Institution Type | Non-Governmental Organization |
Is this institution regulated? | No |
Website address | N/A |
Year established | 1987 |
Head of Institution | Julio Cesar Miranda Franco |
Regions active | 0 |
# Branches | 3 |
Total Portfolio (nat'l) | BOB 86,907,157.32 |
Total Portfolio (USD) | USD 12,687,176.25 |
Active clients with loans | 9,606 |
Approximate % female clients | 60% - 80% |
Approximate % urban clients | 80% - 100% |
Network affiliations | |
Funders |
Institution Type | Credit Union / Cooperative |
Is this institution regulated? | Yes |
Website address | N/A |
Year established | 1998 |
Head of Institution | CARLOS MARZON ORTIZ |
Regions active | |
# Branches | 15 |
Total Portfolio (nat'l) | USD 46,867,654 |
Total Portfolio (USD) | USD 46,867,654 |
Active clients with loans | 15,532 |
Approximate % female clients | 40% - 60% |
Approximate % urban clients | 40% - 60% |
Network affiliations | Red Financiera Rural |
Funders |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asalariado | USD 50 - 3,000 | 3 - 48 | 20% - 40% | 60% - 80% | Any Purpose | Women, Men, Salaried worker | Credit Ins | |||||||
Asociativo | USD 50 - 2,000 | 12 - 36 | 0% - 20% | 80% - 100% | Business | Women, Men, Have business, Ser mienbro de una asociación | Credit Ins | |||||||
Independiente | USD 50 - 15,000 | 3 - 48 | 60% - 80% | 80% - 100% | Business, en caso de que la casa sea parte del negocio, En educación en caso que esta aumente la capacidad | Women, Men, Have business | Credit Ins | |||||||
Linea Agil | USD 500 - 15,000 | 4 - 48 | 40% - 60% | 80% - 100% | Business, el uso del dinero en la casa en caso que este sea | Women, Men, Have business | Credit Ins | |||||||
Oportuno | USD 100 - 2,000 | 3 - 18 | 60% - 80% | 80% - 100% | Business | Women, Men, Have business | Credit Ins | |||||||
Temporada | USD 50 - 400 | 1 - 4 | 80% - 100% | 80% - 100% | Any Purpose | Women, Men, Have business, tambien se aplica a personas asalariadas | Credit Ins | |||||||
Transporte | USD 500 - 16,000 | 6 - 48 | 20% - 40% | 60% - 80% | Business | Women, Men | Credit Ins |
Product Name | Loan Size Range | Loan Term (months) | % Female | % Urban | Loan Purpose | Eligibility | Other Services | |||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credidesarrollo | USD 200 - 15,000 | 6 - 38 | 20% - 40% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Seguro de Desgravamen | |||||||
Crediemergente | USD 500 - 1,000 | 2 - 14 | 40% - 60% | 60% - 80% | Any Purpose | Women, Men | ||||||||
Credimicroempresarial | USD 400 - 20,000 | 6 - 50 | 40% - 60% | 60% - 80% | Business | Women, Men, Have business | Credit Ins, Seguro de Desgravamen | |||||||
Crediparticular | USD 200 - 15,000 | 5 - 38 | 40% - 60% | 0% - 20% | Any Purpose | Women, Men, Salaried worker | Credit Ins, Seguro de Desgravamen | |||||||
Creditierras | USD 1,000 - 15,000 | 15 - 62 | 20% - 40% | 60% - 80% | Business, Compra, o legalización, o la titularización de la , tierra destinada a la prducción agrícola, pecuaria | Women, Men, Orientado a organizaciones campesinas y/o miembros de organizaciones campesinas | Credit Ins, Seguro de Desgravamen | |||||||
Credivivienda | USD 1,000 - 25,000 | 8 - 86 | 40% - 60% | 60% - 80% | Housing, Adquisicion, Construccion, Terminacion de vivienda | Women, Men | Credit Ins, Seguro de Desgravamen |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asalariado | 24.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Asociativo | 18.0%-20.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Independiente | 20.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Linea Agil | 20.0%-32.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Oportuno | 24.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Temporada | 32.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Transporte | 18.0%-32.0% annual, Decl Bal | 3 Fees | 1 Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credidesarrollo | 16.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 16% | 16% | 100 | ||||||||
Crediemergente | 14.0%-17.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 17% | 17% | 82 | ||||||||
Credimicroempresarial | 11.4%-17.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 17% | 17% | 67 | ||||||||
Crediparticular | 14.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 14% | 14% | 100 | ||||||||
Creditierras | 12.0%-13.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 12% | 12% | 100 | ||||||||
Credivivienda | 10.0%-17.0% annual, Decl Bal | 0 Fees | 0 Ins | None | N/A | 10% - 17% | 10% - 17% | 71 |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Asalariado | 24.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Asociativo | 18.0%-20.0% annual, Decl Bal | 3 Fees | 1 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Independiente | 20.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Linea Agil | 20.0%-32.0% annual, Decl Bal | 3 Fees | 1 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Oportuno | 24.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Temporada | 32.0%-36.0% annual, Decl Bal | 3 Fees | 1 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A | ||||||||
Transporte | 18.0%-32.0% annual, Decl Bal | 3 Fees | 1 Ins Ins | 15.00% Principal | N/A | 0% | 0% | N/A |
Product Name | Annual Nominal Interest | Fees | Insurance | Taxes | Compulsory Deposit | APR (int+fee) | Full APR | Transparency Index | ||||||||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Credidesarrollo | 16.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 16% | 16% | 100 | ||||||||
Crediemergente | 14.0%-17.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 17% | 17% | 82 | ||||||||
Credimicroempresarial | 11.4%-17.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 17% | 17% | 67 | ||||||||
Crediparticular | 14.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 14% | 14% | 100 | ||||||||
Creditierras | 12.0%-13.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 12% | 12% | 100 | ||||||||
Credivivienda | 10.0%-17.0% annual, Decl Bal | 0 Fees | 0 Ins Ins | None | N/A | 10% - 17% | 10% - 17% | 71 |
Key Statistics | |
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# Samples: | |
# Products | |
# Institutions | |
# Countries | |
# Borrowers | |
Loan Portfolio (USD) | |
% Products using declining balance | |
% Products with one or more fee | |
% Products with one or more insurances | |
% Products with compulsory deposits |
Country | InstAbbrev | SampleCode | Loan Amount USD | Loan Term (Months) | SampClients | FullAPR | DateApproved |
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