequencyMonthly
Taxes
Are taxes charged on this product?No

Full Pricing Data

TSPI Maunlad Program samples
Sample 1Sample 2Sample 3Sample 4
Loan AmountPHP 30,000PHP 60,000PHP 80,000PHP 100,000
Loan Cycle (1, 2, 3, etc)Not KnownNot KnownNot KnownNot Known
Disbursement Date2011-05-302009-08-202011-04-262011-05-30
Loan Term (Months)6.0 months24.0 months11.2 months11.2 months
Grace Period (Months)0.0 months0.0 months0.0 months0.0 months
Total Cost of CreditNot KnownNot KnownNot KnownNot Known
True Price by Comp       
Interest and Fee Component63.1%47.2%69.4%69.3%
Insurance Component3.8%1.8%2.8%2.5%
Tax Component0.0%0.0%0.0%0.0%
Deposit Component18.2%16.2%17.2%17.9%
Full APR (int fee ins tax dep)85.0%65.1%89.4%89.7%
Transparency Index34443232
        
Original Repayment SchedulePDFPDFPDFPDF
MFT Pricing CalculationPDFPDFPDFPDF
TSPI Maunlad Program Price Graphs
0100Pricing Transparency IndexRegulated Inst.Not Regulated Inst.NGOInstitution TypeBusinessLoan PurposeTSPIInstitutionPH-046-V01-P06ProductPHCountry2011YearRange Number1Institution Data Version020,00040,00060,00080,000100,000Loan Size (all)0%20%40%60%80%Full APR (int fee ins tax dep)> 1091Number of Borrowers** Note: not all bubble sizes in this graph represent number of borrowers, as some samples do not have this data available. These bubbles are shown as a uniform small size. The pop-up text on each bubble will indicate the product scale and the sample scale.
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Key Statistics
# Samples:
# Products
# Institutions
# Countries
# Borrowers
Loan Portfolio (USD)
% Products using declining balance
% Products with one or more fee
% Products with one or more insurances
% Products with compulsory deposits
Filter table:
Country InstAbbrev SampleCode Loan Amount USD Loan Term (Months) SampClients FullAPR DateApproved
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